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      <title>Students and Credit by Ms. Krasny</title>
      <link>https://padlet.com/krasny/7e4iwx5r8kha</link>
      <description>Thoughts on Credit Cards</description>
      <language>en-us</language>
      <pubDate>2017-12-19 15:13:48 UTC</pubDate>
      <lastBuildDate>2018-01-10 18:15:20 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Amanda Licks</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219500743</link>
         <description><![CDATA[<div>No. I would be afraid that I would use more money then i actually have and max my card. I feel that i can only use the money i have on me and it helps to not overspend on some things. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:01:04 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219500743</guid>
      </item>
      <item>
         <title>Victoria Dalli </title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219502423</link>
         <description><![CDATA[<div>I wouldn't want to get a credit card til I am older because I do want to eventually establish credit but I need to know how to handle money better before I get one </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:05:05 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219502423</guid>
      </item>
      <item>
         <title>Anne Russo</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219502450</link>
         <description><![CDATA[<div>I would want a credit card in college because I would be responsible and use it only when I need it</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:05:08 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219502450</guid>
      </item>
      <item>
         <title>gianna veltre</title>
         <author>veltre827</author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219502469</link>
         <description><![CDATA[<div>i think that i can have a credit card in college because I know how to handle my money and if i begin using a card and keep good credit early on it would benefit me to start my career after college having a good credit score</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:05:11 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219502469</guid>
      </item>
      <item>
         <title>Josh Cooper</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219502587</link>
         <description><![CDATA[<div>I would love a credit card in college because i could be responsible with it and slowly get a higher credit score.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:05:26 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219502587</guid>
      </item>
      <item>
         <title>Anthony massoni</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219503057</link>
         <description><![CDATA[<div>i would want a credit card in college because it will teach me not to spend a lot cash and save money</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:06:20 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219503057</guid>
      </item>
      <item>
         <title>Giovanna Goncalves</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219503176</link>
         <description><![CDATA[<div>I would want a credit card in college to be able to use it in case of any emergencies. Also it would allow me to become financially responsible.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:06:37 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219503176</guid>
      </item>
      <item>
         <title>Jake Anderson</title>
         <author>anderson874</author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219503430</link>
         <description><![CDATA[<div>i would get a credit card in college because for all my basic necessities and then I will use cash to pay for other things. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:07:10 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219503430</guid>
      </item>
      <item>
         <title>Rose Murphy</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219503820</link>
         <description><![CDATA[<div>I would want a credit card in college to use in emergencies when I don't have cash.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:07:34 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219503820</guid>
      </item>
      <item>
         <title>Vince Caputo</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504042</link>
         <description><![CDATA[<div>Having a credit card in college is a good thing to have in the case of emergencies also because you can build up credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:08:04 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504042</guid>
      </item>
      <item>
         <title>Anthony Pastor</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504196</link>
         <description><![CDATA[<div>I feel that as a grow older throughout college the need for a credit card may rise when I<br> feel I'm responsible enough.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:08:25 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504196</guid>
      </item>
      <item>
         <title>Julia LoGiudice</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504292</link>
         <description><![CDATA[<div>I would want a credit card in college because I could use it in emergencies if I didn't have cash and I would learn how to be responsible with my money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:08:37 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504292</guid>
      </item>
      <item>
         <title>Brooke Scotti </title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504412</link>
         <description><![CDATA[<div>I would want a credit card in college to use for emergencies.  </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:08:51 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504412</guid>
      </item>
      <item>
         <title>Julia Carovillano</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504505</link>
         <description><![CDATA[<div>I would want a credit card for emergency expenses only to establish some credit before i have other types of debt like a car loan or a mortgage that i have to pay for on my own.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:09:02 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504505</guid>
      </item>
      <item>
         <title>Annamarie Anton</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504541</link>
         <description><![CDATA[<div>I would not want a credit card in college because I would be afraid of over spending&nbsp; and would not want to get into financial trouble early on in my life.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:09:07 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219504541</guid>
