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      <title>117 Finances Graphic Organizer by Alana Baird</title>
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      <description>117</description>
      <language>en-us</language>
      <pubDate>2017-11-13 18:25:20 UTC</pubDate>
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      <item>
         <title>Simple Interest</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206406697</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 18:25:36 UTC</pubDate>
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      <item>
         <title>Compound Interest (Lump Sum)</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206406957</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 18:25:58 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206406957</guid>
      </item>
      <item>
         <title>Present Value Lump Sum</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206407310</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 18:26:30 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206407310</guid>
      </item>
      <item>
         <title>Regular Periodic Payment</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206407467</link>
         <description><![CDATA[]]></description>
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         <pubDate>2017-11-13 18:26:44 UTC</pubDate>
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      <item>
         <title>Regular Payment Needed</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206407878</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 18:27:19 UTC</pubDate>
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      <item>
         <title>Formula</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206408140</link>
         <description><![CDATA[]]></description>
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         <pubDate>2017-11-13 18:27:45 UTC</pubDate>
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      <item>
         <title>Formula</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206408453</link>
         <description><![CDATA[]]></description>
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         <pubDate>2017-11-13 18:28:18 UTC</pubDate>
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      <item>
         <title>Formula</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206408981</link>
         <description><![CDATA[]]></description>
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         <pubDate>2017-11-13 18:29:06 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206408981</guid>
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      <item>
         <title>Formula</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206409567</link>
         <description><![CDATA[]]></description>
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         <pubDate>2017-11-13 18:30:04 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206409567</guid>
      </item>
      <item>
         <title>Compound Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434233</link>
         <description><![CDATA[<div>Look for "compounded" in the question, and find out how many times the money will be compounded to find "n"<br><br>-Parker</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:09:49 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434233</guid>
      </item>
      <item>
         <title>Key Words</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434508</link>
         <description><![CDATA[<div>- Deposit made once, payment into account happens "now" or "today"<br><br>Maddie Jordan</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:10:16 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434508</guid>
      </item>
      <item>
         <title>keyword</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434629</link>
         <description><![CDATA[<div>The equation must say the words "simple interest"<br>-Sarah Gott</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:10:29 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434629</guid>
      </item>
      <item>
         <title>Simple Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434697</link>
         <description><![CDATA[<div>Only use when the question actually mentions "simple interest"<br>-Caleb</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:10:32 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434697</guid>
      </item>
      <item>
         <title>main idea</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434817</link>
         <description><![CDATA[<div>calculates amount earned from saving money (deposit), and amount owed when borrowing money (loans).<br>-Brianna Crowson</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:10:43 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434817</guid>
      </item>
      <item>
         <title>Simple Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434819</link>
         <description><![CDATA[<div>Used to find the amount earned from saving money. The question must have the words "simple interest" in it<br>-Ethan Lingle</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:10:43 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434819</guid>
      </item>
      <item>
         <title>Lump Sum </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434912</link>
         <description><![CDATA[<div>How many times a bank adds to the principle amount.  <br><br>James hinson</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:10:54 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206434912</guid>
      </item>
      <item>
         <title>Keyword</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435019</link>
         <description><![CDATA[<div>"today"<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:11:04 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435019</guid>
      </item>
      <item>
         <title>Keywords</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435121</link>
         <description><![CDATA[<div>deposit (made once or today), compound, describe the time (daily, monthly, annually), <br>-Hailey Shook</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:11:13 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435121</guid>
      </item>
      <item>
         <title>Simple Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435208</link>
         <description><![CDATA[<div>Key words: Must include "simple interest"</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:11:20 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435208</guid>
      </item>
      <item>
         <title>Main Idea</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435308</link>
         <description><![CDATA[<div>Amount needed in account today to have a total amount of X in the future.<br><br>-Erik Rooyakkers</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:11:29 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435308</guid>
      </item>
      <item>
         <title>Keywords-Lexi Stone</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435408</link>
         <description><![CDATA[<div>- deposit made once<br>-happens "now or "today"<br>-given the future value (A) and asked about the present value (P)</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:11:37 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435408</guid>
