<?xml version="1.0"?>
<rss version="2.0">
   <channel>
      <title>Understanding Credit by Joshua Keating</title>
      <link>https://padlet.com/joshua_keating/3uwcarkk19x6</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2018-12-04 21:59:27 UTC</pubDate>
      <lastBuildDate>2018-12-05 21:32:42 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
      <image>
         <url></url>
      </image>
      <item>
         <title>Type of Loan</title>
         <author>joshua_keating</author>
         <link>https://padlet.com/joshua_keating/3uwcarkk19x6/wish/311159482</link>
         <description><![CDATA[<div>I would chose a personal loan because it has lower interest rates and can consolidate your credit card debt. Whereas payday loans have significantly higher interest rates and can get trapped in a cycle of debt.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-12-04 22:00:54 UTC</pubDate>
         <guid>https://padlet.com/joshua_keating/3uwcarkk19x6/wish/311159482</guid>
      </item>
      <item>
         <title>Cost</title>
         <author>joshua_keating</author>
         <link>https://padlet.com/joshua_keating/3uwcarkk19x6/wish/311607539</link>
         <description><![CDATA[<div>A personal loan of $1000's after interest would be $1027 which would be around $86 a month.<br><br>A payday loan of $1000 after interest would be $1680 which would be around $140 a month.  <br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2018-12-05 21:21:59 UTC</pubDate>
         <guid>https://padlet.com/joshua_keating/3uwcarkk19x6/wish/311607539</guid>
      </item>
      <item>
         <title>Loan</title>
         <author>joshua_keating</author>
         <link>https://padlet.com/joshua_keating/3uwcarkk19x6/wish/311607745</link>
         <description><![CDATA[<div>I will be getting a loan of a $1000's to help pay for my car.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-12-05 21:22:49 UTC</pubDate>
         <guid>https://padlet.com/joshua_keating/3uwcarkk19x6/wish/311607745</guid>
      </item>
      <item>
         <title>Reason</title>
         <author>joshua_keating</author>
         <link>https://padlet.com/joshua_keating/3uwcarkk19x6/wish/311609141</link>
         <description><![CDATA[<div>The cost alone is a great reason to go with the personal loan. It might take longer for me to get approved for that loan but it is worth the money I would be saving.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-12-05 21:28:10 UTC</pubDate>
         <guid>https://padlet.com/joshua_keating/3uwcarkk19x6/wish/311609141</guid>
      </item>
   </channel>
</rss>
