We are living in an era of technological advancement where online payment is leading the way of modern economy. Most businesses and individuals use online payment as their primary way of conducting business. Apple pay is the most notable form of online payment. The advantages and comfort it offers to consumers is the main reason why apple pay has stood out amongst other forms of online payments. 

 First of all, I think some cons of Apple Pay do not let us use it like when we go to a store that does not support it, or if the mobile has no charge that make cannot use it, this is why you will need to carry your wallet with you again. And one of the biggest disadvantages it’s a waste of money because now you can carry all of your money in your phone what will make you pay more than usual without realizing. and something we cannot forget about it’s the security risks that when your phone is stolen or get hacked your hole bank information is stolen. 

To conclude, online payment is inevitable. Even though apple pay is trusted and used by millions of users, it is not 100% reliable as there a few disadvantages. A person’s whole bank information is revealed when a phone gets stolen or hacked which makes apple pay vulnerable. Thus it all depends on the consumer and it is wise not to completely depend on apple pay due to the disastrous consequences of its disadvantages.