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      <title>Investing Vocabulary by Morrigan Flinders</title>
      <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3</link>
      <description></description>
      <language>en-us</language>
      <pubDate>2024-10-30 14:23:55 UTC</pubDate>
      <lastBuildDate>2024-10-31 14:29:31 UTC</lastBuildDate>
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      <item>
         <title>Return </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194573613</link>
         <description><![CDATA[<p>Definition - the total income an investor gets from their investment every year </p><p><br/></p><p>Sentence - The return can vary from person to person, depending on how much they plan to invest. </p>]]></description>
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         <pubDate>2024-10-30 14:28:39 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194573613</guid>
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      <item>
         <title>Growth Investing</title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194579245</link>
         <description><![CDATA[<p>Definition - a type of investment strategy focused on increasing the investor's capital</p><p><br/></p><p>Sentence - Amazon is a notable example of growth investing, considering their immense stock growth over the past few years. </p>]]></description>
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         <pubDate>2024-10-30 14:32:02 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194579245</guid>
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      <item>
         <title>Income Investing</title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194583580</link>
         <description><![CDATA[<p>Definition - an investment strategy centered around building an investment portfolio specifically structured to generate income </p><p><br/></p><p>Sentence - Savings accounts can be seen as a simple example of income investing. </p><p><br/></p><p>Sentence - </p>]]></description>
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         <pubDate>2024-10-30 14:34:34 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194583580</guid>
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      <item>
         <title>Security </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194587633</link>
         <description><![CDATA[<p>Definition - certificate or other financial instrument that has monetary value and can be traded</p><p><br/></p><p>Sentence - Types of securities include stock and debt securities. </p>]]></description>
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         <pubDate>2024-10-30 14:36:49 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194587633</guid>
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      <item>
         <title>Dividends </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194591592</link>
         <description><![CDATA[<p>Definition - percentage of a company's earnings that is paid to its shareholders as a share of the profits  </p><p><br/></p><p>Sentence - By owning more shareholders, a company has a higher dividend to pay out. </p>]]></description>
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         <pubDate>2024-10-30 14:39:16 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194591592</guid>
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      <item>
         <title>Capital Appreciation</title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194597010</link>
         <description><![CDATA[<p>Definition - a rise in an investment's market price</p><p><br/></p><p>Sentence - Some investors center ther investment strategies around capital appreciation. </p>]]></description>
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         <pubDate>2024-10-30 14:42:19 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194597010</guid>
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      <item>
         <title>Capital Preservation </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194600498</link>
         <description><![CDATA[<p>Definition - an investment strategy that prioritizes maintaining the initial value of the investment over seeking high returns</p><p><br></p><p>Sentence - Certificates of deposit can be great examples of capital preservation. </p>]]></description>
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         <pubDate>2024-10-30 14:44:31 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194600498</guid>
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      <item>
         <title>Portfolio </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194604123</link>
         <description><![CDATA[<p>Definition - a collection of financial investments </p><p><br/></p><p>Sentence - Portfolios include stocks, bonds, cash, cash equivalents, and commodities. </p>]]></description>
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         <pubDate>2024-10-30 14:46:43 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194604123</guid>
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      <item>
         <title>Diversification </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194607318</link>
         <description><![CDATA[<p>Definition - a strategy that mixes a wide variety of investments within a portfolio in an attempt to reduce portfolio risk</p><p><br/></p><p>Sentence - Diversification is very important in the management of a portfolio. </p>]]></description>
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         <pubDate>2024-10-30 14:48:09 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194607318</guid>
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      <item>
         <title>Asset Allocation</title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194611062</link>
         <description><![CDATA[<p>Definition - dividing your assets among different investments </p><p><br/></p><p>Sentence - Asset Allocation includes stocks, bonds, and cash. </p>]]></description>
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         <pubDate>2024-10-30 14:50:13 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194611062</guid>
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      <item>
         <title>Volatility </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194613653</link>
         <description><![CDATA[<p>Definition - when a market/security experiences periods of unpredictable and sharp price movements </p><p><br/></p><p>Sentence - Volatility can be beneficial or a disadvantage to investors, especially if the risk increases. </p><p><br/></p><p>Sentence - </p>]]></description>
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         <pubDate>2024-10-30 14:52:07 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194613653</guid>
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      <item>
         <title>Dollar Cost Averaging </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194615814</link>
         <description><![CDATA[<p>Definition - the practice of investing a fixed dollar amount on a regular basis regardless of share price </p><p><br/></p><p>Sentence - Dollar Cost Averaging can help investors manage risks while purchasing stocks. </p>]]></description>
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         <pubDate>2024-10-30 14:53:20 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194615814</guid>
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      <item>
         <title>Bonds</title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194619169</link>