      </item>
      <item>
         <title>Keyword</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435441</link>
         <description><![CDATA[<div>compounding<br>deposited today<br><br>MacKenzie</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:11:41 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435441</guid>
      </item>
      <item>
         <title>keyword-beth winstead</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435540</link>
         <description><![CDATA[<div>one time deposit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:11:52 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435540</guid>
      </item>
      <item>
         <title>Compound Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435804</link>
         <description><![CDATA[<div>When you add interest that you earn to your principle at the end of a specific time period, this allows you to build on interest exponentially. <br>-Nick Chickering<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:12:15 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435804</guid>
      </item>
      <item>
         <title>Compounded Interest </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435945</link>
         <description><![CDATA[<div>How many times interest gets added to the principle amount.<br>"Interest on Interest" <br>-Michelle Clark </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:12:30 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435945</guid>
      </item>
      <item>
         <title>Lump Sum </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435961</link>
         <description><![CDATA[<div>Compound: how many times interest is added back into principle amount<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:12:30 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206435961</guid>
      </item>
      <item>
         <title>App- compound interest: Anna </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206436061</link>
         <description><![CDATA[<div>drop negative sign, add dollar sign, and 0 if there is only one decimal place because money has to go to 2 decimal places <br>--Anna Underwood </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:12:38 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206436061</guid>
      </item>
      <item>
         <title>Main Idea-- Jackie Park</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206436337</link>
         <description><![CDATA[<div>Find total amount (A) in account after t years of making payment of R into account</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:12:58 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206436337</guid>
      </item>
      <item>
         <title>Simple Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206436420</link>
         <description><![CDATA[<div>Key words: "simple interest"<br><br>LilyGrace</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:13:05 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206436420</guid>
      </item>
      <item>
         <title>Keywords: &quot;now&quot; or &quot;Today&quot;</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206436482</link>
         <description><![CDATA[<div>-Robert Evans</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:13:09 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206436482</guid>
      </item>
      <item>
         <title>Compound Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206437082</link>
         <description><![CDATA[<div>Can be compounded<br>Anually: n=1<br>semi-anually: n=2<br>quarterly: n=4<br>monthly: n= 12<br>weekly: n=52<br>daily: n=365<br>Jackson</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:13:58 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206437082</guid>
      </item>
      <item>
         <title>Periodic Payments </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206437372</link>
         <description><![CDATA[<div>FInd periodic payment needed to get a goal in T years<br><br>Erin McCarthy</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:14:25 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206437372</guid>
      </item>
      <item>
         <title>Lump Sum</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206437378</link>
         <description><![CDATA[<div>allows you to find interest after multiple different amounts of time.<br>Hayes Mabry</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:14:25 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206437378</guid>
      </item>
      <item>
         <title>Compound Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206437710</link>
         <description><![CDATA[<div>Use compound interest if it has the words "compounded weekly, monthly, yearly, daily" in it</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:14:49 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206437710</guid>
      </item>
      <item>
         <title>Formula</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206439457</link>
         <description><![CDATA[<div>Future Value = A<br>Present Value = P<br><br>-Tanaya Agbonze</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:17:12 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206439457</guid>
      </item>
      <item>
         <title>Simple Interest </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206442087</link>
         <description><![CDATA[<div>-percents should be made into decimals<br>-dollar signs are necessary<br>-simple interest<br><br>*Maggie Jones</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 19:20:57 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206442087</guid>
      </item>
      <item>
         <title>Main Idea                 This is just a basic percentage that you get at the end of each period. Usually used by credit card and loan companies. Compound interest uses simple interest.</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206509080</link>
         <description><![CDATA[<div><br>Kara Holyfield</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-13 22:04:41 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206509080</guid>
      </item>
      <item>
         <title>Time Problems</title>
         <author>bairdam</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206533897</link>
         <description><![CDATA[]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 00:34:34 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206533897</guid>
      </item>
      <item>
         <title>Regular periodic payment</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206910389</link>
         <description><![CDATA[<div>Use this formula when you know how much you deposit, but want to know how much you will have in the future <br>-Sarah gott</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:04:50 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206910389</guid>
      </item>
      <item>
         <title>Regular Periodic Payment</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206910687</link>
         <description><![CDATA[<div> The inidividual formulas are with the same variables and basic format, they are just rearranged .</div><div>-Creston M. </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:05:17 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206910687</guid>
