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      <title>Making and Maintaining a Budget by Liam Mulcahy by </title>
      <link>https://padlet.com/liammulcahy/CRN32648</link>
      <description>In this wall you will see a step by step process on how to create and maintain a budget, so you can save up for a big purchase or have enough in the bank for retirement!</description>
      <language>en-us</language>
      <pubDate>2018-04-16 21:48:38 UTC</pubDate>
      <lastBuildDate>2025-04-10 22:50:55 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Budgeting for a Family</title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252357553</link>
         <description><![CDATA[<div>This video does a good job explaining what people are able to do on a tighter budget. These tips can be taken by anyone with any amount of money however! They make a few great points and give some really smart tips! It also goes over how many things end up costing money that you don't think about, along with having "rainy day money" for unexpected expenses that can occur when you own a home, car etc.</div>]]></description>
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         <pubDate>2018-04-16 22:02:27 UTC</pubDate>
         <guid>https://padlet.com/liammulcahy/CRN32648/wish/252357553</guid>
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         <title>Saving Before a Big Purcahse </title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252359528</link>
         <description><![CDATA[<div>In this video it goes on to describe how this couple was able to afford a house after saving for two years. They go over what tips and tricks they had to save money where they could so they could budget for a new house. This can be used to make any big purchase in the future like buying a car or a house. What she talks about in the video can really apply to anything.</div>]]></description>
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         <pubDate>2018-04-16 22:18:57 UTC</pubDate>
         <guid>https://padlet.com/liammulcahy/CRN32648/wish/252359528</guid>
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         <title>How to Budget 101</title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252360079</link>
         <description><![CDATA[<div>In this video it gives the most basic steps on how to budget! This can apply to personal assets as well as maybe even teach you how to budget for work! There are lots of good tips in this video that can really help in being more organized when it comes to building a budget plan. He also goes over what things you can do to stay on target in a budget, like no extra spending until everything within the budget is complete and if there is still room to do so. Great tips!</div>]]></description>
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         <pubDate>2018-04-16 22:23:27 UTC</pubDate>
         <guid>https://padlet.com/liammulcahy/CRN32648/wish/252360079</guid>
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         <title>Step by step on how to start a budget</title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252360969</link>
         <description><![CDATA[<div>This is a great step by step process on this website on how to start a personalized budget plan.</div>]]></description>
         <enclosure url="https://www.mappingyourfuture.org/money/budget.cfm" />
         <pubDate>2018-04-16 22:29:48 UTC</pubDate>
         <guid>https://padlet.com/liammulcahy/CRN32648/wish/252360969</guid>
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         <title>Maintianing a budget</title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252361308</link>
         <description><![CDATA[<div>This website goes over briefly how to start a budget and then it goes into more detail on how to maintain that budget. It gives templates to use as well as information and advice.</div>]]></description>
         <enclosure url="https://www.wikihow.com/Maintain-a-Budget-for-Personal-Use" />
         <pubDate>2018-04-16 22:32:23 UTC</pubDate>
         <guid>https://padlet.com/liammulcahy/CRN32648/wish/252361308</guid>
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         <title>Creating a vacation budget</title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252361652</link>
         <description><![CDATA[<div>This article is good to use when you want to make a somewhat smaller purchase that is disposable, like a vacation. It goes through the steps on where to save money and how quickly it can pile up into enough for a trip.</div>]]></description>
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         <pubDate>2018-04-16 22:34:52 UTC</pubDate>
         <guid>https://padlet.com/liammulcahy/CRN32648/wish/252361652</guid>
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         <title>Pie Chart</title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252361894</link>
         <description><![CDATA[<div><figure class="attachment attachment--preview"><img src="https://mygreatlakes.org/mglstatic/educate/images/knowledge-center/successful-budgeting-main.jpg" width="1200" height="541"><figcaption class="attachment__caption"></figcaption></figure>This is an example of a pie chart that you can use to label where you spend majority of your money.</div>]]></description>
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         <pubDate>2018-04-16 22:37:08 UTC</pubDate>
         <guid>https://padlet.com/liammulcahy/CRN32648/wish/252361894</guid>
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         <title>Needs and Wants</title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252362087</link>
         <description><![CDATA[<div><figure class="attachment attachment--preview"><img src="https://kcts9.org/sites/default/files/images/shows/Making%20A%20Budget_%20NeedWant_0.JPG" width="640" height="360"><figcaption class="attachment__caption"></figcaption></figure>this is a perfect example of a decision made when budgeting. Differentiating needs versus wants.</div>]]></description>
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         <pubDate>2018-04-16 22:38:25 UTC</pubDate>
         <guid>https://padlet.com/liammulcahy/CRN32648/wish/252362087</guid>
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         <title>The key points of Budgeting</title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252362457</link>
         <description><![CDATA[<div><figure class="attachment attachment--preview"><img src="https://www.colourbox.com/preview/19524218-purposes-of-maintaining-budget-mind-map.jpg" width="800" height="600"><figcaption class="attachment__caption"></figcaption></figure>These are the key points when looking into budgeting. It is important that people look at all these key points when trying to maintain a budget</div>]]></description>
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         <pubDate>2018-04-16 22:41:47 UTC</pubDate>
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         <title></title>
         <author>liammulcahy</author>
         <link>https://padlet.com/liammulcahy/CRN32648/wish/252364032</link>
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         <pubDate>2018-04-16 22:55:58 UTC</pubDate>
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