Credit and Race - hmmm by Brian Knoerzer https://padlet.com/bknoerzer/3q7a8lpcxbl4 Opportunity or Pitfall en-us 2018-12-14 03:34:03 UTC 2025-03-22 01:16:18 UTC hello@padlet.com https://padlet.net/icons/png/1f9d0.png no https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030022 2020-03-02 15:50:01 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030022 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030201 no]]> 2020-03-02 15:50:16 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030201 No, cause i would have to pay them back.... https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030236 2020-03-02 15:50:19 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030236 no sirr https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030251 2020-03-02 15:50:20 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030251 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030301 No]]> 2020-03-02 15:50:24 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030301 no, i wouldn't sleep well thinking that a have a debt that a have to pay https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030381 2020-03-02 15:50:30 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030381 no i cant pay people back ;) https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030420

]]> 2020-03-02 15:50:33 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030420 No bc borrowing money is bad sometimes https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030422 2020-03-02 15:50:33 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030422 no https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030448 because it would ruin your credit with the lease and the interests.]]> 2020-03-02 15:50:35 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030448 No, because i want to buy my car with my own money. https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030623 2020-03-02 15:50:49 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453030623 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453031317 No, pay more tbh]]> 2020-03-02 15:51:49 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453031317 no https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453031354 2020-03-02 15:51:51 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453031354 no https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453032024 2020-03-02 15:52:34 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453032024 bknoerzer https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453252459 2020-03-02 20:39:02 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453252459 bknoerzer https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453253923 2020-03-02 20:42:13 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453253923 bknoerzer https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453408459 2020-03-03 03:35:23 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453408459 Higher rates by race data bknoerzer https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453410946 2020-03-03 03:42:39 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453410946 no https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453673735 2020-03-03 15:02:32 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453673735 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453673856 Sometimes, when you are broke at the moment]]> 2020-03-03 15:02:39 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453673856 Maybe i do https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453673953 2020-03-03 15:02:47 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453673953 I think using credit is dangerous https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674031 2020-03-03 15:02:52 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674031 I see using credit an opportunity because help people to give the things that they need. like a loan for a car or credit card. https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674253 2020-03-03 15:03:06 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674253 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674274 No, but it also depends on the situation]]> 2020-03-03 15:03:07 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674274 An opportunity, because it's more safe(in some cases) and easy than use money bill https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674412 2020-03-03 15:03:18 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674412 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674474 Yea, whenever Im not doing so hot on money]]> 2020-03-03 15:03:23 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674474 Maybe i do https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674542 2020-03-03 15:03:28 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674542 no I don't https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674674

]]> 2020-03-03 15:03:38 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674674 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674796 I believe using credit can be very dangerous. For example like using your credit card, people go into a lot of debt like that.]]> 2020-03-03 15:03:46 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674796 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674970 no]]> 2020-03-03 15:03:58 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674970 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674978 I see it more as a problem due to the many risks that comes with using credit. Due to how advanced technology has become, and how certain people know their way around it, it can possibly be an invitation for people to lose money way easier than in hand, also leaving other consequences like identity theft.]]> 2020-03-03 15:03:59 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453674978 The use of credit scores can show how much you spend and I guess the high can give you bigger opportunities I guess. https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675010

]]> 2020-03-03 15:04:01 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675010 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675133 Sometimes when you can't pay the money back and become in debt.]]> 2020-03-03 15:04:10 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675133 yes https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675243 2020-03-03 15:04:19 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675243 No because it might seem like a good idea at the moment but it isn't the smartest idea longterm. It will lead you into debt if you don't pay them back on time. https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675255 2020-03-03 15:04:20 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675255 maybe https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675299 2020-03-03 15:04:23 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675299 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675441 It could be problematic, if you cant pay back...]]> 2020-03-03 15:04:32 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675441 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675494 Sometimes]]> 2020-03-03 15:04:37 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453675494 yes https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676294 2020-03-03 15:05:30 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676294 https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676461 Not really because I don't want to be constanly worrying about have enough money to pay back.]]> 2020-03-03 15:05:42 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676461 Yes as it is a chance to prove you can responsibly borrow money and pay it back whenever you need help in buying something. https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676558 2020-03-03 15:05:50 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676558 Depend https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676697 2020-03-03 15:05:59 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676697 no https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676818 2020-03-03 15:06:06 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453676818 People can give a loan or credit car for things that they need. https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453677411 2020-03-03 15:06:49 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453677411 No https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453677945 2020-03-03 15:07:24 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453677945 Depend https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453678065 2020-03-03 15:07:33 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453678065 Depend https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453679148 2020-03-03 15:08:18 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453679148 @lmaojstin https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453685587 2020-03-03 15:16:16 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453685587 i swear to god ill follow @lmaojustin . oops u said it ;) https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453701857 2020-03-03 15:33:56 UTC https://padlet.com/bknoerzer/3q7a8lpcxbl4/wish/453701857