      </item>
      <item>
         <title>Main Idea-- Jackie Park</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206910830</link>
         <description><![CDATA[<div>Find periodic payment (R) needed to get (A) goal in (t) years</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:05:29 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206910830</guid>
      </item>
      <item>
         <title>Lump Sum</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206911016</link>
         <description><![CDATA[<div>What you're compounding by is the number for "n". Ex. daily means n=365<br>-Caleb</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:05:46 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206911016</guid>
      </item>
      <item>
         <title>Keyword</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206911070</link>
         <description><![CDATA[<div>Today</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:05:50 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206911070</guid>
      </item>
      <item>
         <title>Key words</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206911525</link>
         <description><![CDATA[<div>each, every, at the end of every <br><br>Erin McCarthy</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:06:30 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206911525</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206912079</link>
         <description><![CDATA[<div>Regular payment needed main idea:<br>How much you need to save/put into the account in payments to reach your goal<br><br>Kara Holyfield<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:07:13 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206912079</guid>
      </item>
      <item>
         <title>Keyword (Simple Interest)</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206912805</link>
         <description><![CDATA[<div>No dividends are reinvested into the account</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:08:14 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206912805</guid>
      </item>
      <item>
         <title>Regular Payment needed</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206913812</link>
         <description><![CDATA[<div>Solves the question "how much must you save?"<br><br>LilyGrace Wolfe</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:09:38 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206913812</guid>
      </item>
      <item>
         <title>present value lump sum</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206914043</link>
         <description><![CDATA[<div>Keywords:<br>today<br>now</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:09:58 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206914043</guid>
      </item>
      <item>
         <title>Present value lump sum</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206915141</link>
         <description><![CDATA[<div>keywords:<br>now<br>today<br>-Hayes Mabry</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:11:43 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206915141</guid>
      </item>
      <item>
         <title>Keywords</title>
         <author>wellbornjc</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/206915934</link>
         <description><![CDATA[<div>Deposit made once, payment to account made now or today.<br><br>-Jackson Wellborn</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-14 19:12:46 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/206915934</guid>
      </item>
      <item>
         <title>Regular Payment Needed</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207260256</link>
         <description><![CDATA[<div>This is used when you need to find the payment amount needed to make in order to get a specific amount/goal in a set number of years.<br>-Mary Martha</div><div><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 15:50:36 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207260256</guid>
      </item>
      <item>
         <title>A = Total Amount = P + IP = Principle (lump sum deposited/borrowed)r = interest rate (per year)n = number of compounds per yeart = time (in years)</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207293561</link>
         <description><![CDATA[<div>Maddie Jordan</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 16:39:22 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207293561</guid>
      </item>
      <item>
         <title>Keywords </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207342035</link>
         <description><![CDATA[<div>These problems will always ask "How Long"<br>-Michelle Clark </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 17:52:57 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207342035</guid>
      </item>
      <item>
         <title>Simple Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207344793</link>
         <description><![CDATA[<div>Key Words: "Simple interest"<br>-Ethan Lingle<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 17:57:55 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207344793</guid>
      </item>
      <item>
         <title>Compound Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207345336</link>
         <description><![CDATA[<div>Key Words: "compounded&nbsp; daily, weekly, quarterly, annually"&nbsp;<br>-Ethan Lingle<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 17:58:53 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207345336</guid>
      </item>
      <item>
         <title>I=PRT</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207345949</link>
         <description><![CDATA[<div>I=Interest<br>P=Principle<br>R=Interest Rate<br>T=Time<br>Maggie Jones</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 17:59:49 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207345949</guid>
      </item>
      <item>
         <title>Present Value Lump Sum</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207346257</link>
         <description><![CDATA[<div>Key Words: "now, today, deposit made once" <br>-Ethan Lingle<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 18:00:17 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207346257</guid>
      </item>
      <item>
         <title>Regular Periodic Payment</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207347294</link>
         <description><![CDATA[<div>Key Words: "Every, at the end of every, each, per"<br>-Ethan Lingle<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 18:01:55 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207347294</guid>
      </item>
      <item>
         <title>Time Problems</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207348466</link>
         <description><![CDATA[<div>Key words: "How long?"<br>-Ethan Lingle</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 18:03:50 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207348466</guid>
      </item>
      <item>
         <title>Keywords</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207369615</link>
         <description><![CDATA[<div>*no lump sum<br>Multiple payments <br>Every time (day,week,month,year</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 18:38:11 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207369615</guid>
      </item>
      <item>
