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      <title>4R Credit Card Padlet by Joanne Aquila</title>
      <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6</link>
      <description>Made with no regrets, whatsoever</description>
      <language>en-us</language>
      <pubDate>2022-04-12 13:27:01 UTC</pubDate>
      <lastBuildDate>2025-12-07 07:57:26 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Drew Gordon</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140949824</link>
         <description><![CDATA[<div>she spent to much and didn't save what she needed<br>she wasn't careful with her money </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:46:23 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140949824</guid>
      </item>
      <item>
         <title>Drew Gordon </title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140954546</link>
         <description><![CDATA[<div>she couldn't pay her bill. her interst rate could go up a little bit, and she has to pay annual fee </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:49:02 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140954546</guid>
      </item>
      <item>
         <title>James </title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140957871</link>
         <description><![CDATA[<div>She didn't save enough money and also wasn't careful with her money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:51:06 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140957871</guid>
      </item>
      <item>
         <title>Jeffrey Chen</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140958036</link>
         <description><![CDATA[<div>Marisol had only $50 and bought over $520 worth of things. She couldn't even pay off the minimum payment and also had a low credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:51:12 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140958036</guid>
      </item>
      <item>
         <title>yall just got vectored</title>
         <author>wangleo11</author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140958327</link>
         <description><![CDATA[<div>yall just got vectored</div>]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/1335824084/5721acad13feba3e4778b3bb2a3ce9ba/canvas__25_.png" />
         <pubDate>2022-04-12 14:51:22 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140958327</guid>
      </item>
      <item>
         <title>Nora</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140958603</link>
         <description><![CDATA[<div>She wasn't careful with her money and didn't save enough money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:51:34 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140958603</guid>
      </item>
      <item>
         <title>Aaron Bisono</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140958708</link>
         <description><![CDATA[<div>She spent too much money and didn't bother to save enought money</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:51:38 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140958708</guid>
      </item>
      <item>
         <title>Georgia Martin</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959246</link>
         <description><![CDATA[<div>because she couldn't pay the minimum amount her credit score will decrease and the bank will now charge her more for loans and such.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:51:53 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959246</guid>
      </item>
      <item>
         <title>Ray Kim</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959363</link>
         <description><![CDATA[<div>She used more than she can pay and she has a low credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:51:58 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959363</guid>
      </item>
      <item>
         <title>Drew Gordon </title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959533</link>
         <description><![CDATA[<div>Why didn't you save $52.47 to pay your monthly payment?&nbsp;<br>Why did you spend so much money on things ?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:52:03 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959533</guid>
      </item>
      <item>
         <title></title>
         <author>wangleo11</author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959644</link>
         <description><![CDATA[<div>Marisol had only $50 and bought over $520 worth of things. She couldn't even pay off the minimum payment and also had a low credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:52:07 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959644</guid>
      </item>
      <item>
         <title>Charlyne Huang</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959664</link>
         <description><![CDATA[<div>1. Marisol didn't manage her spendings.<br>2. Marisol didn't save any money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:52:08 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140959664</guid>
      </item>
      <item>
         <title>James</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960024</link>
         <description><![CDATA[<div>two negative outcomes of her mistakes is that most likely her credit score went down and her interest rate went up and she had to pay more money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:52:19 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960024</guid>
      </item>
      <item>
         <title>Jonathan </title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960094</link>
         <description><![CDATA[<div>She spent too much money and couldn't pay it back. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:52:22 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960094</guid>
      </item>
      <item>
         <title>Ray </title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960155</link>
         <description><![CDATA[<div>low credit score and higher statment</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:52:24 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960155</guid>
      </item>
      <item>
         <title>Ayako</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960745</link>
         <description><![CDATA[<div>She spent a bit too much money and didn't save enohp money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:52:46 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960745</guid>
      </item>
      <item>
         <title>Aaron Bisono</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960894</link>
         <description><![CDATA[<div>Her interest rate will go up and will have a higher statement</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:52:52 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140960894</guid>
      </item>
      <item>
         <title>Roger Yi</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961209</link>
         <description><![CDATA[<div>Marisol didn't manage her money smartly. She bought way more than what she had. She didn't have enough money to pay for her minimum payment either.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:05 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961209</guid>
      </item>
      <item>
         <title>Georgia Martin</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961355</link>
