<?xml version="1.0"?>
<rss version="2.0">
   <channel>
      <title>Unit 3 Application by </title>
      <link>https://padlet.com/justinknueppel/7c4y4ahxb17a</link>
      <description>Financial Planners &amp; Institutions</description>
      <language>en-us</language>
      <pubDate>2016-10-29 20:58:40 UTC</pubDate>
      <lastBuildDate>2025-09-28 08:24:43 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Define</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055002</link>
         <description><![CDATA[<div>I am looking for the best financial institution available to a student.</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:00:26 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055002</guid>
      </item>
      <item>
         <title>Establish Criteria</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055184</link>
         <description><![CDATA[<div>I would like my bank to have online/mobile options (page 7), as well as have convenient ways to use my money</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:06:07 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055184</guid>
      </item>
      <item>
         <title>Choose options</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055206</link>
         <description><![CDATA[<div>The two banks I'll be comparing are US Bank and Bank of America</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:06:53 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055206</guid>
      </item>
      <item>
         <title>Identify Pros and Cons</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055264</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:07:22 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055264</guid>
      </item>
      <item>
         <title>US Bank</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055278</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:07:55 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055278</guid>
      </item>
      <item>
         <title>Bank of America</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055284</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:08:02 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055284</guid>
      </item>
      <item>
         <title>Pros</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055285</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:08:09 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055285</guid>
      </item>
      <item>
         <title>Cons</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055292</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:08:21 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055292</guid>
      </item>
      <item>
         <title>Pros</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055296</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:08:29 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055296</guid>
      </item>
      <item>
         <title>Cons</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055303</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:08:38 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055303</guid>
      </item>
      <item>
         <title></title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055332</link>
         <description><![CDATA[<div>24 hour customer service,<br>3000 branches<br>5000 ATMs<br>mobile options</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:09:33 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055332</guid>
      </item>
      <item>
         <title></title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055353</link>
         <description><![CDATA[<div>No specific perks for students</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:10:07 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055353</guid>
      </item>
      <item>
         <title></title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055384</link>
         <description><![CDATA[<div>-plenty of branches and ATMs<br>-24 hour customer service<br>-mobile options<br>-no fees for students under the age of 23</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:10:59 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055384</guid>
      </item>
      <item>
         <title></title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055424</link>
         <description><![CDATA[<div>Couldn't find actual number of ATMs and branches, just said they were all over the US</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:12:07 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055424</guid>
      </item>
      <item>
         <title>Decide</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055441</link>
         <description><![CDATA[<div>I would choose the Bank of America.&nbsp; Even though there was more information about US Bank, they did not offer anything for college students (page 7), which gave Bank of America the advantage</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:12:34 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055441</guid>
      </item>
      <item>
         <title>Evaluate</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055493</link>
         <description><![CDATA[<div>I think that both banks would have been very good options for saving my money (page 6), but having a monthly fee waive will be very nice as I start college</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-29 21:13:46 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134055493</guid>
      </item>
      <item>
         <title>My Financial Planner</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134640943</link>
         <description><![CDATA[<div>When looking for a financial planner, I made sure that the one that I chose had several distinctions, including CFA, CPA, and CFP  to make sure that they had a good reputation and followed the fiduciary standard (page 10)</div>]]></description>
         <enclosure url="https://padletuploads.blob.core.windows.net/aws/139302255/1ce42fcca3b1df2282547b338dcc1240/skills.jpg" />
         <pubDate>2016-11-01 22:23:53 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134640943</guid>
      </item>
      <item>
         <title>Why use a Financial Planner?</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134641102</link>
         <description><![CDATA[<div>I am just starting to manage my finances, and the advice of a professional can be extremely beneficial. He first helped me decide which financial institution was truly the best for me by facilitating my D.E.C.I.D.E. model decision making. My financial planner also looked over my expenses and income and decided that in order to achieve long-term goals such as buying a house and car, I needed to make changes in my budget.</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-11-01 22:25:46 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134641102</guid>
      </item>
      <item>
         <title>What to Change?</title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134641496</link>
         <description><![CDATA[<div>My financial planner made several useful recommendations, such as creating a budget that allowed room for saving my money.  He plans on meeting with me frequently to make sure that I'm achieving this short-term goal in order to attain long-term security.</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-11-01 22:29:00 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134641496</guid>
      </item>
      <item>
         <title></title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134642151</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padletuploads.blob.core.windows.net/aws/139302255/5a0b71f03a72f38e4d224f28d6656cd6/house_with_car.jpg" />
         <pubDate>2016-11-01 22:35:17 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134642151</guid>
      </item>
      <item>
         <title></title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134642262</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padletuploads.blob.core.windows.net/aws/139302255/a4743728ffc99eadf9712de0db55cc8e/atm.jpg" />
         <pubDate>2016-11-01 22:36:11 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134642262</guid>
      </item>
      <item>
         <title></title>
         <author>justinknueppel</author>
         <link>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134642412</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padletuploads.blob.core.windows.net/aws/139302255/3cfcac73160747e815a874608db6aed1/money_PNG3545.png" />
         <pubDate>2016-11-01 22:37:22 UTC</pubDate>
         <guid>https://padlet.com/justinknueppel/7c4y4ahxb17a/wish/134642412</guid>
      </item>
   </channel>
</rss>