         <description><![CDATA[<p>Definition - a debt security ; lending money to a government/company </p><p><br/></p><p>Sentence - There are various types of bonds, where individuals lend money to a government or company. </p>]]></description>
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         <pubDate>2024-10-30 14:55:28 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194619169</guid>
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      <item>
         <title>Stocks </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194620939</link>
         <description><![CDATA[<p>Definition - a share in the ownership of a company, including a claim on that company's earnings &amp; assets </p><p><br/></p><p>Sentence - Stocks are commonly invested in by investors to earn extra money in the long run. </p>]]></description>
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         <pubDate>2024-10-30 14:56:36 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3194620939</guid>
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      <item>
         <title>Mutual Funds</title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196304415</link>
         <description><![CDATA[<p>Definition - a pooled collection of assets that invests in stocks, bonds, and other securities </p><p><br/></p><p>Sentence - Mutual funds help some investors enjoy the convenience of automatic investing. </p>]]></description>
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         <pubDate>2024-10-31 14:14:14 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196304415</guid>
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      <item>
         <title>Par Value </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196306276</link>
         <description><![CDATA[<p>Definition - the face value of a bond or the value of a stock certificate</p><p><br/></p><p>Sentence - Corporate charters state the par value on them. </p>]]></description>
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         <pubDate>2024-10-31 14:15:15 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196306276</guid>
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         <title>Maturity </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196309278</link>
         <description><![CDATA[<p>Definition  - the date when the final payment is due on a loan or other financial instrument</p><p><br/></p><p>Sentence - It is important to meet the maturity on a loan. </p>]]></description>
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         <pubDate>2024-10-31 14:17:18 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196309278</guid>
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      <item>
         <title>Default</title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196310673</link>
         <description><![CDATA[<p>Definition - failure to meet the legal obligations of a loan</p><p><br></p><p>Sentence - Having a default on a loan has negative effects, such as lowering your credit score. </p>]]></description>
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         <pubDate>2024-10-31 14:18:14 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196310673</guid>
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      <item>
         <title>Shares </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196313958</link>
         <description><![CDATA[<p>Definition - units of stocks issued by a corporation that represent ownership</p><p><br/></p><p>Sentence - Shares help raise the capital for a company. </p>]]></description>
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         <pubDate>2024-10-31 14:20:31 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196313958</guid>
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      <item>
         <title>Equities </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196318994</link>
         <description><![CDATA[<p>Definition - an ownership interest in property that may be offset by debts or other liabilities ; shares issued by a company which represent ownership in the company</p><p><br/></p><p>Sentence - Equities are quite similar to stocks in their representation of ownership. </p>]]></description>
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         <pubDate>2024-10-31 14:23:53 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196318994</guid>
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         <title>Stock Exchange </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196320394</link>
         <description><![CDATA[<p>Definition - a centralized location where investors can buy and sell equities</p><p><br/></p><p>Sentence - Stock exchanges encourage people to invest in different corporations. </p>]]></description>
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         <pubDate>2024-10-31 14:24:52 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196320394</guid>
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         <title>Bull Market </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196322718</link>
         <description><![CDATA[<p>Definition - when stock prices rise over a period of time</p><p><br/></p><p>Sentence - Bull markets typically last roughly 4 years. </p>]]></description>
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         <pubDate>2024-10-31 14:26:15 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196322718</guid>
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         <title>Bear Market </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196323620</link>
         <description><![CDATA[<p>Definition - a prolonged period in which investment prices plummet at least 20% or more from their most recent high</p><p><br/></p><p>Sentence - Bear markets are riskier to invest in. </p>]]></description>
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         <pubDate>2024-10-31 14:26:56 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196323620</guid>
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         <title>NAV (Net Asset Value) </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196325249</link>
         <description><![CDATA[<p>Definition - the company's total assets minus its total liabilities</p><p><br/></p><p>Sentence - Having more liabilities affects the NAV in the long run. </p>]]></description>
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         <pubDate>2024-10-31 14:28:10 UTC</pubDate>
         <guid>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196325249</guid>
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         <title>Prospects </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196327034</link>
         <description><![CDATA[<p>Definition - an individual who has the potential to be approached and convinced to invest in an insurance policy</p><p><br/></p><p>Sentence - Potential customers interested in partnership are considered prospects. </p>]]></description>
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         <pubDate>2024-10-31 14:29:29 UTC</pubDate>
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         <title>Brokers </title>
         <author>27flindersm</author>
         <link>https://padlet.com/27flindersm/3hjfy7gv8cbms6s3/wish/3196328424</link>
         <description><![CDATA[<p>Definition - a person or company who works as a go-between for just a client and a stock market</p><p><br/></p><p>Sentence - Brokers act as an inbetween for investors and securities exchanges. </p>]]></description>
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         <pubDate>2024-10-31 14:30:26 UTC</pubDate>
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