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      <title>My grand wall by SherineC</title>
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      <description>Made with whimsy</description>
      <language>en-us</language>
      <pubDate>2018-12-04 01:26:43 UTC</pubDate>
      <lastBuildDate>2023-03-02 19:04:25 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Credit Rating</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310712311</link>
         <description><![CDATA[<div>Prepared by: Siona Cordice</div>]]></description>
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         <pubDate>2018-12-04 01:29:52 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310712311</guid>
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         <title>What you can expect...</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310714731</link>
         <description><![CDATA[<div>You will learn about the importance of credit rating , credit scores as well as what goes into the analysis  that results on credit rating.</div>]]></description>
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         <pubDate>2018-12-04 01:45:03 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310714731</guid>
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         <title>Website #1 Credit 101</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310715798</link>
         <description><![CDATA[<div>This website talks about the general concept of what credit is along with credit rating in Canada, factors that affect your credit score and general beneficial information. This website gives a great introduction on the topic ocredit rating , why it is important and factors that can affect your rating.</div>]]></description>
         <enclosure url="https://www.debtcanada.ca/library/credit-rating-101#creditScore" />
         <pubDate>2018-12-04 01:51:52 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310715798</guid>
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         <title>Website #2 Credit Karma</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310717305</link>
         <description><![CDATA[<div>This website is more of a tool and resource that you can use to check your credit score, maintain a good credit score as well as educate yourself about credit all free of charge!</div>]]></description>
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         <pubDate>2018-12-04 02:00:57 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310717305</guid>
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         <title>Website #3 Analyzing your credit report</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310718266</link>
         <description><![CDATA[<div>This website analyzes your credit report. Discusses the major companies in Canada that have your credit information. Why banks and  other agencies look at your score . The best type of credit cards that has the most benefits.  A great all in one website.</div>]]></description>
         <enclosure url="https://www.creditsesame.com/blog/credit/credit-score-range-for-experian-transunion-equifax/" />
         <pubDate>2018-12-04 02:06:53 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310718266</guid>
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         <title>Video #1 What Is My Credit Score, and How Is It Calculated?</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310722014</link>
         <description><![CDATA[<div>Great website that goes in to details about credit score how it is calculated and why big credit card companies use this information on your credit profile. It also goes on to talk about the benefits of having credit cards and ways to maintain your credit.</div>]]></description>
         <enclosure url="http://time.com/money/collection-post/2791957/what-is-my-credit-score/" />
         <pubDate>2018-12-04 02:28:23 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310722014</guid>
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         <title>Video #2 Understanding your credit report as a student.</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310723085</link>
         <description><![CDATA[<div>As a student it is very important you understand your credit report, especially when planning for the future This video discusses each section of the credit report and explains in depth what each section means.</div>]]></description>
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         <pubDate>2018-12-04 02:35:02 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310723085</guid>
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         <title>Video #3 What affects your credit score.</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310723942</link>
         <description><![CDATA[<div> This is a great short video on the top three things that affect your credit score. This is important to know, especially when starting to build your credit.  Credit is such an important factor when living in Canada. It is something you need for almost everything whether it is renting, purchasing a car or buying a home.</div>]]></description>
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         <pubDate>2018-12-04 02:39:55 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310723942</guid>
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         <title>Image #1</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310726522</link>
         <description><![CDATA[<div>This image is a great reminder of the credit score ratings in Canada and the different categories of rating. It is best to stay above the fair category.</div>]]></description>
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         <pubDate>2018-12-04 02:55:21 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310726522</guid>
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         <title>Image #2 Reminders</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310727117</link>
         <description><![CDATA[<div>6 reminders that will help boost and maintain your credit score. Very important to pay your bills on time and manage your spending.</div>]]></description>
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         <pubDate>2018-12-04 02:58:38 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310727117</guid>
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         <title>Image #3 Factors that make your credit score</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310728139</link>
         <description><![CDATA[<div><br>Below is a snapshot of what contributing factors make up your credit score. Payment history is very important, as well as maintaining a good payment history. It is very crucial to your credit as that is what lenders tend to look at.</div>]]></description>
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         <pubDate>2018-12-04 03:03:46 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310728139</guid>
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      <item>
         <title>Reflective Discussion</title>
         <author>siona_cordice</author>
         <link>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310730327</link>
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         <pubDate>2018-12-04 03:16:03 UTC</pubDate>
         <guid>https://padlet.com/siona_cordice/5zmxeng597d7/wish/310730327</guid>
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