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      <title>Unit 5 Saving and Investing by tasha</title>
      <link>https://padlet.com/tcooper1/488vnvg5aixa</link>
      <description>Why is it important to save?  
Why is it important to have financial goals? 
 What are the trade‐offs and opportunity costs when saving money?  
How do you implement the pay yourself first strategy?  
What is the time value of money concept?
  What are the benefits of compounding interest on savings?  
</description>
      <language>en-us</language>
      <pubDate>2016-10-06 11:03:45 UTC</pubDate>
      <lastBuildDate>2016-10-07 12:52:49 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Are you a SAVER or Spender?</title>
         <author>tcooper1</author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/128754440</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-06 11:05:30 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/128754440</guid>
      </item>
      <item>
         <title>&amp;nbsp;What are you saving for?</title>
         <author>tcooper1</author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/128754513</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-06 11:05:45 UTC</pubDate>
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      <item>
         <title>Why is saving important to you?</title>
         <author>tcooper1</author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/128754588</link>
         <description><![CDATA[]]></description>
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         <pubDate>2016-10-06 11:06:04 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/128754588</guid>
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         <title>Savings is important to me because then I will have money for things later on in life, when I begin living on my own and also just in case an emergency event occurs.&amp;nbsp;</title>
         <author></author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/129091822</link>
         <description><![CDATA[<div>-Taylor </div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-07 12:39:34 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/129091822</guid>
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         <title>Saving is important to me because it could be something in the long run that i&#39;ll really need and if I save up I could get it. And also if I have old clothes I could save them just incase something happen and i&#39;ll still have some stuff I can use if I cant get nothing new.</title>
         <author></author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/129092057</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2016-10-07 12:40:03 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/129092057</guid>
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         <title>Saving is important because after a while that what you originally saved can amass to something much larger over time.</title>
         <author></author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/129092204</link>
         <description><![CDATA[<div>-Blake</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-07 12:40:22 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/129092204</guid>
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      <item>
         <title>Saving is important because you can&#39;t spend all your money at once, you have to put some away for a raining day or if something comes up. </title>
         <author></author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/129092368</link>
         <description><![CDATA[<div>-Destiny <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-07 12:40:46 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/129092368</guid>
      </item>
      <item>
         <title>I am a SAVER. I don&#39;t spend money unless I have to.</title>
         <author></author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/129093135</link>
         <description><![CDATA[<div><br>-Destiny</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-07 12:42:40 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/129093135</guid>
      </item>
      <item>
         <title>It is important to save because whatever you save up could impact your future.</title>
         <author></author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/129093155</link>
         <description><![CDATA[<div>-Spencer</div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-07 12:42:44 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/129093155</guid>
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      <item>
         <title>Saving is important to me because you never know when you might run into an obstacle and the money is needed. </title>
         <author></author>
         <link>https://padlet.com/tcooper1/488vnvg5aixa/wish/129096519</link>
         <description><![CDATA[<div>- Asia </div>]]></description>
         <enclosure url="" />
         <pubDate>2016-10-07 12:52:01 UTC</pubDate>
         <guid>https://padlet.com/tcooper1/488vnvg5aixa/wish/129096519</guid>
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