Project Accountability Check In Period 2 by Lucila Perez-Cerritos https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a In this padlet, post any screenshots of work/research that you have already done. They can be websites, and/or notes. You can also ask questions in this padlet. en-us 2021-04-22 18:24:37 UTC 2021-05-22 01:27:02 UTC hello@padlet.com Resource #1 A reading resource for you lucyrcdesigngroup https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448805749 2021-04-22 18:26:31 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448805749 Resource #2 lucyrcdesigngroup https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448806713 2021-04-22 18:26:42 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448806713 Resource #3 lucyrcdesigngroup https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448807780 2021-04-22 18:26:55 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448807780 Resource #4- Calling Script lucyrcdesigngroup https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448808244 Hi, my name is ____________. I am currently a 12th grader at Aspire Pacific Academy in Huntington Park in an Economics class. We are working on a project about purchasing our first property and was wondering if I could ask you some general questions about mortgage loans, please? Yes, awesome! Thank you. I currently have a fake credit score of ______. How likely is it that I can get approved for a loan? What would the interest rate be? What is the difference between an FHA loan and a conventional loan? What do you recommend?
(When you are done with the call, THANK THEM FOR THEIR TIME!!)
(If the answer is no, thank them for their time and then ask them to give you a website where you could find the information)]]> 2021-04-22 18:27:00 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448808244 Resource #5 Reading lucyrcdesigngroup https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448808653 2021-04-22 18:27:05 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1448808653 chavarin https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1449717651 I'm in the process of finding a mortgage lender and real estate agent ]]> 2021-04-22 23:30:11 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1449717651 Cristian E https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1449729994 Start to look for home insurance I can do more research about next week. 

]]> 2021-04-22 23:36:43 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1449729994 vicente https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1449747156 I'm in the process of calling up a bank and acquiring information regarding mortgage loans and the like.

]]> 2021-04-22 23:45:25 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1449747156 Aneesah Gutierrez https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450356092 I am looking for a real estate agent to call/message in the areas that I chose for my homes]]> 2021-04-23 03:44:07 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450356092 Iram otlica https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450387844 I'm currently in the process of calling a bank about my mortgage but for the housing i have found and chosen the real estate agent]]> 2021-04-23 04:03:23 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450387844 Carolina Contreras https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450654050 I am currently in the process of finding a real estate agent and calling some banks .]]> 2021-04-23 06:34:02 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450654050 Dorothy https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450656933 I found the banks phone numbers and made a list so it can be easier to call
BOF : 800-432-1000
Wells Fargo: 1-800-956-4442
Chase: 1-800-935-9935
U.S banking: 800-872-2657
]]> 2021-04-23 06:35:30 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450656933 Abraham H abrahamhuerta https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450682740 Currently trying to find a realtor .I am also coming up with a script for the call.]]> 2021-04-23 06:48:13 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1450682740 Adyline Garcia https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1451037367 I am currently looking for a real estate agent through the app Zillow. I have seen a few but I haven’t chose one yet. ]]> 2021-04-23 09:40:15 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1451037367 Anabel Carta https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1452225935 I need to call the bank and get the last bit of information to have this project complete]]> 2021-04-23 15:24:22 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1452225935 Sara Garcia https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1452585527 I plan on calling a bank to gain a little extra information and ask them if I wold qualify for a mortgage loan. ]]> 2021-04-23 16:36:28 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1452585527 Gigi gisellehuerta1403 https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1452737089 Some banks/loan offices are not allowed to give us the information we need only because they may need more information to input into a program they have. Also because some of us are underage, one nice guy gave me this website https://www.rocketmortgage.com/calculators/mortgage-calculator which I've found useful. ]]> 2021-04-23 17:06:36 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1452737089 melody https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1457114495 I'm going to start looking for a home inspector.]]> 2021-04-25 22:32:32 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1457114495 Briggs https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1469910500 Using Realtor.com to find houses all while providing me necessary details such as monthly cost and the amount of sqft https://www.realtor.com/]]> 2021-04-28 16:24:23 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1469910500 Mya myalopez https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1470354900 I was able to find mortgage calculator for the bank chase and I also was able to call them and they were busy. I plan on calling different banks to see if there’s any difference ]]> 2021-04-28 17:48:13 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1470354900 Mya myalopez https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1545766815 I was able to get my loan and interest rate from chase. I was  able to find some houses within my price range from the loan I got. I also started looking into some inspectors and insurance and learned some banks make some insurance mandatory to make sure they do not loose money]]> 2021-05-20 22:07:04 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1545766815 Moisses G https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1549541478 Im going to start looking for a realtor.]]> 2021-05-22 01:26:09 UTC https://padlet.com/lucyrcdesigngroup/7rd1zgjud5uljh1a/wish/1549541478