      </item>
      <item>
         <title>Joshua Skelton</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219505409</link>
         <description><![CDATA[<div>I would not want to have a credit card so i can cut spending and save more money. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:10:57 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219505409</guid>
      </item>
      <item>
         <title>Dante Cassaro</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219505893</link>
         <description><![CDATA[<div>I would want to have a credit card, so i can learn how to manage it myself and use it in case of emergencies. <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:11:57 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219505893</guid>
      </item>
      <item>
         <title>Kevin Fitzgerald</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219506397</link>
         <description><![CDATA[<div>I would want a credit card n college because I feel that I am responsible enough that I would only spend it on necessities.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:13:03 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219506397</guid>
      </item>
      <item>
         <title>Megan Carey</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219506990</link>
         <description><![CDATA[<div>I would want a credit card in college because I feel like I will learn how to be responsible to use the credit card in certain emergencies.&nbsp;<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:14:25 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219506990</guid>
      </item>
      <item>
         <title>Matthew Medeiros </title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219509956</link>
         <description><![CDATA[<div>No I would not want a credit card in college. I would use a debit card like I do today because it is my money and it makes me more responsible on what to spend it on because I know where the money is from, my checkings account. A credit card would sneak up on me because I wouldn't see how much I'm spending.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:21:44 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219509956</guid>
      </item>
      <item>
         <title>Will</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219513071</link>
         <description><![CDATA[<div>I do not want a credit card in college because then i will be focused on trying to keep my credit score high and not focus on school.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-08 19:28:24 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219513071</guid>
      </item>
      <item>
         <title>Jillian Antoniewicz</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219918072</link>
         <description><![CDATA[<div>I wouldn't want a credit card in college because I most likely would have a hard time managing my money and might run out of money fast. Without a credit card I would know an exact amount of money I have to spend and not overspend.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:04:26 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219918072</guid>
      </item>
      <item>
         <title>I would want a credit card so I can learn for the future how to adjust how much I spend along with how much I save for when I have a steady job. However if I don&#39;t do well with the card I wouldn&#39;t want to keep it so I don&#39;t spend too much </title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219918215</link>
         <description><![CDATA[<div>Brooke Swandrak</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:04:43 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219918215</guid>
      </item>
      <item>
         <title>I think I would want a CC beasue I feel like I know enough about how debt works and I would be able to stay out of financial trouble. A CC is very convienient and would help in collage</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219918528</link>
         <description><![CDATA[<div>Jeremy Ruka</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:05:20 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219918528</guid>
      </item>
      <item>
         <title>Zoe D&#39;Amico</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919280</link>
         <description><![CDATA[<div>I would not want to have a credit card in college because I don't want to have to worry about additional debt because of student loans. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:06:44 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919280</guid>
      </item>
      <item>
         <title>Caroline McCaffery</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919285</link>
         <description><![CDATA[<div>I would want a credit card so I can learn how to manage my money and have it available if there's an emergency.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:06:44 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919285</guid>
      </item>
      <item>
         <title>Nazir Benton</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919504</link>
         <description><![CDATA[<div>I wouldn't want a credit card in college because I wouldn't want to be in debt and also I really wouldn't need it because i would have money saved up</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:07:05 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919504</guid>
      </item>
      <item>
         <title>Shannon McCarthy</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919553</link>
         <description><![CDATA[<div>I do not want a credit card in college because I would probably spend my money on things I do not need, and I think i should learn how to manage my money responsibly first. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:07:09 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919553</guid>
      </item>
      <item>
         <title>Wade Garrison</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919672</link>
         <description><![CDATA[<div>I wouldn't want a credit card in college because I might not be responsible with it. I would not mind having one for emergency situations though.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:07:23 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919672</guid>
      </item>
      <item>
         <title>Lopes</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919713</link>
         <description><![CDATA[<div>I would want a credit card in college because I agreed with the people in the video that explained how they carry one for emergencies<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:07:27 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919713</guid>
      </item>
