Student Loan Debt by Mila Masliuk https://padlet.com/0101lusia/45uxkb0q2entamei Assignment 2 - GNED 1119 Money Matters en-us 2021-03-28 15:08:56 UTC 2024-05-29 05:58:33 UTC hello@padlet.com Welcome to my Padlet!!!! 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361467523 Here I will try to explain what a student loan is and how it works. The Canada Student Loans Program provides repayable loans to help Canadian students pay for their post-secondary education. Federal loans are delivered in partnership with participating provinces and territories and are available to almost every future student.
Pursuing post-secondary education is now easier than ever.

]]> 2021-03-28 15:10:31 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361467523 Website #1 Canada.ca 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361485994 This is the website I recommend you study first when planning your student loan. There is very convenient navigation and an obvious explanation for any questions you may have while searching for it. And the most important thing is that you can find it here:
- who can get a loan
- how much a loan can be
- what is the limit for the full repayment of the loan
- what documents must be provided
- terms for applying and receiving a loan
- support service that will help you understand the program
- necessary links to auxiliary sites]]> 2021-03-28 15:21:59 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361485994 Website #2 OSAP: Ontario Student Assistance Program 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361531200 This website is the most crucial website for any student who wishes to obtain a student loan. OSAP: The Ontario Student Assistance Program is more than a website or program. It is a platform for applying for a student loan from start to finish.
After you register, the most interesting begins. You start filling in your profile with the necessary personal information, choose the type of study, college or university, the type and duration of the program. Moreover, you can immediately get an approximate calculation of your loan. After you have filled out everything and uploaded the documents, your application goes for consideration. And you will learn about any changes from the Message Center and to your email.]]> 2021-03-28 15:49:47 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361531200 Website #3 National Student Loans Service Centre (NSLSC) 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361685146 Another essential website for applying for a student loan is the National Student Loans Service Center. Everything here is geared towards managing and paying off your student loan. Most importantly, there are many options presented here to start repaying a loan and when to start.
You can increase or decrease your monthly payment amount to better suit your budget by customizing your payment terms. If you have a full-time loan, and you want to change your monthly payment amount or see what other repayment terms may fit your situation better, you can do this through your secure NSLSC online account. Also, you can apply for Repayment Assistance Plan, and you may qualify for zero or lowered payments for six months. After the six-month period has ended, you can reapply for another six-month period. 
]]> 2021-03-28 17:24:45 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361685146 Website #4 Legaline.ca 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361722543 And the last very interesting website is Legaline.ca. Here you will find answers to all your questions regarding 47 types of laws, including a description of the solution to questions about the student loan and how it works. A lot of information has been written with a step-by-step explanation of your further actions. It also explains once again the categories of applicants and describes the conditions under which they can give or refuse a loan. The most exciting thing is that they even provide information for students in the event of their bankruptcy and how to act in such situations.]]> 2021-03-28 17:46:48 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361722543 Video #1 What Every Student NEEDS to know about OSAP 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361816712 This video seemed very interesting and, most importantly, important here because it explains the negative aspects of a student loan. Martin gave a lot of information and statistics about the student loan, which turned out to be helpful too many. Personally, I really liked the video and how clearly the statistics and data on student loans are provided. And the comments under the video confirm this, as viewers agree with so many of Martin's statements about loans. And most importantly, this video will really help you make the right decision to take or not take a student loan or not. And who, after all, benefits from it more: the student or the government.]]> 2021-03-28 18:41:04 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361816712 Video #2 STUDENT LOAN DEBT: What I Wish I Knew (Canada) 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361816883 In this video, they shared what I wish I knew about student loan debt, paying off debt fast, paying off debt, and knowing before the debt repayment period! Student loan debt is often something you get into before you realize what it’s like later on - so hopefully, this will help you prepare! They also talk about Student Loan Debt Information, How to Choose An Affordable School, About Financial Aid Options, and About Student Loan Debt Repayment Period. This video seemed to be very interesting and important here because it explains the hidden aspects of a student loan, which can convince you of its necessity.]]> 2021-03-28 18:41:11 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361816883 Video #3 Student Loan Forgiveness For Canada? | What Happened is Good News for Students AND All Canadians 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361817305 In this video, Russell reveals that newly graduated students are hardest hit financially by the current world crisis. With student loans, expensive rent, and little financial help after the Canada Emergency Student Benefit (CESB), students wonder if there will be a new benefit for Canadian students. Many students have to rely on Canada student line of credit, OSAP, Alberta student aid, British Columbia Student Aid, Manitoba Student Aid, New Brunswick Student Financial Services, Newfoundland and Labrador Student Financial Services, Nova Scotia Student Assistance, Quebec student financial aid, among other programs to fund their education!! And since the end of the student loan payment freeze, many Canadian students are left behind. 
This video is handy as it explains how a student with loans can cope in times of challenging economic change.]]> 2021-03-28 18:41:27 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361817305 Video #4 How To Pay Off Your Student Loans Faster | The 3-Minute Guide 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361817524 It is a very informative video explaining the basic principles of paying off a loan quickly and not overpaying interest. The blogger describes in detail the steps and tricks you can take to quickly pay off the loan. I chose this video because it has working ideas that every student can use to pay off their loan quickly and in full. And the main thing is that there are a lot of users in the comments who used these principles and successfully closed their loans, which brought high views to this video and a lot of recommendations.]]> 2021-03-28 18:41:36 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361817524 Image #1 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361965878 This picture shows the steps you need to go through in order to apply for a student deputy and get the desired size. And this scale is for the student who applies for the first time.]]> 2021-03-28 20:16:07 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361965878 Image #2 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361978945 This picture shows what circumstances can affect the ability to obtain a student loan and its size. And given these circumstances, you can figure out what might prevent you from getting this loan.]]> 2021-03-28 20:25:56 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1361978945 0101lusia https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1362062683 2021-03-28 21:29:18 UTC https://padlet.com/0101lusia/45uxkb0q2entamei/wish/1362062683