https://padlet.com/jacy_johnston/insurance The Human Genome Project was a scientific feat and now, it is changing the way we assess insurance risk. en-us 2019-02-21 15:37:18 UTC 2026-01-20 14:02:12 UTC hello@padlet.com https://padlet-assets.s3.amazonaws.com/icons/Folder.png tlang26_1 https://padlet.com/jacy_johnston/insurance/wish/334288312 Should all genetic testing be banned from use by insurance companies? Or is it simply another risk factor to assess when giving premium rates?]]> 2019-02-22 18:58:49 UTC https://padlet.com/jacy_johnston/insurance/wish/334288312 https://padlet.com/jacy_johnston/insurance/wish/334288921 How is this fair?]]> 2019-02-22 18:59:59 UTC https://padlet.com/jacy_johnston/insurance/wish/334288921 https://padlet.com/jacy_johnston/insurance/wish/334289678 insurance companies shouldnt be able to use genetic testing because it can make someone pay more if their family has a bad health history, but this could have absolutely nothing to do with them]]> 2019-02-22 19:01:16 UTC https://padlet.com/jacy_johnston/insurance/wish/334289678 https://padlet.com/jacy_johnston/insurance/wish/334289850 it seems fair]]> 2019-02-22 19:01:35 UTC https://padlet.com/jacy_johnston/insurance/wish/334289850 https://padlet.com/jacy_johnston/insurance/wish/334289891 Yep. If you're family has a back ground of bad health then you might need to consider having a better health insurance plan.]]> 2019-02-22 19:01:40 UTC https://padlet.com/jacy_johnston/insurance/wish/334289891 https://padlet.com/jacy_johnston/insurance/wish/334290184 Why in the world have laws not been made regarding denial of health insurance in the case of researching your genealogy?]]> 2019-02-22 19:02:16 UTC https://padlet.com/jacy_johnston/insurance/wish/334290184 https://padlet.com/jacy_johnston/insurance/wish/334290308 If your family has had health problems in the past then you will need to get a better plan.]]> 2019-02-22 19:02:29 UTC https://padlet.com/jacy_johnston/insurance/wish/334290308 https://padlet.com/jacy_johnston/insurance/wish/334290420 No]]> 2019-02-22 19:02:43 UTC https://padlet.com/jacy_johnston/insurance/wish/334290420 https://padlet.com/jacy_johnston/insurance/wish/334290488 I think it can be useful for certain diseases that would cost more for an insurance company but if the company makes a mistake and doesn't read the health report correctly it can mean more money for the individual. These reports also just show risks, it doesn't mean your'e going to get this disease.]]> 2019-02-22 19:02:51 UTC https://padlet.com/jacy_johnston/insurance/wish/334290488 https://padlet.com/jacy_johnston/insurance/wish/334290604 Yes, i think its fair for insurance companies to use DNA testing.]]> 2019-02-22 19:03:06 UTC https://padlet.com/jacy_johnston/insurance/wish/334290604 https://padlet.com/jacy_johnston/insurance/wish/334290617 insurance companies shouldn't be able ti use genetic testing because it can make someone pay more if their family has a bad health history, but this could have absolutely nothing to do with them]]> 2019-02-22 19:03:07 UTC https://padlet.com/jacy_johnston/insurance/wish/334290617 https://padlet.com/jacy_johnston/insurance/wish/334290945 if the family has health problems it doesnt mean that the person is definitely going to get it.]]> 2019-02-22 19:03:42 UTC https://padlet.com/jacy_johnston/insurance/wish/334290945 https://padlet.com/jacy_johnston/insurance/wish/334290994 Insurance companies should not use genetic testing as a factor because people can not control their family's health. ]]> 2019-02-22 19:03:47 UTC https://padlet.com/jacy_johnston/insurance/wish/334290994 https://padlet.com/jacy_johnston/insurance/wish/334291184

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Doane College-BA, Business Administration, 1992

