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      <title>My fearless wall by Garry Bhandol</title>
      <link>https://padlet.com/garrybhandol008/4uauajm87hwb</link>
      <description>Made with a little mischief</description>
      <language>en-us</language>
      <pubDate>2018-04-14 14:27:17 UTC</pubDate>
      <lastBuildDate>2024-10-15 08:47:28 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Credit Choices: Advantages and Disadvantages By Gurwinder Singh Bhandol</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251796710</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2018-04-14 14:33:22 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251796710</guid>
      </item>
      <item>
         <title>Welcome to the Wall.</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251797695</link>
         <description><![CDATA[<div>This wall is gonna all about our credit life. we all know how much credit can help us in bad time but there are also some demerits of this thing. we are gonna discuss that all things. we should came to know about credit choices and its pros and cons. we should discuss all with some video, websites and images.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-14 14:46:43 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251797695</guid>
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      <item>
         <title>Video #1 ( https://globalnews.ca/video/rd/1187846211770/ )</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251800825</link>
         <description><![CDATA[<div>one of the method of credit is credit cards. This video describes that how credit cards could be useful. you can score points on your credit record and use that points anywhere u want to do. another big thing is this card offers you an ability to cash back monthly. this video shows three different credit cards for cash back and it will never expire and you are free to use it for anything.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-14 15:25:07 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251800825</guid>
      </item>
      <item>
         <title>Video #2 ( https://globalnews.ca/video/rd/427252291820/ )</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251803913</link>
         <description><![CDATA[<div>This video also provides us a good advantage of credit card. this is about credit cards protection. we all know now a days there are many frauds going on in society. this system gives us full access to our card features through our mobile. i like this protection because it also gives us all notification about any activity that is happens with our card. it gives us the opportunity to get the rid of all problems goes with credit card regarding privacy.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-14 16:02:24 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251803913</guid>
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      <item>
         <title>Video #3 ( https://youtu.be/M9Q5c3vf6Ew )</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251805988</link>
         <description><![CDATA[<div>this video gives us some examples regarding how we can improve our credit score in canada. the video is pretty much helpful because it guide us that what thing we need to do and also what things we need to avoid to improve our credit score. the video explains that if our credit is not approved then we should avoid to do shopping. without approving it. it definitely lower our credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-14 16:26:53 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251805988</guid>
      </item>
      <item>
         <title>Website #1 ( http://mtstcil.org/skills/budget-12.html )</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251808596</link>
         <description><![CDATA[<div>This website has some great information about advantages and disadvantages of using credit cards. it provides simple and common pros and cons. pros like emergencies and protection of purchases it explains some common problems we face while using debit card like increase in debt. it really makes us tired an sudden increase or decrease in debt. other problem is credit fraud which is very common in these days.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-14 16:58:16 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251808596</guid>
      </item>
      <item>
         <title>Website #2 ( https://www.canada.ca/en/financial-consumer-agency/services/rights-responsibilities/rights-credit-cards.html?wbdisable=true </title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251811197</link>
         <description><![CDATA[<div>this website provide us the data about our right and responsibilities regarding our credit cards.it provides the information about responsibilities of applying a credit card and cancelling the credit card.  it is useful for an citizen as he gets full knowledge about his rights of credit card like with his credit card what he is eligible for</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-14 17:28:58 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251811197</guid>
      </item>
      <item>
         <title>Website #3 ( https://www.canada.ca/en/financial-consumer-agency/services/credit-fraud.html )</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251812811</link>
         <description><![CDATA[<div>this page is all about to overcome fraud happens with credit cards. we can learn how to protect our credit security. as mentioned early mobile wallet is the best way to control your credit card so you can stay alert of all the activities happened with the credit card. credit has both merits and demerits but still people use credit card because they are very helpful.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-04-14 17:49:40 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251812811</guid>
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      <item>
         <title>Image #1 </title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251813901</link>
         <description><![CDATA[<div>this image tells the card member agreement  about credits. it is our respon</div>]]></description>
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         <pubDate>2018-04-14 18:03:55 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251813901</guid>
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         <title>Image #2</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251814597</link>
         <description><![CDATA[<div>the image provides the demerits of credit card which we are discussed in this assignment.</div>]]></description>
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         <pubDate>2018-04-14 18:13:45 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251814597</guid>
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      <item>
         <title>Image #3</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251814668</link>
         <description><![CDATA[<div>all the advantages of credit card. that is why people in canada use credit cards mostly.</div>]]></description>
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         <pubDate>2018-04-14 18:14:30 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251814668</guid>
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      <item>
         <title>Word Document</title>
         <author>garrybhandol008</author>
         <link>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251815946</link>
         <description><![CDATA[]]></description>
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         <pubDate>2018-04-14 18:31:38 UTC</pubDate>
         <guid>https://padlet.com/garrybhandol008/4uauajm87hwb/wish/251815946</guid>
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