What is Personal Finance? 5 topics that I think about when we talk Personal Finance by Carlos Maglutac https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8 Post your response to the discussion topic by clicking the plus button below. en-us 2025-05-03 06:11:55 UTC 2025-05-03 06:25:07 UTC hello@padlet.com https://padlet.net/icons/png/1f4ac.png cmaglutac1 https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434807764 2025-05-03 06:13:32 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434807764 https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808413

  • managing bills

  • investing your money to make it grow

  • budgeting your own money

  • taxes

  • separating your needs from wants

    • ]]>     2025-05-03 06:16:40 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808413     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808607

    Budgeting – Tracking income and expenses to avoid overspending.

    Saving – Setting money aside for emergencies or future goals.

    Investing – Growing your money through stocks, real estate, etc.

    Debt – Managing loans, credit cards, and paying them off smartly.

    Retirement Planning – Preparing financially for life after work.


    ]]>     2025-05-03 06:17:39 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808607     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808644 For me, Personal Finance is about how you handle your money. As a student, managing your money responsibly can help you in the long term.


    the 5 topics I have in mind when it comes to personal finance is Budgeting, Saving, Needs vs. Wants, Setting Financial goals, and Financial discipline


    -lozano

    ]]>     2025-05-03 06:17:52 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808644     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808694 Topics:


    Budgeting


    Savings


    Investments


    Debt


    Emergency fund

    ]]>     2025-05-03 06:18:03 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808694     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808715 budgeting your money

    ]]>     2025-05-03 06:18:09 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808715     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808734 personal finance refers to how an individual or family manages their money, including how they earn, spend, save, invest, and protect their finances. 1. Budgeting your income 2. Paying bills 3. Saving income 4. Managing debt 5. cost of living


    ito na sir hahhah

    ]]>     2025-05-03 06:18:22 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808734     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808792 I think it refers to managing our financial activities such as budgeting, savings, investing, and when we are planning our financial goals.

    ]]>     2025-05-03 06:18:32 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808792     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808920

  • Income Management

  • Tax

  • Budgeting

  • Financial Goal setting

  • Insurance

    • ]]>     2025-05-03 06:19:08 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808920     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808995

  • Budgeting and Personal Savings

  • Investments

  • Retirement Planning

  • Insurance Plan

  • Emergency Fund

    • ]]>     2025-05-03 06:19:32 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434808995     423001930 https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809141

  • Budgeting

  • Spending habits

  • Financial independence

  • Investment

  • Passive income

    • ]]>     2025-05-03 06:19:58 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809141     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809171

  • Budgeting

  • Financial Literacy

  • Insurance

  • Retirement Planning

  • Saving

    • ]]>     2025-05-03 06:20:08 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809171     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809193 Topics:


    Budgeting


    Savings


    Investing


    Spending


    Earning


    ]]>     2025-05-03 06:20:21 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809193     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809461 Spending, Tracking and Conrolling spending habits.

    Saving, Putting money aside for emergencies and future purchases

    Debt, Managing and paying off loans and credit card balances

    Investing, Growing your money through stocks, bonds, or other assets

    Insurance, Protecting against unexpected events

    ]]>     2025-05-03 06:21:27 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809461     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809519 I think personal finance is all about taking good care of our money and managing.


    5 topics:

    • savings

    • expenses

    • future plan

    • budgeting

    • investment

    ]]>     2025-05-03 06:21:35 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809519     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809682 Personal Finance means budgeting your income, learning how to save money for important matters, investing, set personal financial goals, and smart spending.

    ]]>     2025-05-03 06:22:30 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809682     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809799 Budgeting

    ]]>     2025-05-03 06:22:59 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809799     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809806 When I hear Personal Finance the topics that always comes to my head is the:

    1. Budgeting

    2. Saving Money

    3. Managing Debt

    4. Investing Basics

    5. Planning for Retirement

    ]]>     2025-05-03 06:23:01 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809806     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809826 Personal Finance is all about how a person manages their money. As a student it is important because we can make smart money choices when it comes on how we budget INCOME, SAVE FOR OUR FUTURE, and PLAN FOR COLLEGE.


    5 Topics

    1.Saving money for emergencies

    2.Smart Spending ( do I need to buy it)

    3.Investing

    4.Spending habits

    5.Budgeting

    ]]>     2025-05-03 06:23:08 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809826     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809949 Personal Finance means knowing how to manage your finances properly while still being able to save.


    1) Allocating Budget

    2) Trading Stocks

    3) Building Emergency Fund

    4) Securing Future Finances

    5) Handling Bills



    ]]>     2025-05-03 06:23:28 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434809949     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434810070 being sensitive on the stock market and investments

    ]]>     2025-05-03 06:23:50 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434810070     https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434810417 setting goals on my financial state so that i can be money savvy

    ]]>     2025-05-03 06:25:06 UTC https://padlet.com/cmaglutac1/5vrybtvrpn5xkrq8/wish/3434810417