         <title>Keywords</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207374344</link>
         <description><![CDATA[<div>*no lump sum<br>every time (month,day.week,year)<br>multiple payments o</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 18:45:49 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207374344</guid>
      </item>
      <item>
         <title>Keywords</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207375740</link>
         <description><![CDATA[<div>*no lump sum<br>multiple payments<br>pays every (week,day,month,year)<br>&nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp; &nbsp;-Hailey Shookj</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 18:48:09 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207375740</guid>
      </item>
      <item>
         <title>Regular Payment needed</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207386834</link>
         <description><![CDATA[<div>How much must i save?&nbsp;<br><br>Erin McCarthy</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:04:39 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207386834</guid>
      </item>
      <item>
         <title>Time problems- doubleing money</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207387060</link>
         <description><![CDATA[<div>72/APR =years to double. For APR drop the percent sign and dont convert it to a decimal.<br><br>Kara Holyfield<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:04:54 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207387060</guid>
      </item>
      <item>
         <title>Simple interest </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207387191</link>
         <description><![CDATA[<div>Make sure to add $ to the answer</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:05:05 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207387191</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207387814</link>
         <description><![CDATA[<div>Make sure to add $ to the answer <br>-Sarah gott</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:05:58 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207387814</guid>
      </item>
      <item>
         <title>What you&#39;re finding</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207387925</link>
         <description><![CDATA[<div>You're typically searching for the periodic payment which is represented by R<br>- Caleb</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:06:07 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207387925</guid>
      </item>
      <item>
         <title>Simple Interest (Parker)</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207388167</link>
         <description><![CDATA[<div>One-Time Deposit</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:06:28 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207388167</guid>
      </item>
      <item>
         <title>App: Anna Underwood </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207388464</link>
         <description><![CDATA[<div>use "PMT" because you are not depositing a lump sum. You are depositing periodical payments </div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:06:50 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207388464</guid>
      </item>
      <item>
         <title>Lump Sum Keyword (Parker)</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207389232</link>
         <description><![CDATA[<div>Today</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:08:04 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207389232</guid>
      </item>
      <item>
         <title>Main Idea</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207389999</link>
         <description><![CDATA[<div>Main Idea- How long to reach a certain amount of money. -Liam kennedy</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:09:19 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207389999</guid>
      </item>
      <item>
         <title>Main Idea</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207390774</link>
         <description><![CDATA[<div>Use this to find out how much is needed to be saved in order to reach a certain amount. -Liam Kennedy</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:10:41 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207390774</guid>
      </item>
      <item>
         <title>Key Words</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207393561</link>
         <description><![CDATA[<div>"</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:15:08 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207393561</guid>
      </item>
      <item>
         <title>Key Words</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207393586</link>
         <description><![CDATA[<div>"How long..." <br><br>LilyGrace</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 19:15:10 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207393586</guid>
      </item>
      <item>
         <title>Key terms:</title>
         <author>wellbornjc</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207452942</link>
         <description><![CDATA[<div>Each, Every, At the end of every (Month, Year, Weak, Etc.)</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 21:35:24 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207452942</guid>
      </item>
      <item>
         <title>Lump Sum</title>
         <author>wellbornjc</author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207457406</link>
         <description><![CDATA[<div>Principle+Interest Then repeat. Principle+interest=new principle</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 21:52:46 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207457406</guid>
      </item>
      <item>
         <title>Formula/Helpful Hint</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207462862</link>
         <description><![CDATA[<div>When the problem gives you A, you usually have to solve for R and vice-versa.<br><br>-Erik Rooyakkers</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 22:15:35 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207462862</guid>
      </item>
      <item>
         <title>App</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207463710</link>
         <description><![CDATA[<div>Remember that when you are using the app, either the PMT (R) or FV (A) must be negative (not both or you will receive a "NaN" answer.<br><br>-Erik Rooyakkers</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-15 22:19:43 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207463710</guid>
      </item>
      <item>
         <title>main idea: how much time it takes your money to reach a higher amount.</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207493160</link>
         <description><![CDATA[<div>-Brianna Crowson</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 01:26:25 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207493160</guid>
      </item>
      <item>
         <title>Looking to Find &quot;t&quot; or &quot;periods&quot; </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207493319</link>
         <description><![CDATA[<div>-Brianna Crowson</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 01:27:23 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207493319</guid>
      </item>
      <item>
         <title>Simple Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207513556</link>
