Modern-Day Redlining by Desiree Younger https://padlet.com/dayounger61/6fx6ttt7j9ep Urban Geography en-us 2019-04-13 00:11:53 UTC 2025-12-20 01:22:23 UTC hello@padlet.com Summary dayounger61 https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331435 61 metro areas in the U.S. have began to exhibited a form of redlining. African Americans and Latinos are continually being denied conventional mortgage loans at rates far higher than their white counterparts, even fifty years after the federal Fair Housing Act banned racial discrimination in lending. Loaners seemed to be fishing for a reason to say no. "It's not acceptable from the standpoint of what we want as a nation: to make sure that everyone shares in economic prosperity," said Thomas Curry. He states that the law is part of the blame, and after his departure, the Trump administration has gone the other way, weakening the standards banks must meet to pass a Community Reinvestment Act exam.]]> 2019-04-13 00:12:24 UTC https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331435 What country does it take place in? dayounger61 https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331462 The United States]]> 2019-04-13 00:12:44 UTC https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331462 When does this event take place? dayounger61 https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331496 This occurred early on in 2018. ]]> 2019-04-13 00:12:58 UTC https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331496 Developed, Developing, or undeveloped country? dayounger61 https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331516 Developed]]> 2019-04-13 00:13:11 UTC https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331516 How does this relate to Urban Geography dayounger61 https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331577 Relining is a term that is presented in Urban Geography. Redlining is the systematic denial of various services to residents of specific, often racially associated, neighborhoods or communities, either directly or through the selective raising of prices. This is wrong, but it is not illegal. ]]> 2019-04-13 00:13:50 UTC https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331577 MLA CITATION dayounger61 https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331625 Glantz, Aaron, and Emmanuel Martinez. “Modern-Day Redlining: How Banks Block People of Color from Homeownership.” Chicagotribune.com, 18 Feb. 2018, www.chicagotribune.com/business/ct-biz-modern-day-redlining-20180215-story.html.]]> 2019-04-13 00:14:35 UTC https://padlet.com/dayounger61/6fx6ttt7j9ep/wish/351331625