         <description><![CDATA[<div>Not paying her minimum payment and not being careful with her money</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:09 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961355</guid>
      </item>
      <item>
         <title>Nora</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961366</link>
         <description><![CDATA[<div>She couldn't pay it back and her credit score went down.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:10 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961366</guid>
      </item>
      <item>
         <title>lilliana</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961372</link>
         <description><![CDATA[<div>she used too much money when she didnt have enough saved</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:10 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961372</guid>
      </item>
      <item>
         <title>Lucas Tian</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961378</link>
         <description><![CDATA[<div>Marisol only had $50 dollars available, and bought over $520 of things so she wrote a check instead and mailed it to the credit card company. She as well couldn't even pay off this minimum payment.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:10 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961378</guid>
      </item>
      <item>
         <title>she wasn&#39;t careful and she spent to much moeny</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961432</link>
         <description><![CDATA[<div>gianna</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:12 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961432</guid>
      </item>
      <item>
         <title>Elise Chen</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961728</link>
         <description><![CDATA[<div>She didn't think ahead of time to see if she would be able to pay the bill back. She didn't pay back the minimum payment, her amount was too low.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:22 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961728</guid>
      </item>
      <item>
         <title>Kingsley Ngitngit</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961737</link>
         <description><![CDATA[<div>She spent a lot of money that was greater than the money she had left</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:22 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961737</guid>
      </item>
      <item>
         <title>Ava</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961776</link>
         <description><![CDATA[<div>Marisol spent more money she could afford. </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:23 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140961776</guid>
      </item>
      <item>
         <title>James</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962063</link>
         <description><![CDATA[<div>Why didn't you save money so you could pay your monthly payment?<br>Why did you spend so much money on other things?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:29 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962063</guid>
      </item>
      <item>
         <title>low credit high statemnt</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962267</link>
         <description><![CDATA[<div>gianna</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:36 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962267</guid>
      </item>
      <item>
         <title>Roger Yi</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962283</link>
         <description><![CDATA[<div>She will have to pay more for loans and lose credit.<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:36 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962283</guid>
      </item>
      <item>
         <title>Charlyne Huang</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962328</link>
         <description><![CDATA[<div>The interest rate ended up leaving Marisol in greater debt. Her credit score will also decrease because she was unable pay the minimum fee by roughly two dollars.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:38 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962328</guid>
      </item>
      <item>
         <title>Jonathan</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962332</link>
         <description><![CDATA[<div>Her interest rate would probably go up and Marisol will have a higher statement.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:39 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962332</guid>
      </item>
      <item>
         <title>Lucas Tian</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962735</link>
         <description><![CDATA[<div>The outcomes was her statement was even more than last month, and now has a even lower credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:53 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962735</guid>
      </item>
      <item>
         <title>Georgia Martin</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962861</link>
         <description><![CDATA[<div>Why did you not save a decent amount of money<br>Why weren't you careful to not spend so much money</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:53:58 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962861</guid>
      </item>
      <item>
         <title>lilliana</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962986</link>
         <description><![CDATA[<div>her credit score can decrease and her intrest rate can increase</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:54:01 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140962986</guid>
      </item>
      <item>
         <title>Jeffrey Chen</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140963056</link>
         <description><![CDATA[<div>She went into a great debt and her credit score would be lowered a lot.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:54:04 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140963056</guid>
      </item>
      <item>
         <title>Ray</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140963572</link>
         <description><![CDATA[<div>why did you use more money that you can pay?&nbsp;<br>Why didn't you save money?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:54:23 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140963572</guid>
      </item>
      <item>
         <title>Aaron Bisono</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140963863</link>
         <description><![CDATA[<div>why couldn't you just save your money until it is cheaper?<br>Why do you spend so much without care about your allowence</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:54:34 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140963863</guid>
      </item>
      <item>
         <title>Nora</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140963955</link>
         <description><![CDATA[<div>Why did you spend money you didn't have?<br>Why were you not careful with your money?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:54:37 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140963955</guid>
      </item>
      <item>
         <title>Roger Yi</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964057</link>
         <description><![CDATA[<div>Why did you pay for something you didn't have the money for? Why didn't you save up your money?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:54:41 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964057</guid>
