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      <title>4.3 by </title>
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      <description>Made with a wish on a star</description>
      <language>en-us</language>
      <pubDate>2017-02-11 23:44:12 UTC</pubDate>
      <lastBuildDate>2017-02-11 23:54:11 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <author>khayla_slemp413</author>
         <link>https://padlet.com/khayla_slemp413/2zrhpv6232e1/wish/153244278</link>
         <description><![CDATA[<div><strong> explain what debt to income ratio is. Then, think about your future income in your planned career.  What is will your debt to income ratio be?  What can you do now and in the future to keep a high credit score? What specific actions will you avoid so that you credit score won't go down?  </strong></div>]]></description>
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         <pubDate>2017-02-11 23:44:54 UTC</pubDate>
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         <author>khayla_slemp413</author>
         <link>https://padlet.com/khayla_slemp413/2zrhpv6232e1/wish/153244290</link>
         <description><![CDATA[<div> One of the better-known measures of household debt load is the debt-to-income ratio, or DTI ratio. The measure is commonly used to determine if the household qualifies for a mortgage or loan. </div>]]></description>
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         <pubDate>2017-02-11 23:45:31 UTC</pubDate>
         <guid>https://padlet.com/khayla_slemp413/2zrhpv6232e1/wish/153244290</guid>
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         <title>I want to be a cardiologist - 33,000 a month  </title>
         <author>khayla_slemp413</author>
         <link>https://padlet.com/khayla_slemp413/2zrhpv6232e1/wish/153244390</link>
         <description><![CDATA[<div>My debt to income ratio would be basically nothing with type of money coming in. <br>In order to keep a high credit score I will not get a credit card ever (my dad did it and his credit score is perfect) </div>]]></description>
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         <pubDate>2017-02-11 23:50:54 UTC</pubDate>
         <guid>https://padlet.com/khayla_slemp413/2zrhpv6232e1/wish/153244390</guid>
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