BETALAR FÖR HÄLSO-OCH SJUKVÅRD

Medicare är primära betalaren av hälso-och sjukvård med kompletterande försäkring fylla luckorna i Medicare täckning. Dock täcker Medicare och kompletterande försäkringar inte länge (frihetsberövande) omsorg.

Frihetsberövande vård kostnader täcks av privata betalningar, lång sikt sjukvårdsförsäkring eller det program som Medicaid - om man uppfyller kvalifikationskraven Medicaid.

MEDICAID I NY 2013

I allmänhet reglerna i nya Yorkare enligt följande. För att vara berättigad till Medicaid 2013, kan en individ äger mer än $14,40.00 i räknebart resurser. Om räknebart (icke undantagna) tillgångar överstiger den tillåtna gränsen Medicaid, med ordentlig rättslig vägledning, kan en del överföras, innan du ansöker om Medicaid, i stället för spenderas ner. En Okompenserad överföring av resurser (gifting) skulle skapa en period av stödberättigande för institutionella Medicaid (dvs vård i en ammande anläggning), om inte gåva var en make (mellan makar gåvor inte orsakar en straff period). För varje $10,737.00 begåvad i Westchester, Putnam, Orange & Dutchess County ($11,350.00 i New York City; $12,034 på Long Island) till en annan person än en make, en månads straff införs av Medicaid-endering som inte är en stödberättigande för Medicaid tills straffet har löpt ut.

Om Medicaid ansökan lämnas in ordentligt, är den längsta period som fördelar kommer att nekas fem år. Transfereringar mer än 5 år före programmet Medicaid ignoreras av Medicaid.

Straff perioden börjar löpa när alla fyra av följande faktorer:

1) sökanden är bosatt i en omvårdnad eller ehabilitation anläggning,

2) ansökan institutionella Medicaid

3) sökanden har räknebart nettotillgångarna understiger $14,400.00 och

4) den sökandes inkomst är otillräckliga för att betala sina sjukvårdskostnader.

En sökande skulle behöva en källa till privata betala om viss straff utdöms.

Observera att Medicaid straff reglerna för spelarövergång, om införande av en period av stödberättigande för Medicaid, gäller endast i förhållande toInstitutional vård, i New York. ingen påföljd period införs för gemenskapens baserat Medicaid ("hemsjukvård") oavsett gifting. D.v.s. kan en enskild gåva tillgångar i en månad och kvalificera sig för vård i hemmet på först av mycket nästa månad. Vård i hemmet är begränsad men - ofta otillräcklig timmar av vård är medföljande - men familjer kan komplettera vård av privat betalar för sjuksköterskor eller medhjälpare.

Marie A. Corliss, Attorney At Law

Call for Complimentary Preliminary Contact: (914) 930-8400

Email: Marie@corlisslawgroup.com

Katonah Office

135 Katonah Avenue

Katonah, NY 10536

Phone: (914) 401-9222

Cortlandt Manor Office

26 Pumphouse Road

Cortlandt Manor, NY 10567

Phones:

(914) 930-8400

(914) 930-8401

Manhattan Office

245 E 93rd Street

New York, NY 10128

Phones: (212) 410-1456

Our Site: Corliss Law Group

“Retirement still means not working for a wage and having more time for yourself.”

Now that is a truly revolutionary, if not, eye-opening statement one does not often encounter daily.

How many of our youth today ever think of what retirement is, what it is all about and what it entails for any person to enjoy its material and immaterial benefits? Perhaps, only one in several thousand or even in a million. It is something we do not look forward to, especially when we are young, strong and healthy. But it is a reality we cannot escape.

The concept of “not working for a wage” seems a farfetched or improbable condition that many uninformed individuals would find hard to comprehend. For those not grounded on the value of saving, in particular, the idea of a pension fund will certainly be foreign. But it is simply that: Saving for your future year of retirement with the aid of a government retirement insurance fund -- or a pension, as it is commonly known.

But the second aspect in retirement is the less appreciated reality although it is the most desired by all people: “having more time for yourself”. Although in these times of interconnectedness, being self-sufficient or, in the extreme case, having a sort of monastic life is passé, we all still need to find time we can spend the way we all want to spend it. Financial freedom provides that for us, whether we are young or old. Retirement, however, is a unique opportunity to spend years on end, in fact the rest of your life, to pursue something passionately. In that sense, those who spend most of their lives during their prime and even in their retirement years doing what they enjoy most are the happiest people of all.

Still, with the help of Corliss, achieving that life-long dream in your retirement years is not a bad bargain. It is what we might call our “last hurrah”.

“Retirement still means not working for a wage and having more time for yourself.”

Now that is a truly revolutionary, if not, eye-opening statement one does not often encounter daily.

How many of our youth today ever think of what retirement is, what it is all about and what it entails for any person to enjoy its material and immaterial benefits? Perhaps, only one in several thousand or even in a million. It is something we do not look forward to, especially when we are young, strong and healthy. But it is a reality we cannot escape.

The concept of “not working for a wage” seems a farfetched or improbable condition that many uninformed individuals would find hard to comprehend. For those not grounded on the value of saving, in particular, the idea of a pension fund will certainly be foreign. But it is simply that: Saving for your future year of retirement with the aid of a government retirement insurance fund -- or a pension, as it is commonly known.

But the second aspect in retirement is the less appreciated reality although it is the most desired by all people: “having more time for yourself”. Although in these times of interconnectedness, being self-sufficient or, in the extreme case, having a sort of monastic life is passé, we all still need to find time we can spend the way we all want to spend it. Financial freedom provides that for us, whether we are young or old. Retirement, however, is a unique opportunity to spend years on end, in fact the rest of your life, to pursue something passionately. In that sense, those who spend most of their lives during their prime and even in their retirement years doing what they enjoy most are the happiest people of all.

Still, with the help of Corliss, achieving that life-long dream in your retirement years is not a bad bargain. It is what we might call our “last hurrah”.