Savings account by Flavio Silva https://padlet.com/flaviosilva7/41xljmbztvnbydv1 en-us 2023-09-21 17:09:46 UTC 2023-09-21 18:00:29 UTC hello@padlet.com Netooo- Positive Aspects of savings account https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715024728 1- Safety
2- Liquidity
3- Interest Earnings
4- No Risk of Loss
5- Low Minimum Balance Requirements
6- Convenience
7- Emergency Fund
8- Automatic Transfers
9- Goal Tracking
10- No Investment Knowledge Required
11- Compound Interest
12- Diversification
13- No Market Volatility]]> 2023-09-21 17:28:05 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715024728 positive https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715025448 2023-09-21 17:28:37 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715025448 matheuzinho-positive aspects https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715026712

]]> 2023-09-21 17:29:30 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715026712 Savings accounts https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715029751 The connection between our main topic and saving accounts is that the more that you bye things you gonna spend money and you gonna be pollution more.
Xoxo Valentina 🩷]]> 2023-09-21 17:31:35 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715029751 Marina- negative aspects of the savings accounts https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715030662 1- inflation - might erode the value of your savings
2-Texes-there are no tax benefits for putting money into a savings account. 
3-low return- although consumers can earn interest, they offer relatively lower rates.
4-minimum balance-most accounts have a minimum balance which, if the account falls below, causes the account holder to incur charges.]]> 2023-09-21 17:32:16 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715030662 Main Characteristics - chettinhoSEUamiguinho https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715030983 1- Easy Transactions
2- Payment of Bills 
3- ATM facility
4- NetBanking and MobileBanking
5-  Debit Card ]]> 2023-09-21 17:32:31 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715030983 o bem para todos https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715031518 1 - Low Interest Rates
2 - Limited Returns
3 - Inflation Risk
4 - Liquidity Constraints
5 - Opportunity Cost
6 - Fees and Minimum Balances
7 - Tax Considerations
8 - Limited Access to Funds]]> 2023-09-21 17:32:54 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715031518 Savings account LOLA and Rafa https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715032370

Easy transactions 
You can save money in a security place
Growth opportunities 
Your money is fully accessible to money

]]> 2023-09-21 17:33:32 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715032370 POSITIVE ASPECTS JOHNSON https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715032530 1-A savings account is an effective way to store your money in a secure location where it can earn interest
2-With a savings account, you can maintain your savings in a liquid state.
3-One of the biggest possitives aspects of a savings account is that your money is fully accessible to you.]]> 2023-09-21 17:33:38 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715032530 Positive Aspects - Dudu Leão https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715042291 Saving accouts is very important because we can save our money in a safe place.]]> 2023-09-21 17:40:39 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715042291 Savings account - Letícia https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715042591 Savings accounts main characteristics is that  they offer higher interest rates than a normal checking account.

Positive aspects: you earn interest on your savings, pay your bills on time, and others.

Negative aspects: low profitability and no tax benefits for putting money into a saving account.]]> 2023-09-21 17:40:52 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715042591 Savings account - Matheus Tanajura https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715047437 Main Caracters-Savings accounts offer one of the simplest ways to earn interest on the money you have.
Positive Aspects-The posetive aspect of saving account is that you can store your money in hours that you need.
Negatives Apects-The negative aspects is that when you have money on the saving account and happen the inflation.]]> 2023-09-21 17:43:34 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715047437 Savings Account- MMMB https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715052460 1. The main characteristics of savings account is that higher interest rates than a regular checking account, while still making it easy to spend and withdraw money.

2. The positives aspects of Saving Account are:it can help you to save money, earn interest on your balance, and provide security for your funds.

3. The negatives aspects are: low interest rates and limited access to your funds.

4. A savings account can have indirect connections to sustainability and globalization. For example, by saving money, you can have more resources to invest in sustainable companies or support businesses that promote globalization. Additionally, the financial stability provided by a savings account can help navigate global economic challenges.  ]]> 2023-09-21 17:47:18 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715052460 Negative aspects ( Nanda O) https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715058915 1. You won’t have money to spend the time you want.
2. If you save money during a long period of time you can lose you purchasing power.
3. You can forget that the money is there and only take it out of there when the inflation rises.]]> 2023-09-21 17:52:02 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715058915 Ventin, Ducha, Bullos - Savings account https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715061444 Main characteristics:
Savings accounts offer one of the simplest ways to earn interest on the money you have. They offer higher interest rates than a regular checking account, while still making it easy to spend and withdraw money.

Positive aspect: 
A savings account is a simple way to store your money in a secure location where it can earn interest. With a savings account, you can access your funds whenever you want while also putting some space between your savings and your daily spending needs.

Negative aspect: 
  • Low return, although consumers may earn interest, offer lower rates;
  • Taxes, there are no tax benefits for putting money in a savings account;
  • Minimum balance, most accounts have a minimum balance that, if the account falls below, causes the account owner to pay.
]]> 2023-09-21 17:53:54 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715061444 Salvings accounts https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715066715 RCI Bank | 95 Day Notice Savings Account | 5.60%
Oxbury Bank | 180 Day Notice Account Issue 15 | 5.59%
Cynergy Bank | Online Notice Saver – 120 Day Notice (Issue 8) | 5.55%
Oxbury Bank | 120 Day Notice Account Issue 23 | 5.53%.



This is the most basic type of account you can open at any bank. A Savings Account, by definition, allows you to deposit your money, safe with the bank.

]]> 2023-09-21 17:57:44 UTC https://padlet.com/flaviosilva7/41xljmbztvnbydv1/wish/2715066715