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      <title>Budgeting Basics by Teresa Mungai</title>
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      <description>What do you know?</description>
      <language>en-us</language>
      <pubDate>2019-06-20 16:25:43 UTC</pubDate>
      <lastBuildDate>2020-06-16 17:22:52 UTC</lastBuildDate>
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         <title>How the Average American Spends Their Paycheck</title>
         <author>teresa_mungai</author>
         <link>https://padlet.com/teresa_mungai/3h849ru86o8t/wish/434084865</link>
         <description><![CDATA[<div><a href="https://www.creditloan.com/blog/how-average-us-consumer-spends-paycheck/">https://www.creditloan.com/blog/how-average-us-consumer-spends-paycheck/</a><br><br>Write 1 interesting find from the article. </div>]]></description>
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         <pubDate>2020-01-21 16:24:18 UTC</pubDate>
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         <title>The 50/30/20 Budgeting Rule</title>
         <author>teresa_mungai</author>
         <link>https://padlet.com/teresa_mungai/3h849ru86o8t/wish/434087432</link>
         <description><![CDATA[<div><a href="https://www.thebalance.com/the-50-30-20-rule-of-thumb-453922">https://www.thebalance.com/the-50-30-20-rule-of-thumb-453922</a><br><br>Write something that your students would put in the need column that you would not.</div>]]></description>
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         <pubDate>2020-01-21 16:28:08 UTC</pubDate>
         <guid>https://padlet.com/teresa_mungai/3h849ru86o8t/wish/434087432</guid>
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         <title>How &quot;Wants&quot; Will Sabotage Your Budget</title>
         <author>teresa_mungai</author>
         <link>https://padlet.com/teresa_mungai/3h849ru86o8t/wish/434089313</link>
         <description><![CDATA[<div><a href="https://www.clearpoint.org/blog/how-wants-will-sabotage-your-budget/">https://www.clearpoint.org/blog/how-wants-will-sabotage-your-budget/</a><br><br>Make a list of 3 things you <strong>need</strong> in the next month and 3 things you <strong>want</strong>.</div>]]></description>
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         <pubDate>2020-01-21 16:30:49 UTC</pubDate>
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