https://padlet.com/04ahurley/5p631v78fujo0up9 Roth IRA IRA en-us 2021-01-13 00:24:58 UTC 2021-01-13 01:16:01 UTC hello@padlet.com 04ahurley https://padlet.com/04ahurley/5p631v78fujo0up9/wish/1081138393 A 401k is a retirement plan usually offered by an employer or even started by yourself.

2 Advantages and 2 Disadvantages 

Advantages 
1. Having ERISA protection 
2. Matching Funds from employer

Disadvantages
1.May limit stocks available 
2. Fees on early withdraws

A Roth IRA is a retirement account that is not taxed when withdrawn.

Advantages 

1.   tax-free growth
2.  no required minimum distributions

Disadvantages

1.post-tax money
2.Taking from your income 

My opinion-

I would choose a Roth ira, this is so when I do retire I don't have to worry about the taxes that you would have to worry about with the other account. It does take them out while you are working but is better for you in the end.]]> 2021-01-13 00:25:28 UTC https://padlet.com/04ahurley/5p631v78fujo0up9/wish/1081138393