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      <title>Insurance Unit 18 by Angely Gonzalez-Martinez</title>
      <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5</link>
      <description>Made with joy</description>
      <language>en-us</language>
      <pubDate>2018-04-16 15:02:52 UTC</pubDate>
      <lastBuildDate>2025-11-11 05:10:25 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Insurance</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252186401</link>
         <description><![CDATA[<div>An agreement with a company that will protect or reimburse loss, damage, injury, or death.<br>ex. car, health, renters, home, life<br> </div>]]></description>
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         <pubDate>2018-04-16 15:05:13 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252186401</guid>
      </item>
      <item>
         <title>Assigned Risk</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252202035</link>
         <description><![CDATA[<div>A driver or a class of drivers that would be denied insurance coverage nut must carry auto insurance under state law.</div>]]></description>
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         <pubDate>2018-04-16 15:34:23 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252202035</guid>
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      <item>
         <title>Collision </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252203711</link>
         <description><![CDATA[<div>Insurance that pays the repairs for your car or a replacement for your car, only if your car is hit by another. (minus deductible) </div>]]></description>
         <enclosure url="http://worldartsme.com/images/after-accident-clipart-1.jpg" />
         <pubDate>2018-04-16 15:37:23 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252203711</guid>
      </item>
      <item>
         <title>Comprehensive </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252205003</link>
         <description><![CDATA[<div>Insurance that pays the repairs, or replacement of another car, only if the car was stolen or damaged by something that is not a collision. (minus deductible)<br>ex. hail storm, tree falls</div>]]></description>
         <enclosure url="http://d2e70e9yced57e.cloudfront.net/wallethub/images/posts/10024/collision-vs.-comprehensive.png" />
         <pubDate>2018-04-16 15:39:35 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252205003</guid>
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      <item>
         <title>Deductible </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252206420</link>
         <description><![CDATA[<div>A payment you need to pay before the insurance starts paying a claim</div>]]></description>
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         <pubDate>2018-04-16 15:42:03 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252206420</guid>
      </item>
      <item>
         <title>Liability </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252206947</link>
         <description><![CDATA[<div>Car insurance that pays for the cost of a bodily injury and property damages when the person who is insured person is at fault.</div>]]></description>
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         <pubDate>2018-04-16 15:42:58 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252206947</guid>
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      <item>
         <title>No Fault</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252208722</link>
         <description><![CDATA[<div>In some states, insurance claims are not paid by the person at fault for an accident. Instead each person is compensated by each company no matter who's at fault.</div>]]></description>
         <enclosure url="http://www.buyautoinsurance.com/wp-content/featured-content/no-fault-insurance/images/no-fault.jpg" />
         <pubDate>2018-04-16 15:45:33 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252208722</guid>
      </item>
      <item>
         <title>Personal Injury Protection</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252209734</link>
         <description><![CDATA[<div>A portion of your car insurance that pays for the medical injuries</div>]]></description>
         <enclosure url="http://www.automoblog.net/wp-content/uploads/2017/02/PIP-700x623.jpg" />
         <pubDate>2018-04-16 15:47:19 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252209734</guid>
      </item>
      <item>
         <title>Under-insured/Uninsured Motorist</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252210496</link>
         <description><![CDATA[<div>Insurance coverage that will pay the driver who is injured, or they suffer damages due to actions of a driver of another vehicle who is uninsured.</div>]]></description>
         <enclosure url="http://2h4q7z2o3j6i2bs01u4ajyv5.wpengine.netdna-cdn.com/wp-content/uploads/2014/06/Uninsured.jpg" />
         <pubDate>2018-04-16 15:48:41 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252210496</guid>
      </item>
      <item>
         <title>Endorsements </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252212141</link>
         <description><![CDATA[<div>A written document attached to an insurance policy that changes the coverage offered under the policy. It can add coverage to things that are not covered already. (Custom Insurance)</div>]]></description>
         <enclosure url="http://gingerhoward.net/wp-content/uploads/2016/01/Endorsements.jpg" />
         <pubDate>2018-04-16 15:51:29 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252212141</guid>
      </item>
      <item>
         <title>Floaters </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252213314</link>
         <description><![CDATA[<div>An insurance policy that covers property that is easily movable and  provides additional coverage over normal policies. <br>ex. jewelry, stereo equipment</div>]]></description>
         <enclosure url="http://art.ekstrax.com/wp-content/uploads/2014/05/jewelry-3.jpg" />
         <pubDate>2018-04-16 15:53:20 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252213314</guid>
      </item>
      <item>
         <title>Professional Liability </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252214992</link>
         <description><![CDATA[<div>Insurance made to protect professionals from claims due to errors or omissions, aka malpractice insurance.</div>]]></description>
         <enclosure url="http://www.wiabiz.com/wp-content/uploads/2013/12/professional-liability-insurance.jpg" />
         <pubDate>2018-04-16 15:56:11 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252214992</guid>
      </item>
      <item>
         <title>Umbrella </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252215775</link>
         <description><![CDATA[<div>A liability policy made to protect assets and future income of a policy holder for claims against them.</div>]]></description>
         <enclosure url="https://www.insurancejournal.com/app/uploads/2017/06/umbrella.jpg" />
         <pubDate>2018-04-16 15:57:48 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252215775</guid>
      </item>
      <item>
         <title>Co-Pay</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252216563</link>
         <description><![CDATA[<div>A medical service charge payed by the person who is insured.</div>]]></description>
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         <pubDate>2018-04-16 15:59:25 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252216563</guid>
