FTC Credit Score wepage by Courteney Pitt https://padlet.com/pittco/62r7zi5cifm3 Made with a dash of smiles en-us 2016-12-07 18:33:59 UTC 2024-09-08 05:22:09 UTC hello@padlet.com As an American citizen, what does your credit score do for you and the American Economy? pittco https://padlet.com/pittco/62r7zi5cifm3/wish/142385740 A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued or have filed for bankruptcy. Nationwide credit reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.]]> 2016-12-07 18:43:18 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142385740 Maintaining a good credit score: 1. Know what goes into a good credit score 2. Pay your bills on time 3. Keep your credit card balances low 4. Manage your debt 5. Don't close old credit cards 6. Limit your applications for new credit 7. Watch your credit report https://padlet.com/pittco/62r7zi5cifm3/wish/142386324

]]> 2016-12-07 18:45:00 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142386324 How can you avoid imposer websites and scams involving your identity, and credit score? pittco https://padlet.com/pittco/62r7zi5cifm3/wish/142388525 If you get an email, see a pop-up ad, or get a phone call from someone claiming to be from annualcreditreport.com or any of the three nationwide credit reporting companies, do not reply or click on any link in the message. It’s probably a scam.]]> 2016-12-07 18:50:43 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142388525 What makes up your credit score? https://padlet.com/pittco/62r7zi5cifm3/wish/142389018 Payment history and debt total are important parts but not the only factors. In the land of credit scores, FICO is king. The bulk of banks in the United States use FICO scores to decide whether to offer credit to potential borrowers and at what interest rate.]]> 2016-12-07 18:52:05 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142389018 What makes a score low or high score and what kind of score is more desirable? https://padlet.com/pittco/62r7zi5cifm3/wish/142391627 Credit scores usually range form 300-850, a credit score of 700 or above is generally considered good. Higher scores represent better credit decisions and can make creditors like their customers better because they know they can trust you to pay them back. ]]> 2016-12-07 18:58:54 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142391627 best strategy to get a credit report for free https://padlet.com/pittco/62r7zi5cifm3/wish/142392185 The three nationwide credit reporting companies have set up a central website, a toll-free telephone number, and a mailing address through which you can order your free annual report.]]> 2016-12-07 19:00:21 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142392185 Best strategy to get a credit report for free three times each year without having to use sketchy websites ruffinma1 https://padlet.com/pittco/62r7zi5cifm3/wish/142636922 The Federal Trade Commission and The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies — Equifax, Experian, and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. 

]]> 2016-12-08 18:08:59 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142636922 pittco https://padlet.com/pittco/62r7zi5cifm3/wish/142839925 2016-12-09 16:19:58 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142839925 pittco https://padlet.com/pittco/62r7zi5cifm3/wish/142840242 2016-12-09 16:20:57 UTC https://padlet.com/pittco/62r7zi5cifm3/wish/142840242