https://padlet.com/mcfontaineee/6upth111c77qrfvs by M-C Fontaine en-us 2021-10-18 18:15:35 UTC 2021-11-30 00:26:09 UTC hello@padlet.com mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1825108941      I picked this topic because I wanted to be able to not only read on it, but also learn from it, since I am living on my own. When living on your own, finances play a very important roll. There's lots of factors to think about when making financial decisions on your own.
     In the presentation, we have from personal finances, to life with finances, and plenty more. 
     I hope that this will be handy when making those financial decisions you need to make in the future of living on your own. ]]> 2021-10-18 19:12:04 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1825108941 mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1825132760 To start this off, I think this picture is perfect to understand the financial part of living on your own.
All five symbols show the five most important things to think of financially when living on your own.
1. Food
2. Car
3. Health
4. House
5. Cloths ]]> 2021-10-18 19:23:37 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1825132760 mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1825172406 As my first website, I wanted to include is this one because the first thing mentioned is the definition of personal finance. It's giving a basic idea on how personal finances is a big part of living alone. Since, it is all of your own expenses and investments.
Part of the definition says: "Personal finance is about meeting personal financial goals, whether it’s having enough for short-term financial needs, planning for retirement, or saving for your child’s college education. It all depends on your income, expenses, living requirements, and individual goals and desires—and coming up with a plan to fulfill those needs within your financial constraints."
I liked this part of the definition because it gives a basic idea on what to do/expect form living alone with your own finances. 

]]> 2021-10-18 19:43:21 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1825172406 mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919147955 This next website describes a few things we should be considering when going to live on our own. From everyday spending, taxes and emergency saving, this website give a small inside scoop on things to expect financially when living on our own. 
This website also includes things many of us wouldn't think of so quickly. For example, when working on your financing, considering illnesses and incapacities is very important since we never know what life could bring us.]]> 2021-11-29 23:28:44 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919147955 mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919152337 When living alone, being financially stable is very important to live a comfortable life style. Being able to manage our money is key. This website gives us great tips on how we should be managing our savings for those exact reasons.
The Don't Compete portion of the blog really stood out to me. Just because people around you have nicer things, or can afford better things, doesn't mean that you need to go out of your way to get something better. This kinda thing would be a want, so it's something you can save you money for. But, in all honesty, if you're living a comfortable life style with a secure finance plan, having to won up someone shouldn't be a priority. ]]> 2021-11-29 23:33:34 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919152337 mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919169672 Budgeting. We all know what it is right?
Well when living on your own having a budget should be needed. This small video tells us a great was too budget. Yes, I know, we've learned this already, but it doesn't hurt to be reminded. Being able to properly budget is crucial, well at least for me. Being able to know what needs to be paid before getting what you want helps you know where your money should be going to first. ]]> 2021-11-29 23:49:36 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919169672 mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919187834 As a first year college student and my first year living on my own, this image shows some important things to consider for personal finances. Even if you know owning a house or retirement isn't near, thinking about it and starting to plan financially for it is not a bad idea. 
When living on your own, knowing different investments you'll need to make before they come is important.]]> 2021-11-30 00:07:48 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919187834 mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919198264 Before being able to life on your own, you'll need to know how to be able to afford living alone.
This website gives 7 tips on how to do so. Something that should always be consider, and is mentioned in this website, is saving to live alone. You want to know, before hand, that u can financially be able to live alone. ]]> 2021-11-30 00:16:42 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919198264 mcfontaineee https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919209448 1. What did you learn about your topic that surprised you the most?
     The thing that surprised me the most about my topic is that there is so many different aspects of financing that go hand in hand with living alone. All of these aspects I know I'll need to start doing, since I am living on my own already.

2. Provide a real-life example of how this topic is relevant or interesting for you.
     Something that I know is already happening is that I know I struggle with my wants and needs. It is something that I definitely need to work on, especially, knowing that I have so little income coming in. 

3. If you could pass on your knowledge to a family member or friend, what do you think is the most important thing to pass on?
I think the most important this to pass on is how to properly budget, or just budgeting in general. It's very important and everyone should know how to properly budget finances. ]]> 2021-11-30 00:26:09 UTC https://padlet.com/mcfontaineee/6upth111c77qrfvs/wish/1919209448