https://padlet.com/vaarish7/3h35xu2z9zp0 en-us 2019-10-24 01:43:27 UTC 2019-10-31 18:01:32 UTC hello@padlet.com https://padlet.net/icons/png/1f42f.png vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403679863 2019-10-29 03:00:11 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403679863 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680040 2019-10-29 03:00:58 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680040 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680071 2019-10-29 03:01:08 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680071 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680206 2019-10-29 03:01:42 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680206 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680818 Raj, a 29 year old working adult ]]> 2019-10-29 03:04:18 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680818 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680930 - Raj wants to buy a condo within 5 years to have a spacious environment to bring his child up.

- Works in Marina Bay Sands hotel as a supervisor.

- Looking for a part time job to earn more money

- Wants to invest in a bank to save some money to buy condo ]]> 2019-10-29 03:04:42 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403680930 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403681019 - wants to save money to buy a condo 
- Does not want to over spend
- ]]> 2019-10-29 03:05:06 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403681019 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403681117  - impliment saving goals
-plan budget 
-Note down everyday spendings
-Research a little about investment
- List down banks that has the lowest interest]]> 2019-10-29 03:05:35 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403681117 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403681135 - what investment category do I fall under?
- What are the ways that i can track my spendings?
- What are the ways that I can minimize spendings everyday?
- will my wife help me with sorting problems out?]]> 2019-10-29 03:05:39 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403681135 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403681198 -" If I cook at home instead of eating outside I can cut down on spendings"
- If I cycle to work instead of taking a car I can cut down cost on fuel"
- " If i shop in a thrift store I could save some money"
- " If i cancel my gym membership for 1 year and concentrate on part-time work I can earnm more money"


]]> 2019-10-29 03:05:50 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403681198 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682253  - use a seperate spending account
- open a saving account for savings to be deposited into
- Start looking into investment plans
- work part-time
-Clear budget plan set up 
- getting advice from friends and family members

]]> 2019-10-29 03:10:54 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682253 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682289 - I do not need to go to gym to keep myself fit, cycling to work is already a workout
-I have to be confident in myself as this is not a thing to play around 

]]> 2019-10-29 03:11:03 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682289 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682324 -" I hope my children will  like the house that we are buying in the future"
- " I hope the house we are buying will be under my budget"
-" I want to buy a house in the central so it will be faster to travel around Singapore"]]> 2019-10-29 03:11:14 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682324 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682629 - List down house furnitures to be purchased
- Get a home insurance
- Deciding on investment plans
- Open a bank account that charges the lowest interest rate
- Follow budget plan
- Research on furthur expanding investment policy. 
- collecting and documenting all the relevant documents for buying house]]> 2019-10-29 03:12:36 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682629 vaarish7 https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682656 - "Actually going to work in bicycle is much more exciting than driving a car and also saves money"
-" By making my own food at home I have mastered another skill"
-" All the hard work was worth it"]]> 2019-10-29 03:12:40 UTC https://padlet.com/vaarish7/3h35xu2z9zp0/wish/403682656