https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs JITHIN VALAMKOTTE PRINCE en-us 2022-04-01 20:34:26 UTC 2026-02-07 18:59:36 UTC hello@padlet.com jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126023653 A credit score is a number on a scale of 300 to 900. It tells potential lenders how well you manage debt and credit; money that doesn’t belong to you. The higher the score, the better you are at repaying your debts. The lower the score, the less likely you are to repay your debts. The only way you can increase your credit score in Canada is through your behaviour and demonstrating that you can manage your payments.  

Specifically am going to speak about the strategies to improve your credit score. Also about the factors that affect one's  credit score. I hope that the information provided would be helpful.]]> 2022-04-01 20:56:45 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126023653 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126035443 This website provides information about credit cards and different methods to improve your credit score. It gives you a clear idea about how to use credit cards effectively. The seven best strategies to improve your credit score are discussed in this website. The article also explains how the banks are calculating the credit score and how our monthly activites are affecting our scores.

Most of information provided in this article were new to me. And I find this strategries helpful in every means. The article is submittted by professionals and the data provided in this website is trustworthy.

]]> 2022-04-01 21:13:36 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126035443 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126039501 This is the official canadian website which provides information about credit card payments. It provides information on, how to monitor your  payment history and how to use your credit wisely. The article also provides stratagies to improve your credit. 

As it is a government website, all the information provided are trustworthy and provided to the public as a means to improve your credit history.]]> 2022-04-01 21:19:58 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126039501 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126063934 This website provides information on, how to check your credit rating and how to get your credit report. It also provides information on how the credit scores are calculated and different methods to build your credit history.

I find this website more useful over the others as they provide each and every information about credit. Most of the information provided were new to me. ]]> 2022-04-01 22:04:32 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126063934 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126069104 This article provides strategies to improve credit rating and also explains different ways to stay out of debt. This website also answers most of the credit card related questions. It also explains how a bank accepts your credit card request and what are factors considered by the banks to accept ones request to increase the credit limit. 

This website gives a clear idea about how your credit ratings are affected in your forcoming transcations. I find it useful as it gives ideas on , how to stay out of debt while increasing your credit score.]]> 2022-04-01 22:15:37 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126069104 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126071915 Having a credit rating or a credit score is essential for life in Canada. A good credit score can ensure you qualify for better interest rates on mortgages and other loans down the line. To get started with building your credit history, having and using a credit card is essential.  In this article, it gives an outline what a credit score is, share valuable tips to help you build a good credit history as a newcomer in Canada, and provide information on how to check your credit score and order a credit report. 
Most of the information provided in this video were new to me. The information provided here gives a clear idea about the topic. The video is presented in a simple way as everyone understands the topic clearly. ]]> 2022-04-01 22:21:54 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126071915 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126077199 There are many different credit score models used today by lenders and other organizations. These scores all have the same goal: to predict a consumer’s likelihood to pay their bills. There are some differences around how the various data elements on a credit report factor into the score calculations. This video provides information on how it is calculated.
I find this video helpful as this provides information what's a good credit score is in words of the customers and also shows how this may affect our lives.]]> 2022-04-01 22:31:58 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126077199 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126084668 Credit score tells potential lenders how well you manage debt and credit; money that doesn’t belong to you. The higher the score, the better you are at repaying your debts. The lower the score, the less likely you are to repay your debts.
This video gives information of how to check your credit score online and what are the factors affected. I find this video trustworthy over the others as it is published bt the banks officially.]]> 2022-04-01 22:37:38 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126084668 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126086925 Here in Canada, your credit score always matters, even when you are applying for a mortgage with an alternative lender or a private mortgage lender. It’s true they specialize in helping borrowers with damaged credit, but they still want to see signs of rehabilitation and repayment performance in the applicant’s track record. And the higher your score, the more favourable the terms of your mortgage will be.
This video provides information of credit ratings and how this is affected in your daily life. It gives a clear image about all these information.]]> 2022-04-01 22:42:11 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126086925 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126090240 This image gives us the information to boost your credit score. It provides the strategries in a simple manner. 
 
I find these eight tips useful to improve the credit score.]]> 2022-04-01 22:49:39 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126090240 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126091321 This image provides the information about how our credit scores are calculated. It explains the factors that effect our credit ratings. ]]> 2022-04-01 22:51:59 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126091321 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126108164 After researching into this topic, I have been acknowledged with a lot of things which are so surprising. How the credit card history and credit scores are affecting our day to day life surprised me a lot. The different ways to improve your credit ratings and how these steps are important for our daily life and how further we can be affected, all were a new information for me.]]> 2022-04-01 23:27:54 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126108164 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126109844 This has proven to be a very interesting topic for me. It may also be useful to me in the future. Because I now know enough about credit cards and credit scores, I can make intelligent selections in my real life, particularly when it comes to selecting the credit card companies and while applying for loans. It may also assist me in reducing financial risk.]]> 2022-04-01 23:30:36 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126109844 jithinvprince98 https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126111127 From my perspective, the most useful information that I would pass to my family members and friends is about how the banks calculate the credit scores. And would also likes to explain different ways to improve your credit scores with any further debts.]]> 2022-04-01 23:33:23 UTC https://padlet.com/jithinvprince98/4il1dkwtalpw2qbs/wish/2126111127