Intensive - Speaking by Nguyễn Thị Thiên An HCM

Nhóm Chương, Khoa, Hưng, Q.2

2026-01-31 12:58:52 UTC

Perhaps they think that it’s an absolute necessity, and depending on the type of person, it can vary if they rely on it or not. For me, I am very reliant on technology for communication and entertainment. So , I believe that others also depend on technological resources to entertain themselves and engage in social interactions. Therefore, they would want the most updated piece of technology to further advance and upgrade their internet and life experience in the modern days.

How important it is to stay out of debt? nhóm nhân, phú, minh

2026-01-31 13:04:39 UTC

For me it’s a must to stay out of debt especially for young people, due to many reasons such as dept can create a long term financial pressure, and many people these day largely spend most of their income paying for the debt rather than improving the quality of their liìe. When someone is debt free, they usually have more freedom to make choices such as changing jobs or saving for the future

Question 2 ( Huy, Hà, Hoa )

2026-01-31 13:06:07 UTC

Perhaps they just think that it's an absolute necessity, and they should get the latest updates to prevent falling back from other peoples.

Secondly, social pressure having the newest phone or gadget can be a status symbol, especially on social media,where people consitantly compare with other people.

Question 6

2026-01-31 13:06:18 UTC

Such intriguing question that is. It is undoubtedly that people of all ages need money on daily basis, however; it is clear that generally, people under the age of 21 do not have the capability to pay off credit card debt as they are unemployed. Moreover they are quite naive and gullible and be tricked into purchasing goods that they do not need as they tend to follow their emotion. Therefor it is certain that credit card should not be available for the people under the age of 21

Q3

2026-01-31 13:06:46 UTC

For some people, it’s absolutely essential because money can meet the basic demand for our lives. First of all, it can offer us with more choices, for instance, we can choose whatever we would stay in and eat. In addition, it provides us more power leads to high social status. For instance, if we go to hospital, we will be prioritized for better service

I strongly aggree that saving is more crucial than using, because it ensures that people are prepared when unexpected needs arise. In addition, it can prevent us from debt. I mean if you have the ability to mangage the amount of money you spend, whenever you need, you will not have to borrow money from the others.

Q4

2026-01-31 13:27:57 UTC

As far as I'm concerned, I don't think it's a matter of life and death to take Business Studies at universiry in order to succeed at being an entrepreneur. In addition, real-life experience is what decide whether you're a good bussinessman, not really what you learn at university.

câu 3

2026-01-31 13:29:26 UTC

Undoubtly, technology has made payment extremely convinient through credit card, baking apps and digital wallet. Because people no longer physically spend money and hand over cash this reduce an awareness of how much money is actually leaving their account. In the pasf using cash made people feel cautious as they could cleaely see their money decreasing. As a result people often spend more without realizing it.

Q.5 (Hưng, chương, Khoa)

2026-01-31 13:35:58 UTC

From where I stand, business people may be more efficient. However, by large, running a country requires a deep understanding of social issues, ethics and public responsibility, not just profit. As far as I am concerned, politicians are still necessary because they are trained to balance economic growth with the needs of society as a whole.