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      <title>Personal Budgeting by Kaelib Field</title>
      <link>https://padlet.com/kaelib_field/5n52m4zy4a9h</link>
      <description>By Kaelib Field</description>
      <language>en-us</language>
      <pubDate>2016-09-18 15:01:34 UTC</pubDate>
      <lastBuildDate>2016-09-18 15:25:26 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Why??</title>
         <author>kaelib_field</author>
         <link>https://padlet.com/kaelib_field/5n52m4zy4a9h/wish/124567794</link>
         <description><![CDATA[<div>Why might someone create<strong> </strong>a personal budget that includes short term and long term goals, income and expenses? Because "Goals, values, and attitudes affect financial decisions and are integral (but not always stated) parts of budgeting.&nbsp;"</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-09-18 15:09:46 UTC</pubDate>
         <guid>https://padlet.com/kaelib_field/5n52m4zy4a9h/wish/124567794</guid>
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      <item>
         <title>Personally</title>
         <author>kaelib_field</author>
         <link>https://padlet.com/kaelib_field/5n52m4zy4a9h/wish/124568050</link>
         <description><![CDATA[<div>I've had to create a budget for several things and whenever the need arises, I always try to calculate to the nth degree as to not be rudely surprised by any necessary costs. Initially it was a hard process, to make a budget, but after doing it enough times, it becomes second nature.</div>]]></description>
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         <pubDate>2016-09-18 15:13:34 UTC</pubDate>
         <guid>https://padlet.com/kaelib_field/5n52m4zy4a9h/wish/124568050</guid>
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      <item>
         <title>And Then?</title>
         <author>kaelib_field</author>
         <link>https://padlet.com/kaelib_field/5n52m4zy4a9h/wish/124568388</link>
         <description><![CDATA[<div>I usually always follow through with my budget plans for their importance to me not only in material sense but also ideological, i.e. If I can't keep true to a budget what can I? It gets hard at times to have saved up a good deal and then come across a strong impulse purchase and have to say to yourself, "Not now, your goal is more important," but it's well worth the self control</div>]]></description>
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         <pubDate>2016-09-18 15:18:35 UTC</pubDate>
         <guid>https://padlet.com/kaelib_field/5n52m4zy4a9h/wish/124568388</guid>
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