https://padlet.com/c2orhythm/6c3353m73l44axs7 en-us 2020-10-22 17:20:05 UTC 2020-12-02 21:39:18 UTC hello@padlet.com c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/857412368 all seems to be based on current lending process; our communities are focused on restorative economics & policies & partnerships that offer long-term sustainability strategies; need innovation in lending (e.g., multi-business group loans; long-term, deferred interest; debt forgiveness; land loans)]]> 2020-10-23 21:49:18 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/857412368 c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/857424541 our communities don't get this far b/c they don't qualify for loans; also many are not legal; how do "off the grid" & undocumented entrepreneurs access capital?]]> 2020-10-23 21:58:34 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/857424541 c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981613654 Defining "AMI" & "low income" criteria/levels

spotlight on commercial loans, in addition to SFH loans

CBA requirements & restrictions for lenders & developers in  low-ownership communities; e.g., Require dominant lenders to deposit into black-owned banks & local credit unions based on transaction amounts

Artist & Community access to vacant/foreclosed commercial spaces in low-ownership communities & downtown areas

Vacant Space Taxation for Corporate landowners holding space in downtown & residential neighborhoods

Strategic plan to launch POC banks &  recruit & license POC mortgage lenders

]]> 2020-12-02 20:23:42 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981613654 c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981662632 1. Real Estate Broker & EB PREC Staff Consultant

2. Traditional "extractive" RE transactions v/s Re-imagined "equitable" Cooperative RE

3. Permanently remove property from the speculative market ; provide support & tech assistance for finance, acquisition, stewardship & more; build intergenerational wealth

4. land without landlords; restorative economics; heal people power]]> 2020-12-02 20:37:36 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981662632 c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981682135 re: Taxing Corporate Landlords Bill:

How will the collected taxes be re-distributed to the community?

response from Jyotswaroop: still working; possibly fund to provide COVID rent debt relief

lenea@hrcsf.org]]> 2020-12-02 20:43:28 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981682135 c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981705571 meeting next Thursday-contact Kevin Stein (CRC)]]> 2020-12-02 20:50:46 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981705571 c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981713392 presented by: Rawan Ethalaby: 
rawane@greenlining.org

Evaluating SF home lending to POC communities across regions; 

POC receive about 60% of expected funds

Non-bank lenders (NBL; e.g,, Quicken, Home Loan Depot;) (10 of top 15) make twice as many home loans to POC borrowers as traditional lenders; have dedicated mktg teams for POC audiences; dominate Fresno, Sacramento; NBL not subject to CRA (not regularly assessed for credit & borrowing needs); Traditional lenders closing branches

]]> 2020-12-02 20:53:17 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981713392 c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981840349 2020-12-02 21:38:50 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981840349 c2orhythm https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981840568 Hi Chi Chi — I’ve been wonting to connect with EB PREC to consult on a bill the CA CLT Network is proposing for LEHCs on CLT land… Please let me know at syscott@sonic.net if you’re available e for a call?  Thanks !]]> 2020-12-02 21:38:55 UTC https://padlet.com/c2orhythm/6c3353m73l44axs7/wish/981840568