      <item>
         <title>Zuckerman</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919752</link>
         <description><![CDATA[<div>I would not want to have a credit card in college because i don't want to get into serious debt and have bad a bad credit score in college. Furthermore id much rather have a debit card because i cant get into debt with it and i could just ask my parents to put money in every month</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:07:29 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919752</guid>
      </item>
      <item>
         <title>Bee Iosso</title>
         <author>veltre827</author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919980</link>
         <description><![CDATA[<div>I would want a credit card in college in case of an emergency. I also think I would be responsible and keep track of what I'm spending so I can pay it off. <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:07:50 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219919980</guid>
      </item>
      <item>
         <title>Muller </title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219920071</link>
         <description><![CDATA[<div>i would want a credit card because i would be able to control my usage and only use it is situations where there is no other option and i need something.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:07:58 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219920071</guid>
      </item>
      <item>
         <title>Baranowski</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219920585</link>
         <description><![CDATA[<div>I might consider having a credit card in college just for the purpose of building good credit. I consider myself to be responsible with money so I don't think I'd spend any money that I couldn't pay back by the time the bill came in the mail.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:08:45 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219920585</guid>
      </item>
      <item>
         <title>Itzel</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219920816</link>
         <description><![CDATA[<div>I wouldn't want a credit card in college because I would probably spend money on things I don't need and before having a credit card I would want to learn how to manage a credit card/money correctly</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:09:05 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219920816</guid>
      </item>
      <item>
         <title>Billy Lentz</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219920853</link>
         <description><![CDATA[<div>I would like a credit card in college. I believe i would be able to refrain from using it too much, but I would try to use it enough to build up my credit score so I can get better loans/mortgages later on.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:09:09 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219920853</guid>
      </item>
      <item>
         <title>Rodgers </title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219921484</link>
         <description><![CDATA[<div>yes i would want one so i can use it for books or emergencies in case i don't have cash on me. i think I would be responsible enough to keep track of my spending. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:10:08 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219921484</guid>
      </item>
      <item>
         <title>Ian Scott</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219921523</link>
         <description><![CDATA[<div>I don't really spend alot of money so having a cc in college wouldn't be an issue. So i would like to have a credit card</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:10:11 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219921523</guid>
      </item>
      <item>
         <title>Brendan Walsh</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219921598</link>
         <description><![CDATA[<div>I would not want a credit card in college due to the consequences that can come from it like bad credit score and debt. These things can be easy to obtain in college.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:10:19 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219921598</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219921989</link>
         <description><![CDATA[
I would]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:10:56 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219921989</guid>
      </item>
      <item>
         <title>Jack Callan </title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219923098</link>
         <description><![CDATA[<div>I would want a credit card in college because it is a way to establish credit and use it for emergency situations if I do not have cash on me. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:12:39 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219923098</guid>
      </item>
      <item>
         <title>Almonte</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219923823</link>
         <description><![CDATA[<div>I would want a credit card in college because it's a lot easier to pay for things quickly and it's easily accessible but I would be afraid of getting into debt</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:13:44 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219923823</guid>
      </item>
      <item>
         <title>nick </title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/219929766</link>
         <description><![CDATA[<div>i would want a credit card in college to pay for necessity's and to have it for emergencies </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-09 19:23:53 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/219929766</guid>
      </item>
      <item>
         <title>Nina Sweeny</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/220048678</link>
         <description><![CDATA[<div>I would want a credit card in college so I can start to establish credit, which could benefit me after college, and also for emergencies or big purchases.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-10 06:57:14 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/220048678</guid>
      </item>
      <item>
         <title>Juliana Lefano</title>
         <author></author>
         <link>https://padlet.com/krasny/7e4iwx5r8kha/wish/220309916</link>
         <description><![CDATA[<div>I would like a credit card in college so I am able to build up good credit  to purchase something like a house in the future</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-01-10 18:14:38 UTC</pubDate>
         <guid>https://padlet.com/krasny/7e4iwx5r8kha/wish/220309916</guid>
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