Credit Union- Delta Community by Ben https://padlet.com/benpetty2/6kc2nvsaj99j Ben Petty en-us 2017-10-26 16:37:14 UTC 2017-10-26 17:10:03 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Manbag.png Intro benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200912781  Credit unions offer savings and checking, certificates, loans, and individual retirement accounts.
https://www.deltacommunitycu.com/home.aspx]]> 2017-10-26 16:39:24 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200912781 Hours and ATMs benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200913998 10-7
Monday- Friday
10-4 Saturday
Closed Sunday
Delta Community has ATM's available at Kroger. If you use a different ATM  you will have to pay the fee at that ATM.
]]> 2017-10-26 16:41:28 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200913998 Basic Info benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200916322 There is a list of counties of which you can be declared eligible and there are mobile and online banking options. There is a more detailed list of items that can declare you eligible on their website.]]> 2017-10-26 16:45:14 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200916322 Rewards benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200917479 You’ll earn 1 point for each $1 in eligible purchases with any one of our Delta Community Visa® Credit Cards. And then the earnings will continue each time you use your Delta Community Visa Debit Card by earning 1 point for every $3 ]]> 2017-10-26 16:47:16 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200917479 Checking Accounts benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200918013 No cost to create checking account but to stay away from fees you must stay over 30 dollars. A savings account is set up for overdraft protection. There are also overdraft limits set up. There is an interest rate on these accounts at .15%. You can make 10 withdrawals then face a fee of 20 dollars. There are many fees including transaction history fee and courtesy pay fee.]]> 2017-10-26 16:48:17 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200918013 Savings Account benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200923373 There are personal and child account available for customers with a current interest rate of .18%. Also you must have at least 60 dollars in your account in order to avoid fees. Fees include foreign returned or cashed item fee, Non sufficient fund fee, and the inactive account fee]]> 2017-10-26 16:58:23 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200923373 Money Market benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200924748 The minimum balance requirement is 1,00 dollars. The interest rates on these accounts vary from .25- .50% and the withdrawal limit is 10.]]> 2017-10-26 17:00:55 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200924748 Certificate of Deposit (CD) benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200925843 The minimum balance requirement is 1,000 dollars. Current rates vary from .54- 1.63%. You can take money out after the 14 days allowed to fund the account.]]> 2017-10-26 17:02:48 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200925843 IRA benpetty2 https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200927041  There are three different types of Individual Retirement Accounts (IRAs): Traditional IRA, Roth IRA and SEP IRA. It cost 1,000 dollars to open and you can contribute 5,500 dollars annually.]]> 2017-10-26 17:04:48 UTC https://padlet.com/benpetty2/6kc2nvsaj99j/wish/200927041