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      <title>My epic wall by Kayleigh Gay</title>
      <link>https://padlet.com/gayk19/7bmef4wg3cqx</link>
      <description>Made with a bold sensibility</description>
      <language>en-us</language>
      <pubDate>2018-04-16 15:02:38 UTC</pubDate>
      <lastBuildDate>2018-04-16 16:04:24 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Assigned Risk</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252186809</link>
         <description><![CDATA[<div>A driver or class of drivers that would be denied insurance coverage but must carry auto insurance under state law.</div>]]></description>
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         <pubDate>2018-04-16 15:05:57 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252186809</guid>
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         <title>Insurance</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252201555</link>
         <description><![CDATA[<div>A practice or arrangement whereby a company provides a guarantee of compensation for specified forms of loss, damage, injury or death. People obtain such guarantees by buying insurance policies, for which they pay premiums. <br><br></div>]]></description>
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         <pubDate>2018-04-16 15:33:29 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252201555</guid>
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         <title>Collision</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252202022</link>
         <description><![CDATA[<div>insurance that pays for repairs to an automobile, or replacement of the automobile, if the automobile is hit by another car</div>]]></description>
         <enclosure url="http://www.carinsurancecomparison.com/Images/collision-coverage.jpg" />
         <pubDate>2018-04-16 15:34:22 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252202022</guid>
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         <title>Comprehensive</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252202517</link>
         <description><![CDATA[<div>Insurance that pays for repairs to an automobile, or replacement of an automobile if the automobile is stolen or damaged by something other than a collision </div>]]></description>
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         <pubDate>2018-04-16 15:35:19 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252202517</guid>
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         <title>Deductible</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252203011</link>
         <description><![CDATA[<div>Regarding insurance policies: A set amount an insured person must pay per loss before the insurance company will pay a claim.</div>]]></description>
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         <pubDate>2018-04-16 15:36:15 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252203011</guid>
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         <title>Liability</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252203397</link>
         <description><![CDATA[<div>Automobile insurance that pays for costs of bodily injury and property damage when<br>the insured person damages someone or something with his or her car.</div>]]></description>
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         <pubDate>2018-04-16 15:36:45 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252203397</guid>
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      <item>
         <title>No Fault</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252205217</link>
         <description><![CDATA[<div>&nbsp;Instead, each party in an accident is compensated by their own company, regardless of which party caused the accident.</div>]]></description>
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         <pubDate>2018-04-16 15:39:56 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252205217</guid>
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      <item>
         <title>Personal Injury Protection</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252205826</link>
         <description><![CDATA[<div>A portion of auto insurance that pays for medical injuries.</div>]]></description>
         <enclosure url="http://www.attorney-myers.com/wp-content/uploads/2013/11/PIP.jpg" />
         <pubDate>2018-04-16 15:41:00 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252205826</guid>
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      <item>
         <title>Uninsured/Under-insured Motorist</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252206257</link>
         <description><![CDATA[<div>Insurance coverage that will pay a driver who is injured or otherwise suffers damages due to actions of a driver of another vehicle who is uninsured or does not cover sufficient insurance to pay all the damages.</div>]]></description>
         <enclosure url="http://www.automoblog.net/wp-content/uploads/2017/02/Uninsured-Motorist-Coverage-700x561.jpg" />
         <pubDate>2018-04-16 15:41:46 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252206257</guid>
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      <item>
         <title>Endorsements</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252206779</link>
         <description><![CDATA[<div>Written document attached to an insurance policy that modifies the policy by changing the coverage afforded under the policy.</div>]]></description>
         <enclosure url="http://nevadanewsandviews.com/wp-content/uploads/2014/05/a.jpg" />
         <pubDate>2018-04-16 15:42:41 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252206779</guid>
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      <item>
         <title>Floaters</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252209538</link>
         <description><![CDATA[<div>A type of insurance policy that covers property that is easily movable and provides additional coverage over what normal insurance policies do not. This can cover anything from jewelry to expensive stereo equipment.</div>]]></description>
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         <pubDate>2018-04-16 15:46:57 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252209538</guid>
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      <item>
         <title>Professional Liability</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252210051</link>
         <description><![CDATA[<div>insurance designed to protect professionals from claims due to errors oromissions, also known as malpractice insurance.</div>]]></description>
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         <pubDate>2018-04-16 15:47:55 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252210051</guid>
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      <item>
         <title>Umbrella</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252210622</link>
         <description><![CDATA[<div>A liability policy designed to protect assets and future income of a policy-holder from claims against them.</div>]]></description>