         <description><![CDATA[<div>Remember you can't use the app for this <br>-maggie jones</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 03:43:18 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207513556</guid>
      </item>
      <item>
         <title>Regular Periodic Payment</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207514893</link>
         <description><![CDATA[<div>when you get A, solve for R<br>and when you get R, solve for A<br>-Hayes Mabry</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 03:53:43 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207514893</guid>
      </item>
      <item>
         <title>Key words</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207515570</link>
         <description><![CDATA[<div>compound<br>-Tanaya</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 03:59:24 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207515570</guid>
      </item>
      <item>
         <title>Key words</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207515850</link>
         <description><![CDATA[<div>compound<br>-Tanaya</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 04:01:05 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207515850</guid>
      </item>
      <item>
         <title>key word</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207516818</link>
         <description><![CDATA[<div>simple interest<br>-Tanaya</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 04:07:35 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207516818</guid>
      </item>
      <item>
         <title>Regular Periodic Payment </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207516911</link>
         <description><![CDATA[<div>a certain amount each month/year instead of one large amount- Beth Winstead</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 04:08:07 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207516911</guid>
      </item>
      <item>
         <title>Present Value Lump Sum</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207517536</link>
         <description><![CDATA[<div>one time deposit, made now -beth winstead</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 04:11:22 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207517536</guid>
      </item>
      <item>
         <title>Principal:</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207523705</link>
         <description><![CDATA[<div>The money borrowed<br>or lent out for a certain period is<br>called the<br>principal or the sum.<br><br>Bri Hardcastle<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 05:02:04 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207523705</guid>
      </item>
      <item>
         <title>Compound Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207523977</link>
         <description><![CDATA[<div>The longer money compounds, the faster it grows. Money growing at 6 percent per year will double in about 12 years, but it will be worth four times as much in 24 years.<br>Bri Hardcastle</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 05:05:05 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207523977</guid>
      </item>
      <item>
         <title>Present Value</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207524467</link>
         <description><![CDATA[<div>The present value is always less than or equal to the future value <br>Bri Hardcastle</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 05:12:11 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207524467</guid>
      </item>
      <item>
         <title>Regular Payment needed main idea</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207666054</link>
         <description><![CDATA[<div>Finds how much and often you will need to deposit to reach a future value after (t) years.<br>-nick chickering<br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 14:15:07 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207666054</guid>
      </item>
      <item>
         <title>Regular Payment Needed Main idea</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207667496</link>
         <description><![CDATA[<div>finds how much and how often you will need to deposit in order to reach a future value with a certain time period.<br>-Nick Chickering<br><br><br></div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 14:17:09 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207667496</guid>
      </item>
      <item>
         <title>Regular Periodic Payment</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207669058</link>
         <description><![CDATA[<div>Given how much and often you deposit you must find the future value (A)<br>-Nick Chickering</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 14:19:24 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207669058</guid>
      </item>
      <item>
         <title>Keywords</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207708757</link>
         <description><![CDATA[<div>"How long?" solving for t<br>-Mary Martha</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 15:16:25 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207708757</guid>
      </item>
      <item>
         <title>Regular Periodic Payment</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207845157</link>
         <description><![CDATA[<div>Can find the total amount in your account in t years of making R payments into the account<br>-Jackson Carter</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 18:55:15 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207845157</guid>
      </item>
      <item>
         <title>Compound Interest</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207846018</link>
         <description><![CDATA[<div>If you use the TVM calculator on your phone Future Value is usually the slot that you are solving for<br>-Jackson Carter</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 18:56:48 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207846018</guid>
      </item>
      <item>
         <title>App: Anna Underwood </title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207862936</link>
         <description><![CDATA[<div>when solving for time on App, divide the period by the "n" or value that it is compounded by to get your "t" value</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 19:26:23 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207862936</guid>
      </item>
      <item>
         <title>Rule of 72</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207940156</link>
         <description><![CDATA[<div>Estimates amount of time for investment to double value.  <br><br>-James Hinson</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 23:41:30 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207940156</guid>
      </item>
      <item>
         <title>Lump Sum</title>
         <author></author>
         <link>https://padlet.com/bairdam/2s664o3dfnbp/wish/207940513</link>
         <description><![CDATA[<div>annually n=1<br>Semiannually n=2<br>Quarterly n=4<br>monthly n=12<br>weekly n=52<br>daily n=365<br><br>-James Hinson</div>]]></description>
         <enclosure url="" />
         <pubDate>2017-11-16 23:43:50 UTC</pubDate>
         <guid>https://padlet.com/bairdam/2s664o3dfnbp/wish/207940513</guid>
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