https://padlet.com/asoutar2/7qa0cs4b42br en-us 2019-11-26 01:44:04 UTC 2024-10-24 21:29:23 UTC hello@padlet.com asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416465993 This Website talks about what life insurance is, and what different types of life insurance their are.  To begin it goes over talking about deciding if you need life insurance or not, and a few reasons as to why, and how that money can be allocated if you pass away.  It follows this up by talking about term life insurance vs permanent life insurance

I learned through this more about the different types of life insurance that you can get and i choose this website because it is a credible source coming straight from the government of canada]]> 2019-11-26 01:48:00 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416465993 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416466106 This website had a really cool tool to calculate life insurance, how much it would cost, and what you would get out of a plan.  By entering in information such as saving and investments, mortgages and outstanding debts, and your income, it would calculate results that were based around the information you put in. 

I choose this website because it deals with Canadian rates and it was a very interesting tool to be able to use. One thing i learned was how relatively cheap life insurance is for me.]]> 2019-11-26 01:48:27 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416466106 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416467724 This website talks about how the majority of Canadians don't have enough life insurance coverage, and those who do have life insurance don't actually have enough coverage for their debts upon death.

I choose this website because it talks directly about Canadians and our coverage when it comes to life insurance. I learned that the average life insurance plan does not have enough coverage for what the average Canadian needs.]]> 2019-11-26 01:54:28 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416467724 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416469548 This website addressed a wide variety of concerns and things to consider when looking at purchasing life insurance. It addressed reasons for purchasing life insurance and why you would consider it. and it also gave a clear understanding of the different types of life insurance that are offered.

I choose this website because i really liked that it talked about a wide variety of things relating to life insurance. i also liked the fact that it is posted by a local newspaper for me. One thing i learned from this was a more in depth understanding of the different types of life insurance, and why you would pick one of the other for different life-styles.]]> 2019-11-26 02:02:14 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416469548 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416470965 This video talks about the 2 types of life insurance available.  Term life insurance, and permanent life insurance.  It discusses factors such as the price differences and term length, as well as giving real life examples about the benefits of both types of life insurance.

I choose this video because it gave a very good verbal as well as visual presentation of the two types of life insurance. One thing i learned is that typically, term life insurance goes for 10 - 20 years terms.]]> 2019-11-26 02:07:34 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416470965 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416473742 This video talks about how to save money on life insurance.  This video talks about how most Canadians don't have the right type of life insurance, and often it costs them more than it is getting them when compared to another plan.  It also talks about the affects of death in terms of the different life insurances and what type you should get.

I choose this video because it directly relates to Canadian life insurance and i found it to be quite informative. I found this video useful to show the difference between the types of life insurance and when it is more advisable to use one over the other.]]> 2019-11-26 02:19:04 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416473742 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416474998 This video was from the Financial Services Commission of Ontario and it was a short video advocating for the use of life insurance in Canada.  It made reference to many good points in the video however which is why i selected this video.

I choose this video because i felt that it is important for people to have access to knowledge on life insurance in Canada and this was a nice short video that i felt did a good job getting that message across. I learned from this video that when you pass away you may be eligible to not have your death benefit taxed if you have named a beneficiary.]]> 2019-11-26 02:23:56 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416474998 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416476986 this video focuses on the side of the company selling the life insurance plans and more talks about what changes they are having to make in order to keep up with new plans coming out.

I choose this video because it is from a very credible source and addressed a side of life insurance i have not yet touched upon. One thing i found interesting was companies switch to much more electronic forms of calculating rates for different plans and amount of coverage.]]> 2019-11-26 02:32:08 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416476986 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416491906 this image shows a statement about the percentage of people who think that life insurance is too expensive, but in reality they are over double the price of life insurance in their estimation. 

I choose this image because i thought it showed a very cool statistic about the reality of how affordable life insurance can be. I also learned that 2/3 adults overestimate the cost of life insurance by more than double, which is kinda cool.]]> 2019-11-26 03:44:42 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416491906 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416493025 This second image was interesting because it was a list of five different statistics relating to life insurance, some of which i had never seen before or never would have guessed. 

I choose this image because i liked the way it was laid out visually, as well as it had some very interesting information and was from a credible source]]> 2019-11-26 03:50:19 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416493025 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416494333 The thing that surprised me the most was definitely the price of the life insurance. it was significantly lower than i would have assumed and could very easily be worked into my personal budget.]]> 2019-11-26 03:57:15 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416494333 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416494555 This topic is interesting to me because i am at that point in my life where i could definitely see myself getting an insurance plan for life insurance to begin to collect dividends and have coverage for my family if anything were to ever go wrong.]]> 2019-11-26 03:58:21 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416494555 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416494863 I think it would have to be a similar answer to the first question because i believe i would tell them about the price of it and really try to educate them more on finding an insurance plan that is right for them so they can save as much as possible and still have a plan that is goof for what they need.]]> 2019-11-26 03:59:52 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416494863 asoutar2 https://padlet.com/asoutar2/7qa0cs4b42br/wish/416495353 Welcome to my padlet! This padlet will be discussing life insurance and many things to do with it. it will be going over websites, videos, and images that talk about many topics related to life insurance. From the two types of life insurance that we have in Canada, all the way to reasons that you may want to get it! I hope that you enjoy what i have collected and written about, and thank you for taking the time to read and watch!]]> 2019-11-26 04:02:29 UTC https://padlet.com/asoutar2/7qa0cs4b42br/wish/416495353