         <enclosure url="http://segrevehall.com/wp-content/uploads/2013/02/umbrella.jpg" />
         <pubDate>2018-04-16 15:48:55 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252210622</guid>
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      <item>
         <title>Co-pays</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252211069</link>
         <description><![CDATA[<div>The portion of a medical service charge paid by the insured.&nbsp;</div>]]></description>
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         <pubDate>2018-04-16 15:49:40 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252211069</guid>
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      <item>
         <title>Dental</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252211598</link>
         <description><![CDATA[<div>A specific type of medical insurance designed to cover care of the teeth and gums.</div>]]></description>
         <enclosure url="http://www.shawnee.edu/academics/health-sciences/dental-hygiene/media/dental-hygiene-1.jpg" />
         <pubDate>2018-04-16 15:50:33 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252211598</guid>
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      <item>
         <title>Disability</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252212229</link>
         <description><![CDATA[<div>A type of insurance meant to provide long-term coverage and care if the insured is unable to work due to illness or injury.</div>]]></description>
         <enclosure url="http://whitecoatinvestor.com/wp-content/uploads/2012/08/Disability_symbols.png" />
         <pubDate>2018-04-16 15:51:40 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252212229</guid>
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      <item>
         <title>Vision</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252212755</link>
         <description><![CDATA[<div>A specific type of medical insurance designed to cover basic optometrist needs like eye exams, glasses and contacts.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:52:26 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252212755</guid>
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      <item>
         <title>Major Medical</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252213355</link>
         <description><![CDATA[<div>Insurance that covers most serious medical expenses up to a maximum limit, usually after a deductible has been met.</div>]]></description>
         <enclosure url="http://www.internetce.com/blog/wp-content/uploads/2013/08/major-medical.jpg" />
         <pubDate>2018-04-16 15:53:24 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252213355</guid>
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      <item>
         <title>Term Life</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252214026</link>
         <description><![CDATA[<div>An insurance policy with a set duration limit on the coverage period</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:54:30 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252214026</guid>
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      <item>
         <title>Whole Life</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252214395</link>
         <description><![CDATA[<div>A life insurance contract with level premiums that has both an insurance and an investment component.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:55:08 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252214395</guid>
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      <item>
         <title>Cash Value</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252214900</link>
         <description><![CDATA[<div>the cash amount offered to the policyholder by the life insurance company.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:56:00 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252214900</guid>
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      <item>
         <title>Asset</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252215150</link>
         <description><![CDATA[<div>Something of monetary value owned by an individual or an organization.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:56:32 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252215150</guid>
      </item>
      <item>
         <title>Net Worth</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252215730</link>
         <description><![CDATA[<div>The current value of a person's assets minus liabilities.</div>]]></description>
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         <pubDate>2018-04-16 15:57:43 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252215730</guid>
      </item>
      <item>
         <title>Personal Inventory</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252216009</link>
         <description><![CDATA[<div>A listing of all the items in your home, often used in insurance claims.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-16 15:58:17 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252216009</guid>
      </item>
      <item>
         <title>Deductions</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252216211</link>
         <description><![CDATA[<div>Amounts that are allowed to be subtracted from income before calculating tax.</div>]]></description>
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         <pubDate>2018-04-16 15:58:42 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252216211</guid>
      </item>
      <item>
         <title>Taxes</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252216464</link>
         <description><![CDATA[<div>Compulsory payments to governments by households and businesses.</div>]]></description>
         <enclosure url="https://www.commonfloor.com/guide/wp-content/uploads/2015/01/Property-Tax.jpg" />
         <pubDate>2018-04-16 15:59:14 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252216464</guid>
      </item>
      <item>
         <title>Deflation</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252216746</link>
         <description><![CDATA[<div>A sustained decrease in the average price level of all the goods and services produced in the economy.</div>]]></description>
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         <pubDate>2018-04-16 15:59:44 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252216746</guid>
      </item>
      <item>
         <title>Inflation</title>
         <author>gayk19</author>
         <link>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252217033</link>
         <description><![CDATA[<div>A rise in the general or average price level of all the goods and services produced in<br>an economy. </div>]]></description>
         <enclosure url="https://blogs-images.forbes.com/learnvest/files/2014/09/lifestyle-inflation-1940x1440.jpg" />
         <pubDate>2018-04-16 16:00:16 UTC</pubDate>
         <guid>https://padlet.com/gayk19/7bmef4wg3cqx/wish/252217033</guid>
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