      </item>
      <item>
         <title>Charlyne Huang</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964119</link>
         <description><![CDATA[<div>Why didn't you save money in order to pay back the bill?<br>Why did you overbuy things when you couldn't pay it back?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:54:43 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964119</guid>
      </item>
      <item>
         <title>Lucas Tian</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964372</link>
         <description><![CDATA[<div>Only buy things you can afford, cut off any inactive credit cards, don't miss payments.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:54:53 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964372</guid>
      </item>
      <item>
         <title>Jeffrey Chen</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964743</link>
         <description><![CDATA[<div>Why did you buy sneakers? Do you have a job because you are broke?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:55:07 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964743</guid>
      </item>
      <item>
         <title>Kingsley Ngitngit</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964751</link>
         <description><![CDATA[<div>Marisol has a lower credit score and she got increased interest rate. Making it so that she had to pay more money</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:55:07 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964751</guid>
      </item>
      <item>
         <title>Ava</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964775</link>
         <description><![CDATA[<div>Marisol's interest rate will increase and her credit score will decrease.&nbsp;</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:55:08 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964775</guid>
      </item>
      <item>
         <title>Ayako</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964807</link>
         <description><![CDATA[<div>Her credit score went down because she couldn't pay it back on time.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:55:08 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964807</guid>
      </item>
      <item>
         <title>Lilliana</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964945</link>
         <description><![CDATA[<div>why did you spend so much money? why didnt you try to save up more?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:55:14 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140964945</guid>
      </item>
      <item>
         <title>Jonathan</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140965633</link>
         <description><![CDATA[<div>I would ask why did you not save the money you had for your monthly payment.  My second question is why did you spend so much money?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:55:40 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140965633</guid>
      </item>
      <item>
         <title>Elise Chen</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140965668</link>
         <description><![CDATA[<div>She was charged interest and this will also cause her credit score to decrease which will create problems in the future.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:55:42 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140965668</guid>
      </item>
      <item>
         <title>Elise Chen</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140967300</link>
         <description><![CDATA[<div>Did you make sure you paid the minimum payment due? Why did you spend your money carelessly? </div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:56:41 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140967300</guid>
      </item>
      <item>
         <title>Kinglsey Ngitngit</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140967433</link>
         <description><![CDATA[<div>Why did you spend so much money that would be more than you would have left? Why didn't you try to prevent it?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:56:45 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140967433</guid>
      </item>
      <item>
         <title>Ava</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140968450</link>
         <description><![CDATA[<div>Did you check how much money you had before shopping?<br>What is your career to support yourself?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:57:16 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140968450</guid>
      </item>
      <item>
         <title>did you look how much money you spent? why did you spend so muchmoney</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140969051</link>
         <description><![CDATA[<div>gianna</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:57:37 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140969051</guid>
      </item>
      <item>
         <title>me </title>
         <author>wangleo11</author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140970111</link>
         <description><![CDATA[<div>marisol bought too much stuff even tho she only had 50 bux she also couldnt pay the minimum payment</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:58:16 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140970111</guid>
      </item>
      <item>
         <title>Ayako</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140971396</link>
         <description><![CDATA[<div>Did you buy what you wanted to buy after thinking about money? You need to be careful spenting your money.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:59:02 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140971396</guid>
      </item>
      <item>
         <title>Austin</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140972286</link>
         <description><![CDATA[<div>She spent too much money and also has a low credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 14:59:36 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140972286</guid>
      </item>
      <item>
         <title>Austin</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140973868</link>
         <description><![CDATA[<div>Acquire low credit score &amp; higher APR.</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 15:00:35 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140973868</guid>
      </item>
      <item>
         <title>AID</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140974562</link>
         <description><![CDATA[<div>Using a card for small purchases<br>went over her limit which was $52.47 but used $524.65</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 15:01:01 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140974562</guid>
      </item>
      <item>
         <title>Austin</title>
         <author></author>
         <link>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140977600</link>
         <description><![CDATA[<div>Why were you not as aware as you should've been?<br>Why would you spend more money than you can pay?</div>]]></description>
         <enclosure url="" />
         <pubDate>2022-04-12 15:02:51 UTC</pubDate>
         <guid>https://padlet.com/jaquila/53q8tqh1tzf3sjh6/wish/2140977600</guid>
      </item>
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