https://padlet.com/kryhal1886/3zzdj0iru8a Use the Vocabulary menu in your IAN (Interactive Notebooks) to complete the vocabulary for the Citizenship unit. PFL Vocabulary en-us 2018-10-01 15:11:48 UTC 2025-12-18 20:53:38 UTC hello@padlet.com kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287667719 a fixed regular payment, typically paid on a daily or weekly basis, made by an employer to an employee, especially to a manual or unskilled worker.]]> 2018-10-01 15:14:30 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287667719 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287671110 a fixed regular payment, typically paid on a monthly or biweekly basis but often expressed as an annual sum, made by an employer to an employee, especially a professional or white-collar worker.]]> 2018-10-01 15:18:45 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287671110 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287671867 Gross pay is the amount of money your employees receive before any taxes and deductions are taken out.]]> 2018-10-01 15:19:40 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287671867 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287672607 Net pay is the amount of pay remaining for issuance to an employee after deductions have been taken from the individual's gross pay]]> 2018-10-01 15:20:35 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287672607 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287673126 income remaining after deduction of taxes and other mandatory charges, available to be spent or saved as one wishes.]]> 2018-10-01 15:21:15 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287673126 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287673733 income remaining after deduction of taxes, other mandatory charges, and expenditure on necessary items.]]> 2018-10-01 15:22:02 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287673733 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287674343 Fixed expenses or costs are those that do not fluctuate with changes in production level or sales volume. They include such expenses as rent, insurance, dues and subscriptions, equipment leases, payments on loans, depreciation, management salaries, and advertising.]]> 2018-10-01 15:22:48 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287674343 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287675642 2018-10-01 15:24:33 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287675642 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287676361 an estimate of income and expenditure for a set period of time.]]> 2018-10-01 15:25:41 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287676361 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287676814 an economy of or reduction in money, time, or another resource.

]]> 2018-10-01 15:26:22 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287676814 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287677404 expend money with the expectation of achieving a profit or material result by putting it into financial schemes, shares, or property, or by using it to develop a commercial venture.

]]> 2018-10-01 15:27:08 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287677404 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287678080 an account at a bank against which checks can be drawn by the account depositor.

]]> 2018-10-01 15:28:06 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287678080 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287678782 a small plastic card issued by a bank, business, etc., allowing the holder to purchase goods or services on credit.]]> 2018-10-01 15:29:10 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287678782 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287679290 is a valuation performed by lenders that determines the possibility a borrower may default on his debt obligations. It considers factors, such as repayment history and credit score.]]> 2018-10-01 15:29:55 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287679290 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287680895 An annual percentage rate (APR) is the annual rate charged for borrowing or earned through an investment, and is expressed as a percentage that represents the actual yearly cost of funds over the term of a loan.]]> 2018-10-01 15:32:27 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287680895 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287681577 is a detailed report of an individual's credit history prepared by a credit bureau. Credit bureaus collect information and create credit reports based on that information, and lenders use the reports along with other details to determine loan applicants' credit worthiness.]]> 2018-10-01 15:33:26 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287681577 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287682069 a stock exchange.]]> 2018-10-01 15:34:13 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287682069 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287682434 is a fixed income investment in which an investor loans money to an entity (typically corporate or governmental) which borrows the funds for a defined period of time at a variable or fixed interest rate]]> 2018-10-01 15:34:46 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287682434 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287683207 a compulsory contribution to state revenue, levied by the government on workers' income and business profits or added to the cost of some goods, services, and transactions.

]]> 2018-10-01 15:35:49 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287683207 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287684138 a federal agency, established in 1914, that administers antitrust and consumer protection legislation in pursuit of free and fair competition in the marketplace.

]]> 2018-10-01 15:37:02 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287684138 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287685246 the fraudulent acquisition and use of a person's private identifying information, usually for financial gain.

]]> 2018-10-01 15:38:27 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287685246 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287685692 2018-10-01 15:39:01 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287685692 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287685934 a form of fraud in which belief in the success of a nonexistent enterprise is fostered by the payment of quick returns to the first investors from money invested by later investors.

]]> 2018-10-01 15:39:19 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287685934 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287686511 Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.

]]> 2018-10-01 15:40:00 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287686511 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287686955 pays a specific lump sum to your loved ones for a specified period of time ]]> 2018-10-01 15:40:35 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287686955 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287687530  is a contract between you and the insurance company that protects you against financial loss in the event of an accident or theft. ]]> 2018-10-01 15:41:19 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287687530 kryhal1886 https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287687968 is a part of the general insurance system of risk financing to protect the purchaser (the "insured") from the risks of liabilities imposed by lawsuits and similar claims.]]> 2018-10-01 15:41:52 UTC https://padlet.com/kryhal1886/3zzdj0iru8a/wish/287687968