]]> 2019-02-22 19:04:09 UTC https://padlet.com/jacy_johnston/insurance/wish/334291184 https://padlet.com/jacy_johnston/insurance/wish/334291726 I WANT A COOKIE]]> 2019-02-22 19:05:13 UTC https://padlet.com/jacy_johnston/insurance/wish/334291726 https://padlet.com/jacy_johnston/insurance/wish/334291805 Our genes are changing our insurance because the more likely we are to have a gene mutation the  chance we have of being insured is decreased. Insurance companies don't want to take their chances.]]> 2019-02-22 19:05:21 UTC https://padlet.com/jacy_johnston/insurance/wish/334291805 https://padlet.com/jacy_johnston/insurance/wish/334291834 Hi Kenna]]> 2019-02-22 19:05:24 UTC https://padlet.com/jacy_johnston/insurance/wish/334291834 https://padlet.com/jacy_johnston/insurance/wish/334291927 genetic testing is bad]]> 2019-02-22 19:05:33 UTC https://padlet.com/jacy_johnston/insurance/wish/334291927 https://padlet.com/jacy_johnston/insurance/wish/334292152 Hey Cam!]]> 2019-02-22 19:06:02 UTC https://padlet.com/jacy_johnston/insurance/wish/334292152 https://padlet.com/jacy_johnston/insurance/wish/334292167 my name is tyler lenz]]> 2019-02-22 19:06:05 UTC https://padlet.com/jacy_johnston/insurance/wish/334292167 https://padlet.com/jacy_johnston/insurance/wish/334292282 Hello Tyler]]> 2019-02-22 19:06:16 UTC https://padlet.com/jacy_johnston/insurance/wish/334292282 https://padlet.com/jacy_johnston/insurance/wish/334292693 I have pneumonoultramicroscopicsilicovolcanoconiosis,]]> 2019-02-22 19:07:01 UTC https://padlet.com/jacy_johnston/insurance/wish/334292693 https://padlet.com/jacy_johnston/insurance/wish/334292757 I do not think it is fair to apply a DNA test to an insurance company when only a select few people have taken part in this. If it is going to be taken into account, everybody should be required to take a DNA test when they are applying for health insurance. I also don't think it is fair because these people are more likely to have frequent doctors visits because they know they are at risk to health issues. I also think DNA testing is being used and stored to sell to us when we are older and want to undergo a procedure to look younger (which they would need a gene from your younger self).]]> 2019-02-22 19:07:08 UTC https://padlet.com/jacy_johnston/insurance/wish/334292757 https://padlet.com/jacy_johnston/insurance/wish/334292948 I'm pretty split on this one, I can see both sides to this: it's unfair to pay more for insurance or get denied insurance if you have bad health history, but you get to be more informed about your family's health and that may help you in the future.]]> 2019-02-22 19:07:27 UTC https://padlet.com/jacy_johnston/insurance/wish/334292948 https://padlet.com/jacy_johnston/insurance/wish/334293284 bryson ]]> 2019-02-22 19:08:02 UTC https://padlet.com/jacy_johnston/insurance/wish/334293284 https://padlet.com/jacy_johnston/insurance/wish/334293287 It makes sense that insurance companies would want to know about genetic disorders in order to price their insurance, but it is unfair to charge people more over something they have no control over.]]> 2019-02-22 19:08:02 UTC https://padlet.com/jacy_johnston/insurance/wish/334293287 https://padlet.com/jacy_johnston/insurance/wish/334293332 derek]]> 2019-02-22 19:08:07 UTC https://padlet.com/jacy_johnston/insurance/wish/334293332 https://padlet.com/jacy_johnston/insurance/wish/334293543 nope]]> 2019-02-22 19:08:31 UTC https://padlet.com/jacy_johnston/insurance/wish/334293543 https://padlet.com/jacy_johnston/insurance/wish/334293594 davon is ]]> 2019-02-22 19:08:38 UTC https://padlet.com/jacy_johnston/insurance/wish/334293594 https://padlet.com/jacy_johnston/insurance/wish/334293691 :)]]> 2019-02-22 19:08:49 UTC https://padlet.com/jacy_johnston/insurance/wish/334293691 https://padlet.com/jacy_johnston/insurance/wish/334293748 ok stop]]> 2019-02-22 19:08:57 UTC https://padlet.com/jacy_johnston/insurance/wish/334293748 https://padlet.com/jacy_johnston/insurance/wish/334293785 ;)]]> 2019-02-22 19:09:03 UTC https://padlet.com/jacy_johnston/insurance/wish/334293785 https://padlet.com/jacy_johnston/insurance/wish/334293855 i like your scrunchie kenna]]> 2019-02-22 19:09:12 UTC https://padlet.com/jacy_johnston/insurance/wish/334293855 https://padlet.com/jacy_johnston/insurance/wish/334293992 tyler ur red hair looks good]]> 2019-02-22 19:09:28 UTC https://padlet.com/jacy_johnston/insurance/wish/334293992 https://padlet.com/jacy_johnston/insurance/wish/334294031 who is that huh]]> 2019-02-22 19:09:32 UTC https://padlet.com/jacy_johnston/insurance/wish/334294031 https://padlet.com/jacy_johnston/insurance/wish/334294042 bye]]> 2019-02-22 19:09:34 UTC https://padlet.com/jacy_johnston/insurance/wish/334294042 https://padlet.com/jacy_johnston/insurance/wish/334294201 thanks ]]> 2019-02-22 19:09:50 UTC https://padlet.com/jacy_johnston/insurance/wish/334294201