https://padlet.com/lilladvoraczky/694h9v2apzgk Unit 6.1 en-us 2017-04-10 17:00:04 UTC 2023-06-03 03:55:02 UTC hello@padlet.com lilladvoraczky https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165732918 When you are an investor you need to understand what liabilities, assets, and net worth are. “A wealth-creating asset is a possession that generally increases in value or provides a return, such as a savings account, a retirement plan, stocks and bonds, or a house” (pg. 2). Assets are, “Some possessions (like your car, household furnishings and clothes) are assets, but they aren’t wealth-creating assets because they don’t earn money or rise in value” (pg. 2). A liability is debt or money you owe such as, home mortgage, credit card balances, loans, and medical bills. The less of money needed to spend on liabilities the more money you will have as your net worth.  One's net worth is calculated with the formula: Assets-liabilities= net worth. ]]> 2017-04-10 17:23:47 UTC https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165732918 lilladvoraczky https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165733001 As an investor you need to understand the risk factors. The more you risk the more you will be getting in return. When you buy a common stock, “you become a part owner of the company and are known as a stockholder, or shareholder” (pg. 4). Stockholders make one by either dividend payments or by selling their stock. “A dividend is an income distribution by a corporation to its shareholders, usually made quarterly. Stock appreciation is an increase in the value of stock in the company, generally based on its ability to make money and pay a dividend” (pg. 4). There are also factors that can affect stock. Some include: company news and performance, industry performance, investor sentiment, and economic factors. In order to increase your net worth as an investor, try to keep your liabilities low, be aware of company performance issues, industry performance, and how the economy is doing. ]]> 2017-04-10 17:24:09 UTC https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165733001 lilladvoraczky https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165733557 2017-04-10 17:26:15 UTC https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165733557 lilladvoraczky https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165733684 2017-04-10 17:26:44 UTC https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165733684 lilladvoraczky https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165733799 2017-04-10 17:27:16 UTC https://padlet.com/lilladvoraczky/694h9v2apzgk/wish/165733799