https://padlet.com/desteene/5v8nnc1r320v Tips and tricks to help prevent debit and credit fraud. en-us 2016-11-28 03:42:09 UTC 2023-02-21 07:50:37 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Balance.png desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140081597 Hi there I just wanted to thank you for checking out my wall and I can't wait to share with you everything I have learned about protecting our finances from fraud and to give ourselves peace of mind.

]]> 2016-11-28 04:02:34 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140081597 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140084621 This awesome info-graphic goes into great detail of all the different ways to protect your self from credit card fraud. I found it surprising to learn that cards begin stolen is no longer the leading cause of fraud but people actually giving there information willingly to untrustworthy parties. ]]> 2016-11-28 04:50:47 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140084621 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140084956 This video goes into depth on the importance of being aware of the different ways criminals could potentially take your debit card information. Being sure to always cover your PIN seems like a no-brainer but I know myself and I won't when I don't think anyone else is around. After watching this video I will also be sure to always verify that any ATM machine that I am using has not been tampered with. ]]> 2016-11-28 04:58:55 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140084956 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140246718 This video again reminds us how important it is to keep personal information personal because the damages at times may be long lasting. Keeping things like your SIN number and passport in a safe place in your home and never keeping them in your wallet fulltime. Also, you always need to know who exactly you are giving your information too and why. Always going directly to your bank if you have any questions or concerns. ]]> 2016-11-28 16:54:02 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140246718 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140254225 In this video, we meet two women who share their experience with fraud and how it affected them. A common way scams are sent around is by impersonating a reliable company by email or through social media. So be sure to always verify anything outside of the normal if you get an email from Revenue Canada or your bank take the time to call and comfrim. Leave all important documents at home and cancel any cards that go missing. review all statements and always get a receipt when using an ATM machine. And which over to a chip reader card verse swipe. ]]> 2016-11-28 17:12:23 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140254225 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140255420 The Canadian anti-Fraud Center is a very important tool to use if you wish to protect yourself from all forms of fraud. The website is easy to use and contains may resources and helpful links to keep yourself aware of current scams and new strategies to keep your information safe. Currently there is a scam where people impersonate the Canadian Revenue Agency claiming that you'll face jail time if you don't purchase Itunes gift cards.]]> 2016-11-28 17:15:14 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140255420 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140257337 The Canadian Government's Competition Bureau provides Canadians access to an entire website that gives tips on how to recognise and reject fraud, a place to report any suspicious behaviours or suspected scams, an updated list of current scams so Canadian can refer to always be aware of any scams that they may be affected by. You are also able to read up on other peoples stories which can help to those who can relate and also to those who wish to be made more aware of what can happen. ]]> 2016-11-28 17:19:24 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140257337 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140259167 The Canadian bankers association provides information on what exactly is debit card fraud as well as different ways the bank works with Canadian to protect their money. 99% on all debit card interaction are safe while it's that other 1% that we all must work together to prevent fraud from happing to us. Little things like always protecting your PIN, never sharing or writing down your PIN and changing it often. Always asking for a receipt after a purchase or withdrawing money from the ATM. ]]> 2016-11-28 17:24:03 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140259167 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140259475 This info-graphic also provide important information on how to avoid debit and credit card fraud and to remind us to use our banks as a tool against fraud. The moment you can't find your card call the bank and cancel it, even if you sure you misplaced it better safe then sorry and most banks will issue you a new card on the spot as long as you have a valid id. This info-graphic also reminds us that the bank would never ask over the phone or by email to confirm our personal information. And as long as we don't play an active role in fraud your bank will reimburse you can fraudulent charges. Another way Banks work with us to limit fraud is by only letting you tap up to $100 and they assume %100 liability if your tap was ever misused and after $200 your card will require you to enter your PIN. ]]> 2016-11-28 17:24:59 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140259475 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140332717 2016-11-28 20:28:48 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140332717 desteene https://padlet.com/desteene/5v8nnc1r320v/wish/140333692 This graphic shows the most common form of credit card fraud. While people using stolen and lost cards are now lower than before, the use of fake cards and cards not present (online/ over the phone transactions) are on the rise. So that is from fraudsters copying cards and from fraudsters getting card information willing. ]]> 2016-11-28 20:32:29 UTC https://padlet.com/desteene/5v8nnc1r320v/wish/140333692