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      <title>Credit Card Applications by Fabian Vicencio-444001400</title>
      <link>https://padlet.com/444001400/3hhlh1mewk4r</link>
      <description>The Fine Print</description>
      <language>en-us</language>
      <pubDate>2017-03-02 17:17:33 UTC</pubDate>
      <lastBuildDate>2023-06-02 01:27:58 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>What is the introductory APR?  </title>
         <author>444001400</author>
         <link>https://padlet.com/444001400/3hhlh1mewk4r/wish/157406432</link>
         <description><![CDATA[<div>VISA - Unknown</div><div>AA - 26.24%</div><div>MASTERCARD - 12%</div>]]></description>
         <enclosure url="https://upload.wikimedia.org/wikipedia/commons/4/4f/Credit-cards.jpg" />
         <pubDate>2017-03-02 17:18:04 UTC</pubDate>
         <guid>https://padlet.com/444001400/3hhlh1mewk4r/wish/157406432</guid>
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      <item>
         <title>Does the APR increase over time?  If so, when and by how much?</title>
         <author>444001400</author>
         <link>https://padlet.com/444001400/3hhlh1mewk4r/wish/157406573</link>
         <description><![CDATA[<div>VISA - No</div><div>AA - No</div><div>MASTERCARD - No</div>]]></description>
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         <pubDate>2017-03-02 17:18:27 UTC</pubDate>
         <guid>https://padlet.com/444001400/3hhlh1mewk4r/wish/157406573</guid>
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      <item>
         <title>Is there an annual fee?</title>
         <author>444001400</author>
         <link>https://padlet.com/444001400/3hhlh1mewk4r/wish/157406761</link>
         <description><![CDATA[<div>VISA - Yes</div><div>AA - Yes</div><div>MASTERCARD - No annual fee</div>]]></description>
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         <pubDate>2017-03-02 17:18:55 UTC</pubDate>
         <guid>https://padlet.com/444001400/3hhlh1mewk4r/wish/157406761</guid>
      </item>
      <item>
         <title>Is there a minimum monthly payment?  If so, what is it?</title>
         <author>444001400</author>
         <link>https://padlet.com/444001400/3hhlh1mewk4r/wish/157406930</link>
         <description><![CDATA[<div>VISA - Doesn’t say</div><div>AA - Doesn't say</div><div>MASTERCARD - 5% of what you owe. If you owe less than $200 it will be $10</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-03-02 17:19:20 UTC</pubDate>
         <guid>https://padlet.com/444001400/3hhlh1mewk4r/wish/157406930</guid>
      </item>
      <item>
         <title>What is the credit limit with the particular card?</title>
         <author>444001400</author>
         <link>https://padlet.com/444001400/3hhlh1mewk4r/wish/157407118</link>
         <description><![CDATA[<div>VISA - Each person is different. Depends on your credit score.</div><div>AA -  Each person is different. Depends on your credit score.</div><div>MASTERCARD - Each person is different. Depends on your credit score.</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-03-02 17:19:45 UTC</pubDate>
         <guid>https://padlet.com/444001400/3hhlh1mewk4r/wish/157407118</guid>
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      <item>
         <title>What extra fees and penalties may be charged?</title>
         <author>444001400</author>
         <link>https://padlet.com/444001400/3hhlh1mewk4r/wish/157407265</link>
         <description><![CDATA[<div>VISA - No extra fees </div><div>AA - Transaction fees, Late payment fee, Returned payment fee</div><div>MASTERCARD - Fee for cash in advance in other countries, Fee for an extra copy of your monthly statement, fee for NSF Cheque</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-03-02 17:20:09 UTC</pubDate>
         <guid>https://padlet.com/444001400/3hhlh1mewk4r/wish/157407265</guid>
      </item>
      <item>
         <title>What is the grace period?</title>
         <author>444001400</author>
         <link>https://padlet.com/444001400/3hhlh1mewk4r/wish/157407478</link>
         <description><![CDATA[<div>VISA - 30 Days</div><div>AA - 25 Days</div><div>MASTERCARD - 30 Days</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-03-02 17:20:41 UTC</pubDate>
         <guid>https://padlet.com/444001400/3hhlh1mewk4r/wish/157407478</guid>
      </item>
      <item>
         <title>What does reading the fine print reveal?</title>
         <author>444001400</author>
         <link>https://padlet.com/444001400/3hhlh1mewk4r/wish/157407663</link>
         <description><![CDATA[<div>VISA - Some hidden fees</div><div>AA - Hidden Fees</div><div>MASTERCARD - Hidden Fees</div><div><br></div>]]></description>
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         <pubDate>2017-03-02 17:21:12 UTC</pubDate>
         <guid>https://padlet.com/444001400/3hhlh1mewk4r/wish/157407663</guid>
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