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      <title>Group  3 and  4 padlet  Why should you use credit cards in an emergany? by COURTNEY BABCOCK</title>
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         <title>Elsouljah Reme</title>
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         <description><![CDATA[<div>Incase you'd have to pay for something urgent you might not have right away such as a hospital bill or important necessities&nbsp;</div>]]></description>
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