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      <title>My life Board by Giselle Reyes</title>
      <link>https://padlet.com/greye232/3ublxo6d69ls</link>
      <description>Made with the help of a typing monkey</description>
      <language>en-us</language>
      <pubDate>2018-02-08 15:28:34 UTC</pubDate>
      <lastBuildDate>2024-05-25 19:38:59 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <url></url>
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      <item>
         <title>Location Decision making</title>
         <author>greye232</author>
         <link>https://padlet.com/greye232/3ublxo6d69ls/wish/229625867</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://padlet-uploads.storage.googleapis.com/250666074/f9a60c54acaa497ff2fad2a986286b44/Chicago.png" />
         <pubDate>2018-02-08 15:36:39 UTC</pubDate>
         <guid>https://padlet.com/greye232/3ublxo6d69ls/wish/229625867</guid>
      </item>
      <item>
         <title>Saving &amp; Investing</title>
         <author>greye232</author>
         <link>https://padlet.com/greye232/3ublxo6d69ls/wish/257677105</link>
         <description><![CDATA[<div>1. Dodge charger-This car will take be 3 years to save up, or I could potentially do payments to save up for the car itself.<br>2.House-I would need to get a house loan do to wanting a house in a nice area, maybe a two story house, big backyard. This will take me 10-12 years to pay off at the least, maybe more.<br>3.Puppy-This puppy depending on how stable my incme is, I could pay in payments or all in one check; but i will not get a dog until I am financially stable.<br>4.Investing- I will financially invest in stocks my late 20's, to allow myself to be smart and gain 2x the money when I put it in.<br>5.Schooling-Schooling will be paid for my from me enlisting into the military, thus I would only need to pay for certain things that my payment does not reach, housing, etc. 5years max.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 14:32:45 UTC</pubDate>
         <guid>https://padlet.com/greye232/3ublxo6d69ls/wish/257677105</guid>
      </item>
      <item>
         <title>Retirement</title>
         <author>greye232</author>
         <link>https://padlet.com/greye232/3ublxo6d69ls/wish/257677858</link>
         <description><![CDATA[<div>PLAN:<br>Start By 2025<br>1. I plan to be in my mid 20's due to wanting to be in a stable job, thus including I will use my budget as I am younger to prepare to save for my 401(k). When  I do contribute, I will give 15%-20% into my retirement plan.<br>2-I will plan on putting one whole paycheck away for savings and using my second check through out the month to pay for daily expenses.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-03 14:34:09 UTC</pubDate>
         <guid>https://padlet.com/greye232/3ublxo6d69ls/wish/257677858</guid>
      </item>
      <item>
         <title>BANKING &amp; FINANCIAL SERVICES</title>
         <author>greye232</author>
         <link>https://padlet.com/greye232/3ublxo6d69ls/wish/259297336</link>
         <description><![CDATA[<div>BCU Banking, I chose this bank becasue they work easily with teenagers trying to start off right, you can choose from a debit or credit card, I chose a Debit card, (Directly from my savings) and it works so easily with me, i would recommend this bank to anyone looking to start off somewhere; they give 2% back every year.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-09 14:27:49 UTC</pubDate>
         <guid>https://padlet.com/greye232/3ublxo6d69ls/wish/259297336</guid>
      </item>
      <item>
         <title>BUYING GOODS &amp; SERVICES-HOME BUYING</title>
         <author>greye232</author>
         <link>https://padlet.com/greye232/3ublxo6d69ls/wish/259298440</link>
         <description><![CDATA[<div>Cost of home = 344,90<br>20% down payment =40,000<br>Property Taxes=143, per square.<br>Loan Amount (Amount financing)=N/a<br>Monthly payments=$1,411<br><a href="https://www.zillow.com/homes/for_sale/Grayslake-IL/pmf,pf_pt/4780666_zpid/31841_rid/globalrelevanceex_sort/42.412811,-87.906418,42.278578,-88.140908_rect/11_zm/">https://www.zillow.com/homes/for_sale/Grayslake-IL/pmf,pf_pt/4780666_zpid/31841_rid/globalrelevanceex_sort/42.412811,-87.906418,42.278578,-88.140908_rect/11_zm/</a><br>REFLECTION<br>I would choose this house in the heart of Grayslake, Il do to its beauty and the beautiful memories i have spent here, plus, this is the type of house I would get between my mid 30's late 20's; it gives me perfect monelthy payemnts that i could pay with a stable job.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-09 14:30:01 UTC</pubDate>
         <guid>https://padlet.com/greye232/3ublxo6d69ls/wish/259298440</guid>
      </item>
      <item>
         <title>USING CREDIT</title>
         <author>greye232</author>
         <link>https://padlet.com/greye232/3ublxo6d69ls/wish/259300217</link>
         <description><![CDATA[<div>Green Dot credit Card<br><br>Benefits/Information:Getting paid when you deposit, 2 days later, 5% back.<br>APR=N/A<br>Annual Fees=N/A<br>Penalties=N/a<br>rewards=100$ a year.<br>etc.<br><a href="https://www.creditcards.com/v2/credit-cards/green-dot-cash-back-visa-debit-card/?catid=19">https://www.creditcards.com/v2/credit-cards/green-dot-cash-back-visa-debit-card/?catid=19</a><br><br>Why/Reflection=This credit card is perfect for me because there is no overdraft fees and no Credit check to be able to qualify.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-09 14:33:20 UTC</pubDate>
         <guid>https://padlet.com/greye232/3ublxo6d69ls/wish/259300217</guid>
      </item>
      <item>
         <title>PROTECTING AGAINST RISK</title>
         <author>greye232</author>
         <link>https://padlet.com/greye232/3ublxo6d69ls/wish/259301997</link>
         <description><![CDATA[<div>1-Identity fraud-I will procceed to give my information to any bank, place, etc with caution to prevent individuals from taking my identity and using money I have or dont have.<br>2-Not   sharing my information with anyone over the phone.</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-09 14:37:02 UTC</pubDate>
         <guid>https://padlet.com/greye232/3ublxo6d69ls/wish/259301997</guid>
      </item>
      <item>
         <title>HEALTH Insurance</title>
         <author>greye232</author>
         <link>https://padlet.com/greye232/3ublxo6d69ls/wish/259302453</link>
         <description><![CDATA[<div>My health insurance is Medicare, Medicare helps me in covering most expenses, allows me to keep the doctor I want for however long I want them, No refferals requierd, coverage foes with me anywhere in the U.S</div>]]></description>
         <enclosure url="" />
         <pubDate>2018-05-09 14:37:51 UTC</pubDate>
         <guid>https://padlet.com/greye232/3ublxo6d69ls/wish/259302453</guid>
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