https://padlet.com/hotestevam/3jimz1rh199o2mno Emyrs - English one-to-one en-us 2022-06-21 11:45:49 UTC 2026-02-22 03:04:54 UTC hello@padlet.com https://padlet-uploads.storage.googleapis.com/292675330/bb50ce9a0d2fb214992818a327698015/teste_legal_now_yes.png hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2224983733 Use this post to record your voice... just the way I did.]]> 2022-06-19 15:49:18 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2224983733 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2224990515 Use this post to record your voice... just the way I did.]]> 2022-06-19 16:03:13 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2224990515 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2224990519 Every month I come across a large amount of bills, and I always try to pay them in the first few days of the month. It leaves me calm and with inner peace. Organization is the main point for you to stay calm and not get behind on your bills.]]> 2022-06-19 16:03:13 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2224990519 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2225002577 Use this post to record your voice... just the way I did.]]> 2022-06-19 16:35:16 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2225002577 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2225004173 Since the beginning of the pandemic, we have seen great changes in the world. unfortunately thousands of people have lost their jobs and are going through a difficult financial situation. Many of them have nothing to eat or have to choose between eating or paying their bills.
We see many people on the news saying that they are behind on their bills. The government needs to do something quickly. This is very sad!]]> 2022-06-19 16:39:31 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2225004173 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2226137257 I used to be behind on my bills. But I changed my job and organized myself. Now I live  a different reality.]]> 2022-06-20 23:03:23 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2226137257 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2226735067 The world economy has been affected by the pandemic in the last few years. Therefore, the price of food, gasoline and many other things have increased. This situation is terrible because it makes many families to be behind on their bills.]]> 2022-06-21 11:44:39 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2226735067 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2227055739 I am still very young to fully understand what to be "behind on bills" means. But I imagine that it must be horrible not to be able to pay what you have to. ]]> 2022-06-21 18:17:28 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2227055739 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2227125733 Rafa: Hey man, have you seen the new game?
Larry: Yeah, but I can´t buy.
Rafa: Why not? It´s so cheap.
Larry: My parents are behind their bills, and one of the problems is the credit card, so I can't buy the game this month. Maybe next month.
Rafa: Ok man, relax. I will be waiting for you
Larry: Thanks man.

]]> 2022-06-21 20:22:00 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2227125733 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2227190777 A year ago, my wife and I decided to be parents, so we started to think about how we could prepare ourselves for this moment in our lives. First of all, we had to save money because everything about the baby would be costly and we wouldn't like to be behind on our bills. Today, we know that we made the right choice.]]> 2022-06-21 22:47:21 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2227190777 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2228207724 I have heard  many people complain  about their financial problems, mainly because they find themselves behind on their bills. Some even ask me for help. But unfortunately the situation is bad to everyone.

]]> 2022-06-22 22:10:36 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2228207724 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2228243618 Many people say they are going through difficulties and are behind on their bills. I do understand that because I have been there myself and I had difficulties to sleep. ]]> 2022-06-22 23:25:30 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2228243618 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2228896536 The people in Brazil are getting crazy because of the cost of living. When we try and understand That "your income is not important but what you spend" it is easy to understand why there are so many people behind on their bills.]]> 2022-06-23 13:37:01 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2228896536 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2229173129 I still don´t have bills to pay but I know It´s just a matter of time. However, I want to be an organised person so that I won´t be behind on my bills when the time comes.]]> 2022-06-23 20:54:43 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2229173129 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2229710902 This week was my birthday, so I invited some friends to go out to a party. But, one of them was behind on his bills and said that that would be impossible. So, I told him to come to the party anyway and that would be a treat.]]> 2022-06-24 10:36:00 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2229710902 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2229751866 I have some friends who are old and have had some financial difficulties, they always tell me "Sophia, be careful when you're older, or you might end up like us, behind the bills."]]> 2022-06-24 11:42:50 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2229751866 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2229959369 I have never had a hard situation like being behind on my bills, but sometimes, when my friends and I decide to eat on a restaurant, we allways split the bill. Well, it does give me an idea of what it is like to be alone and pay for everthing.]]> 2022-06-24 17:07:34 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2229959369 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2230032503 The situation in Brazil is really very bad. It creates the perfect scenario to lead people to lose their jobs and consequently be behind on their bills.]]> 2022-06-24 20:02:12 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2230032503 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2234218654 Some people in my family are always behind on their bills, not because they don't have money but because they are not organized and lack responsibility and planning.

]]> 2022-06-30 11:02:27 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2234218654 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2234472606 It 's not easy to be behind on bills. I am going through this right now. I hope I can organize myself and leave this situation very soon.]]> 2022-06-30 17:25:57 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2234472606 hotestevam https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2235145350 I had my apartment refurbished some time ago and every month, I had to pay a large amount of money! But then, when I checked my bank account, there wasnt enough money to pay what I had to. As I was behing on my bills, I did need help. It was then my grandmother who came to save the day!]]> 2022-07-01 14:14:09 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2235145350 https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2236423673 The situation in Brazil is really complicated. It is a nightmare when we go to the supermarket because we seem to be powerless with all this situation. So it is easy to hear everywhere "I am behind on my bills".]]> 2022-07-04 11:44:52 UTC https://padlet.com/hotestevam/3jimz1rh199o2mno/wish/2236423673