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      <title>My delightful padlet by Amia Martinez</title>
      <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2024-10-30 14:52:38 UTC</pubDate>
      <lastBuildDate>2024-11-01 14:51:02 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>return </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3194619828</link>
         <description><![CDATA[<p>Definition: Money made or lost on an investment over some period time </p><p><br/></p><p>Sentence: They had to return the money that they borrowed from the bank.</p>]]></description>
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         <pubDate>2024-10-30 14:55:51 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3194619828</guid>
      </item>
      <item>
         <title>Growth Investing </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3194621094</link>
         <description><![CDATA[<p>Definition: Involves buying investments that are expected to grow faster than the market as a whole. </p><p><br/></p><p>Sentence: Sam decided to use growth investing so he can beat better person.</p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Advantages_and_Drawbacks_of_Growth_Investing.png" />
         <pubDate>2024-10-30 14:56:39 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3194621094</guid>
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      <item>
         <title>Income Investing </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196335366</link>
         <description><![CDATA[<p>Definition: A strategy that involves building a profile of assets that generate regular income, such as dividends, interests, or bonds. </p><p><br/></p><p>Sentence: Will used income Investing to get more assets.</p>]]></description>
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         <pubDate>2024-10-31 14:34:19 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196335366</guid>
      </item>
      <item>
         <title>Security </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196343488</link>
         <description><![CDATA[<p>definition: Investing can come from fixed- income securities, which are investments that provide a steady stream of income to investors.</p><p><br/></p><p>Sentence: Kam needed to get security for his account.</p>]]></description>
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         <pubDate>2024-10-31 14:38:57 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196343488</guid>
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      <item>
         <title>Dividends- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196350686</link>
         <description><![CDATA[<p>Definition: A portion of a company's earnings that is paid  to its shareholders. </p><p><br></p><p>Sentences: </p>]]></description>
         <enclosure url="https://learn.financestrategists.com/wp-content/uploads/Reasons-Why-Firms-Pay-Dividends.png" />
         <pubDate>2024-10-31 14:43:37 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196350686</guid>
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      <item>
         <title>Capital Appreciation- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196359083</link>
         <description><![CDATA[<p>Definition: The increase in the value of an investment over time.</p><p><br/></p><p>Sentence: </p>]]></description>
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         <pubDate>2024-10-31 14:48:14 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196359083</guid>
      </item>
      <item>
         <title>Capital Preservation- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196367815</link>
         <description><![CDATA[<p>Definition: An investment strategy that focuses on preserving the original investment amount and minimizing losses. </p><p><br/></p><p>Sentences: </p>]]></description>
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         <pubDate>2024-10-31 14:52:46 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196367815</guid>
      </item>
      <item>
         <title>Portfolio- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196372040</link>
         <description><![CDATA[<p>Definition: A collection of financial assets, like socks, bonds, mutual funds, and cash. </p><p><br></p><p>Sentence:</p>]]></description>
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         <pubDate>2024-10-31 14:56:14 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3196372040</guid>
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      <item>
         <title>Diversification-</title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197681205</link>
         <description><![CDATA[<p>Definition: investing is the practice of spreading investments across different asset classes, industries, and geographic regions to reduce risk.</p><p><br/></p><p>Sentences:</p>]]></description>
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         <pubDate>2024-11-01 13:02:27 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197681205</guid>
      </item>
      <item>
         <title>Asset Allocation- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197683076</link>
         <description><![CDATA[<p>Definition: a strategy that involves dividing an investment portfolio among different asset classes to balance risk and reward. It's a personal decision that depends on an investor's goals, risk tolerance, and time horizon.&nbsp;</p>]]></description>
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         <pubDate>2024-11-01 13:03:52 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197683076</guid>
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      <item>
         <title>Volatility- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197686503</link>
         <description><![CDATA[<p>Definition: investing is a measure of how much an asset's price changes over a period of time, and the degree of risk that comes with those changes</p><p><br/></p><p>Sentences: </p>]]></description>
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         <pubDate>2024-11-01 13:07:08 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197686503</guid>
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      <item>
         <title>Dollar Cost Averaging- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197688739</link>
         <description><![CDATA[<p>Definition: an investment strategy that involves investing a fixed amount of money at regular intervals, regardless of the price of the security.</p><p><br/></p><p>Sentences:</p>]]></description>
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         <pubDate>2024-11-01 13:09:31 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197688739</guid>
      </item>
      <item>
