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      <title>My fierce shelf by Rachel Sherman</title>
      <link>https://padlet.com/rachel_a_sherman/55afsvmh178n</link>
      <description>Made with an aura of mystery</description>
      <language>en-us</language>
      <pubDate>2018-11-27 13:55:02 UTC</pubDate>
      <lastBuildDate>2018-11-30 16:04:25 UTC</lastBuildDate>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308265389</link>
         <description><![CDATA[<div>The electronic transfer of a payment directly from the account of the payer to the recipient's account.</div>]]></description>
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         <pubDate>2018-11-27 13:57:53 UTC</pubDate>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308265736</link>
         <description><![CDATA[<div>An electronic banking outlet that allows customers to complete basic transactions without the aid of a branch representative or teller. </div>]]></description>
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         <pubDate>2018-11-27 13:58:30 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308265736</guid>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308267013</link>
         <description><![CDATA[<div>The time and place where a retail transaction is completed. At the point of sale, the merchant calculates the amount owed by the customer, indicates that amount, may prepare an invoice for the customer, and indicates the options for the customer to make payment.</div>]]></description>
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         <pubDate>2018-11-27 14:00:37 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308267013</guid>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308268271</link>
         <description><![CDATA[<div>A bank that offers services to the general public and to companies.</div>]]></description>
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         <pubDate>2018-11-27 14:02:50 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308268271</guid>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308268831</link>
         <description><![CDATA[<div>An institution that accepts savings at interest and lends money to savers chiefly for home mortgage loans and may offer checking accounts and other services.</div>]]></description>
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         <pubDate>2018-11-27 14:03:50 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308268831</guid>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308269643</link>
         <description><![CDATA[<div>A nonprofit-making money cooperative whose members can borrow from pooled deposits at low interest rates.</div>]]></description>
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         <pubDate>2018-11-27 14:05:19 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308269643</guid>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308270255</link>
         <description><![CDATA[<div> Certificate issued by a bank to a person depositing money for a specified length of time.</div><div><br></div>]]></description>
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         <pubDate>2018-11-27 14:06:20 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308270255</guid>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308271679</link>
         <description><![CDATA[<div>An interest-bearing account that typically pays a higher interest rate than a savings account, and which provides the account holder with limited check-writing ability. </div>]]></description>
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         <pubDate>2018-11-27 14:08:34 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308271679</guid>
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      <item>
         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308272846</link>
         <description><![CDATA[<div>The net gain or loss on an investment over a specified time period, expressed as a percentage of the investment's initial cost.</div>]]></description>
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         <pubDate>2018-11-27 14:10:23 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/308272846</guid>
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         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309768408</link>
         <description><![CDATA[<div> The ability of an asset to generate earnings, which are then reinvested in order to generate their own earnings.</div>]]></description>
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         <pubDate>2018-11-30 14:10:06 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309768408</guid>
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      <item>
         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309770950</link>
         <description><![CDATA[<div>The effective annual rate of return taking into account the effect of compounding interest.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-11-30 14:14:19 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309770950</guid>
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      <item>
         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309771377</link>
         <description><![CDATA[<div>A feature offered by banks to keep your checking account from over drafting and incurring an overdraft fee.</div>]]></description>
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         <pubDate>2018-11-30 14:15:02 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309771377</guid>
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      <item>
         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309833585</link>
         <description><![CDATA[<div> A request made to a financial institution to cancel a check or payment that has not yet been processed. </div>]]></description>
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         <pubDate>2018-11-30 15:57:45 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309833585</guid>
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      <item>
         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309834293</link>
         <description><![CDATA[<div>;An act of giving one's public approval or support to someone or something.</div><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-11-30 15:58:51 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309834293</guid>
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      <item>
         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309834860</link>
         <description><![CDATA[<div>The process of matching the balances in an entity's accounting records for a cash account to the corresponding information on a bank statement. </div>]]></description>
         <enclosure url="" />
         <pubDate>2018-11-30 15:59:44 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309834860</guid>
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      <item>
         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309835725</link>
         <description><![CDATA[<div>A financial institution that handles all transactions via the Web, e-mail, mobile check deposit and ATM machines.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-11-30 16:01:11 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309835725</guid>
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      <item>
         <title>Definition:</title>
         <author>rachel_a_sherman</author>
         <link>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309836526</link>
         <description><![CDATA[<div>A card issued by a bank allowing the holder to transfer money electronically to another bank account when making a purchase.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-11-30 16:02:33 UTC</pubDate>
         <guid>https://padlet.com/rachel_a_sherman/55afsvmh178n/wish/309836526</guid>
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