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      <title>Problems for customers by Nhi Nguyen Thi Uyen</title>
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      <language>en-us</language>
      <pubDate>2022-09-21 03:01:49 UTC</pubDate>
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         <title>Problem 1</title>
         <author>220021571</author>
         <link>https://padlet.com/220021571/352khxxf31ifghu/wish/2306063563</link>
         <description><![CDATA[<div>People worry that a cashless policy discriminates against the young and the poor.</div>]]></description>
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         <pubDate>2022-09-21 03:13:40 UTC</pubDate>
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         <title>Problem 3</title>
         <author>220021571</author>
         <link>https://padlet.com/220021571/352khxxf31ifghu/wish/2306069171</link>
         <description><![CDATA[<div>Some people, like the poor, don't have bank accounts and use only cash. </div>]]></description>
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         <pubDate>2022-09-21 03:18:21 UTC</pubDate>
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         <title>Problem 4</title>
         <author>220021571</author>
         <link>https://padlet.com/220021571/352khxxf31ifghu/wish/2306072130</link>
         <description><![CDATA[<div>Some people believe cashless policies will lead to higher prices. </div>]]></description>
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         <pubDate>2022-09-21 03:21:02 UTC</pubDate>
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         <title>Problem 2</title>
         <author>220021571</author>
         <link>https://padlet.com/220021571/352khxxf31ifghu/wish/2306086835</link>
         <description><![CDATA[<div>Some customers doesn’t have a credit card or a smartphone with the app and most credit cards require users to be a certain age to get one—usually 18 or older. In addition,&nbsp;</div><div>smartphones are expensive.</div>]]></description>
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         <pubDate>2022-09-21 03:34:49 UTC</pubDate>
         <guid>https://padlet.com/220021571/352khxxf31ifghu/wish/2306086835</guid>
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