      </item>
      <item>
         <title>Dental Insurance</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252217438</link>
         <description><![CDATA[<div>Insurance to protect your teeth and gums.</div>]]></description>
         <enclosure url="http://www.liability.com/images/dental/dental-insurance-400x400.png" />
         <pubDate>2018-04-16 16:01:10 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252217438</guid>
      </item>
      <item>
         <title>Disability Insurance</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252217858</link>
         <description><![CDATA[<div>Insurance that provides long-term coverage and care if the person is unable to work due to illness or injury.</div>]]></description>
         <enclosure url="https://theinsurancebarn.files.wordpress.com/2011/12/disability-insurance.jpg" />
         <pubDate>2018-04-16 16:01:59 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252217858</guid>
      </item>
      <item>
         <title>Vision</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252218503</link>
         <description><![CDATA[<div>Insurance for your eye needs.</div>]]></description>
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         <pubDate>2018-04-16 16:03:29 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252218503</guid>
      </item>
      <item>
         <title>Major Medical</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252218967</link>
         <description><![CDATA[<div>Insurance that covers most serious medical expenses up to a maximum limit, usually after a deductible has been met.</div>]]></description>
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         <pubDate>2018-04-16 16:04:24 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252218967</guid>
      </item>
      <item>
         <title>Term Life</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252219751</link>
         <description><![CDATA[<div>An insurance policy that is set on a duration limit on the coverage period. Once the policy is expired, it is up to the person to decide if they want to re-new the term life or end it. This life policy usually ends at 100 years old.</div>]]></description>
         <enclosure url="http://www.fetch.ie/wp-content/uploads/2015/12/term-life-insurance.jpg" />
         <pubDate>2018-04-16 16:06:01 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252219751</guid>
      </item>
      <item>
         <title>Whole Life</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252221126</link>
         <description><![CDATA[<div>A life insurance contact with level premiums that has both an insurance and an restraint component. The component pays a stated amount upon the death of the person. The investment accumulates cash value that the person can withdraw from.</div>]]></description>
         <enclosure url="http://cdn.comparecards.com/uploads/blog/2013/09/whole-life-insurance.png" />
         <pubDate>2018-04-16 16:08:47 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252221126</guid>
      </item>
      <item>
         <title>Cash Value </title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252222673</link>
         <description><![CDATA[<div>The cash amount offered to the person by the life insurance company. Cancellation of the contract-may not apply to some kinds of life insurance contracts.&nbsp;</div>]]></description>
         <enclosure url="http://beaconfinancialstrategies.com/wp-content/uploads/2016/01/Cash-Value-Life-Insurance-Planning-Advisor.jpg" />
         <pubDate>2018-04-16 16:11:57 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252222673</guid>
      </item>
      <item>
         <title>Assets</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252223448</link>
         <description><![CDATA[<div>Something of monetary value owned by an individual or an organization.</div>]]></description>
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         <pubDate>2018-04-16 16:13:27 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252223448</guid>
      </item>
      <item>
         <title>Liability</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252223884</link>
         <description><![CDATA[<div>Legal responsibility to pay a debt or for damages or losses one has caused.</div>]]></description>
         <enclosure url="http://www.abzinsurance.com/wp-content/uploads/2013/02/dreamstime_m_28341304.jpg" />
         <pubDate>2018-04-16 16:14:16 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252223884</guid>
      </item>
      <item>
         <title>Net Worth</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252224285</link>
         <description><![CDATA[<div>The current value of a person's assets minus liabilities. </div>]]></description>
         <enclosure url="http://www.myexceltemplates.org/wp-content/uploads/2013/01/Net-Worth-Statement-Template1.png" />
         <pubDate>2018-04-16 16:15:09 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252224285</guid>
      </item>
      <item>
         <title>Personal Inventory</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252225101</link>
         <description><![CDATA[<div>A listing of all the items in your home, often used in insurance claims.</div>]]></description>
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         <pubDate>2018-04-16 16:16:48 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252225101</guid>
      </item>
      <item>
         <title>Deductions</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252225797</link>
         <description><![CDATA[<div>Amounts that are allowed to be subtracted from income before calculating tax. Common deductions include contributions to charity and mortgage interest.</div>]]></description>
         <enclosure url="https://blog.mint.com/wp-content/uploads/2017/02/Mint_TaxDeductionsBlog2.png" />
         <pubDate>2018-04-16 16:18:22 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252225797</guid>
      </item>
      <item>
         <title>Taxes</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252226646</link>
         <description><![CDATA[<div>Compulsory payments to governments by households and businesses. </div>]]></description>
         <enclosure url="http://images.huffingtonpost.com/2015-02-17-taxreturns.jpg" />
         <pubDate>2018-04-16 16:20:12 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252226646</guid>
      </item>
      <item>
         <title>Deflation</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252227256</link>
         <description><![CDATA[<div>A sustained decrease in the average price level of all goods and services produced in the economy.</div>]]></description>
         <enclosure url="https://images.hedgeye.com/media_assets/0061/8459/Deflation_cartoon_12.29.2014.png" />
         <pubDate>2018-04-16 16:21:33 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252227256</guid>
      </item>
      <item>
         <title>Inflation</title>
         <author>gonzalezmartineza</author>
         <link>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252227981</link>
         <description><![CDATA[<div>A rise in the average price level of a good or service produced in the economy. Can be caused by demand and pressure in the market.</div>]]></description>
         <enclosure url="http://2.bp.blogspot.com/-ZIvyZeSX5go/UiuRE1EgsdI/AAAAAAAAAWc/IZSW7i7cPjo/s1600/Inflation.jpg" />
         <pubDate>2018-04-16 16:23:11 UTC</pubDate>
         <guid>https://padlet.com/gonzalezmartineza/4jfmm3zt70m5/wish/252227981</guid>
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