         <title>Bonds- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197690176</link>
         <description><![CDATA[<p>Definition: a type of debt security that investors purchase to lend money to a corporation, government, or other organization</p><p><br/></p><p>Sentences: </p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Process-of-Issuing-Bonds.png" />
         <pubDate>2024-11-01 13:10:31 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197690176</guid>
      </item>
      <item>
         <title>Stocks- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197691661</link>
         <description><![CDATA[<p>Definition: equities, is the purchase of ownership shares in a company. Stockholders, or shareholders, become fractional owners of the company and can profit from the company's success in a few ways.</p><p><br/></p><p>Sentences: </p>]]></description>
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         <pubDate>2024-11-01 13:12:02 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197691661</guid>
      </item>
      <item>
         <title>Mutual Funds- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197694049</link>
         <description><![CDATA[<p>Definition: an investment that pools money from many investors to buy securities like stocks, bonds, and other assets. Investors receive shares in the fund, which represent a proportional interest in the fund's portfolio.</p><p><br/></p><p>Sentences: </p>]]></description>
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         <pubDate>2024-11-01 13:14:19 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197694049</guid>
      </item>
      <item>
         <title>Par Value- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197695442</link>
         <description><![CDATA[<p>Definition: stated value of a bond or stock when it's first issued, also known as the original or nominal value.</p><p><br/></p><p>Sentences: </p>]]></description>
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         <pubDate>2024-11-01 13:15:41 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197695442</guid>
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      <item>
         <title>Maturity </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197697512</link>
         <description><![CDATA[<p>Definiton: <strong>the agreed-upon date on which the investment ends</strong></p><p><br/></p><p><strong>Sentences: </strong></p>]]></description>
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         <pubDate>2024-11-01 13:17:31 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197697512</guid>
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      <item>
         <title>Default-</title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197781895</link>
         <description><![CDATA[<p>Definition: default is when an issuer fails to meet their financial obligations, such as paying interest or principal on a loan</p><p><br/></p><p>Sentences: </p>]]></description>
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         <pubDate>2024-11-01 14:33:03 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197781895</guid>
      </item>
      <item>
         <title>Equities- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197784349</link>
         <description><![CDATA[<p>Definition: <strong>purchase stock for a share of ownership in companies with the expectation that the stock may earn dividends or can be resold with a capital gain</strong>.</p><p><br/></p><p>Sentences: </p>]]></description>
         <enclosure url="https://www.financestrategists.com/uploads/Benefits-and-Risks-of-a-100_-Equities-Strategy.png" />
         <pubDate>2024-11-01 14:35:11 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197784349</guid>
      </item>
      <item>
         <title>Stock Exchange-</title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197785786</link>
         <description><![CDATA[<p>Definition: <strong>a centralized location where investors can buy and sell equities</strong></p><p><br/></p><p><strong>Sentences:</strong></p>]]></description>
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         <pubDate>2024-11-01 14:36:24 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197785786</guid>
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      <item>
         <title>Bull Market-</title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197786756</link>
         <description><![CDATA[<p>Definition: a period of time when the stock market is rising, and investors are generally optimistic about the economy and the market</p><p><br/></p><p>Sentences:</p>]]></description>
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         <pubDate>2024-11-01 14:37:20 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197786756</guid>
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      <item>
         <title>Bear Market-</title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197788187</link>
         <description><![CDATA[<p>Definition: Drop in investment prices</p><p><br/></p><p>Sentences:</p>]]></description>
         <enclosure url="https://learn.financestrategists.com/wp-content/uploads/download.png" />
         <pubDate>2024-11-01 14:38:45 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197788187</guid>
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      <item>
         <title>NAV- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197789442</link>
         <description><![CDATA[<p>Definition: a financial metric that measures the value of an investment fund or company by subtracting its liabilities from its assets</p><p><br/></p><p>Sentences: </p>]]></description>
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         <pubDate>2024-11-01 14:39:46 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197789442</guid>
      </item>
      <item>
         <title>Prospects- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197791612</link>
         <description><![CDATA[<p>Definition: In investing, a prospect can refer to a number of things</p><p><br/></p><p>Sentence: </p>]]></description>
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         <pubDate>2024-11-01 14:41:24 UTC</pubDate>
         <guid>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197791612</guid>
      </item>
      <item>
         <title>Brokers- </title>
         <author>27martineza4</author>
         <link>https://padlet.com/27martineza4/7jw3cx3s7sg4h0za/wish/3197793051</link>
         <description><![CDATA[<p>Definition: a licensed professional or institution that buys and sells investments on behalf of a client.</p><p><br/></p><p>Sentences: </p>]]></description>
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         <pubDate>2024-11-01 14:42:36 UTC</pubDate>
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