https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41 by Harmanpreet Singh Sandhu en-us 2021-03-17 23:32:50 UTC 2021-03-29 01:14:59 UTC hello@padlet.com harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1325099367 The given picture describes money of different investors is pooled by a mutual fund company and invests that money in assets portfolio that helps people to migrate risks while investing in securities like bonds,stock.At the end, investors get a handsome amount of funds as return.]]> 2021-03-18 12:29:06 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1325099367 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1325109128 This illustration shows many risks arise in mutual funds because mutual funds are invested in different financial instruments like equity,debt and corporate bonds. The price of instruments keeps fluctuating due to various factors which may result in losses. ]]> 2021-03-18 12:31:36 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1325109128 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1328987352 Here you will learn about mutual funds .A Mutual fund is a financial vehicle made up of a pool of collected money to invest in securities like stocks, bonds, money market  instruments and other assets.]]> 2021-03-19 08:49:44 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1328987352 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1329327765 This video consists definition of mutual funds. A portfolio manager who diversify the investment to get maximum return. Buying and selling of units of mutual funds is based on net assets valve which also known as NAV. An individual gets information regarding mutual funds fee, risk rating and past performance through fund facts before signing an agreement.

The reason to choose this vide is to get brief introduction about mutual funds.Therefore,it explains whole concept in a good way that satisfy the urge to know about mutual funds and how to get return by investing small amount of money in different units of securities in the stock market.]]> 2021-03-19 11:38:25 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1329327765 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1329360221 This video reveals several types of mutual funds like equity stock, balance funds, bonds, index funds, money market instruments and gilts. Equity funds provide capital appreciation to investors who have long term investment plan.Balance funds involve debt and equity securities, these funds are suitable for those who do not like to take risk.Index funds are based in particular market index and also effects by variations in market index. Income funds or bonds are those funds which are mostly invested in government sectors because they provide regular income and less risky than equity funds.

This video is chosen to collect information about different funds , risk involvement and return offers by these funds. A wise decision can be made by knowing every type of mutual funds.]]> 2021-03-19 11:51:38 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1329360221 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1332356869 This video describes benefits and drawbacks of investing in mutual funds. The main advantage of mutual funds is that a small of amount is required for investment. These funds are authorised by some authorities for the protection of investors.while buying units of mutual funds, investors get help of expertise who manage and diversify the investments. These funds offer liquidity that is way buying and selling of funds is easy.On the other side, mutual fund holders pay fee which is called management expense ratio and decisions are made by portfolio manager not by fund holders which is its main disadvantage. Also, these funds hold more cash and trade once a day.

Every coin has two sides so to gather information about positive and negative aspects of mutual funds, that is why this video chosen.]]> 2021-03-20 11:56:26 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1332356869 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1336801223 This video tells some factors should be considered before investing in mutual funds. These factors are geographic area, reputation, market assets value and past performance of company. Performance of company is check through quartile.Next factor is management expense ratio , it may higher in international equity space because more research is required in this area.Also, get information about fund or portfolio manager who manage the portfolio or mutual funds. Investors should have knowledge about regulatory information for that he/she should read simplified prospectus and annual report.

Before a investment, every investor collects information which is kept in mind while making investment. Therefore, this video is selected and describes major points that should be considered when mutual funds are picked.]]> 2021-03-22 08:49:33 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1336801223 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1346768183 www.rbsgam.com
(Learn and plan/types of investments/mutual funds learning centre/what is MER?)
This website explains mutual funds offer benefits,therefore some cost is associated with these benefits.That cost is capture in management expense ratio which also known as MER. It is expressed as a percentage of the average dollar amount of a fund. The main components of MER are investment management fee, operating expenses and taxes.Trialling commission is included when series A mutual funds are purchased.

Investors have to pay for day to day expense when they buy mutual funds.This website is chosen to get information about that cost which includes record keeping fee, advice fee,report, it influences decision regarding investment.]]> 2021-03-24 08:09:18 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1346768183 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1356404491 www.investopedia.com
(MUTUAL FUNDS>MUTUAL FUNDS ESSENTIALS)
This website communicates net present value which represents market value per fund as a share. It is a bid price which is paid by investor to fund company and  redemption price which he receive from fund company when he sells the fund. It is calculated at the end of trading day while considering closing market price of securities.
NAV= Total cash value of securities - liabilities , by number of shares outstanding 

Before an investment, every individual consider something like price and market value of funds because is striking point. To know about price and market value of unit of mutual fund NAV is best option. That is why this website chosen.]]> 2021-03-26 08:48:17 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1356404491 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1356405165 www.wealthsimple.com
This website explains the concept of mutual funds. It describes mutual funds industry is a service industry. This website suggests some steps such as select mutual fund, its cost and fund advisor which are always keep in mind when investors buy mutual funds. Apart from this,  pros and cons of mutual funds are discussed here. It also explains alternative of mutual funds which may offer high return.

This website is best  for that person who wants to invest in mutual funds but he/she does not have any idea about mutual funds because of this content, this website is selected which helps to make a good decision.]]> 2021-03-26 08:48:41 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1356405165 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1356714645  www.MutualFunds.com
This website describes Canada equity funds are these mutual funds which have their own stocks domiciled in Canada.These funds can be invested in different market caps. Equity funds can be managed actively and passively. This website provides table about income profile, income risk, return profile, allocations and expenses of each fund. The data about historical performance,  breakdown of weights of each sector too.

These above mentioned points are considered while making investment because without proper market analysis that investments proof as  a headache. So, this website provides clear picture about top mutual funds which are good option for buying and selling. ]]> 2021-03-26 11:24:23 UTC https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1356714645 harmanpreetsinghsandhu https://padlet.com/harmanpreetsinghsandhu/2vimhqppbt8sdi41/wish/1361688719 Mutual funds is a new concept for me. The most astonishing thing about these funds is that professionals manage the portfolio to minimise the risk and maximise the return.

The whole concept of mutual funds is based on a quote “do not put all eggs in one basket”. It is also applicable in real because individuals do not  spend whole money on one thing and should buy different goods to satisfy their selves.

I would like to share information about  types of mutual funds because everyone does not have same objective if they want to invest so, these types can convince him/her to select right mutual funds.

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