B4 Types of Identity Theft by Meghan Lynn

DUMPSTER DIVING

mlynn5 — 2024-12-01 20:26:32 UTC

WHAT IT IS: Dumpster Diving is when someone goes through another person's trash looking for sensitive information to steal someone's identity. They steal personal information by searching for pieces of mail or other documents they throw in the garbage such as bills, credit card offers, bank statements, etc.

HOW TO PREVENT IT:

1. Shred all sensitive information.

2. Separate your personal information.

3. Take your receipts with you.

4. Dispose of any pre-approved credit offers.

5. Hire a professional data destruction service.

6. Deep documents under lock and key until they are destroyed.

Names (partners)

Account Takeover Fraud

narri015 — 2024-12-02 21:12:12 UTC

WHAT IT IS: Account Takeover Fraud is a type of identity fraud where fraudsters leverage a person's existing credentials to take control of their financial, credit, email, or social media accounts

HOW TO PREVENT IT:

strong, unique, and complicated password
security questions
2/multifactor authentication

Naheva/Emilio

Medical Identity Theft

rjone309 — 2024-12-02 21:12:47 UTC

WHAT IS IT: Medical Identity Theft is when someone steals your personal information (SSN, DOB, etc.) to submit fraudulent claims to Medicare and other health insurers without authorization. They can also use this information to receive prescription drugs and medical devices under your name. This can hurt your credit score, and your ability to receive medical care in the future under your insurance.

HOW TO PREVENT IT:

-> Keep prescription bottles in a safe location

-> Lock up health insurance cards

->Shread any old medical documents containing personal information

->Attempt to avoid receiving any medical information via mail

-> Take a marker to block out any information on pill bottles before disposing of them

-> Don't share any medical information over the phone with ANYONE

Ryann and Lincoln

ntimm250 — 2024-12-02 21:14:42 UTC

Estate Identity Fraud

Digital Identity Theft

2024-12-02 21:15:18 UTC

WHAT IT IS: Digital Identity Theft Is when someone makes a fake account pretending to be you, In some ways its to make someone else look bad or to intercept messages could be from friends or from places of purchasing. this happens to anyone and its very difficult to prevent although there is many ways to make those other accounts be deleted

What to do/ how to prevent

have a unique username
when posting make sure you let people know this is the first post.
use security information and passwords
keep your content either privated or not open to public to make it more diffcult for any hackers etc.
avoid online purchases from sketchy sites or in general unless its a known site
limit social sharing

Denys, Mateo

Financial Identity theft

echev055 — 2024-12-02 21:16:15 UTC

WHAT IT IS: Financial identity theft is when a person uses another person's personal information (such as their name, Social Security Number, credit card, or bank account information) to do things like open bank accounts or make unauthorized purchases.

HOW TO PREVENT IT:

Shred receipts
Credit offers
Loan and Credit Applications
Insurance forms
Bank Statements
Similar documents when you no longer need them

Evan and Ellie

Identity Cloning

mbegi244 — 2024-12-02 21:16:22 UTC

WHAT IT IS: Identity cloning is a sophisticated form of theft in which an individual maliciously assumes a person's identity, typically for personal gain or to evade legal consequences. This deceptive act involves the replication of various personal details, such as a person's name, Social Security number, address, and other pertinent information, to create a false persona.

HOW TO PREVENT IT:

Monitor your credit: regularly review your credit reports for suspicious activity
Secure personal information: safeguard sensitive documents and information, both physically and digitally
Use strong passwords: employ strong, unique passwords for online accounts and enable two-factor authentication where possible
Shred documents: properly dispose of documents containing personal information by shredding them
Stay informed: stay informed about the latest identity theft tactics and scams to remain vigilant

Mira and John

Social Security Identity Theft

rchan235 — 2024-12-02 21:16:41 UTC

What It Is: Social security identity theft is when a person illegally uses your personal information to commit fraud. With your social security can cause many issues

How To Prevent It:

Don't list SSN on a paper in public

Never seen SSN's in electronic format

Never have a computer log-in system where a person has to use their SSN

Never Use SSNs on ID cards

Never send SSns on postcards

Never store SSns on unprotected computer system

Ryan & Bella

Synthetic Identity theft

2024-12-02 21:17:23 UTC

What it is: Synthetic identity theft is a special form of fraud in which a real person’s Social Security number (SSN) is stolen and then a name, date of birth, mailing address, email account, and phone number are made up and applied to that legitimate SSN to create a new identity.

Synthetic identity theft can be difficult to detect with traditional fraud monitoring systems. Its most common victims are children, the elderly, and homeless individuals. These populations may be less likely to use credit or monitor their credit history.

How To Prevent It:

Secure your SSN, use your digital security software, and know the signs of phishing scams, review your credit reports, and monitor your credit scores

Arren and Valeria

Child identity theft

2024-12-02 21:18:29 UTC

What is it? Child identity theft is the action when someone uses a minor's personal information, such as name, date of birth, or social security number to fraudulently gain credit or other benefits like opening a bank account applying for loans, etc..

How to prevent it?

there are many ways to prevent child identity theft such as

protecting your child's information
creating strong passwords
freezing you and/or your child's credit
deleting digital information
educating your child about online safety
Questions when giving anyone your child's SSN
Why do you need it?
How will you protect it?
Can you use a different identifier?
Can you use just the last 4 digits

https://www.youtube.com/watch?v=SZsaTxkhjFU

Tax Identity Theft

sstry026 — 2024-12-02 21:19:10 UTC

WHAT IS IT: Tax Identity theft is when someone uses personal info normally in the form of your social security number in order to file a tax return to get a refund in your name to get your money out of that refund

HOW TO PREVENT IT:

1.Keep on paying taxes

2. Keep tax papers in a safe lock box

3. File a tax report for your taxes

4.EMIDIETLY report potential or confirmed tax fraud to the IRS and the FTC

5. Hire a tax preparer during tax season to get someone else to make sure your taxes are in order

Names: Kyle and Savannah

New Account Fraud

hmuel356 — 2024-12-03 00:16:15 UTC

What it is: They use stolen or synthetic personal information to open new accounts, such as bank accounts, credit accounts, secure loans, or establish services in the names of other people. It's usually obtained through data branches, phishing schemes, or purchased on the dark web. Victims usually won't know until it's too late because it's hard to notice that it's happening.

How to prevent it:

make strong identification measures like including additional proof of identity and knowledge based questions.
Train employees to recognize the signs of fraud/ give overall knowledge of how to spot it.
Enhance data protection
Cross reference information with multiple sources.

Hayley and Natalie

Business or Commercial Identity Theft

gsmea411 — 2024-12-03 00:18:11 UTC

WHAT IT IS: Business or Commercial Identity Theft occurs when someone poses as a business owner, officer, or employee to illegally commit fraud. This can include opening credit accounts, making unauthorized purchases, and taking out loans.

HOW TO PREVENT IT:

1.) As a business owner or employee, you can install anti-virus security software

2.) Use responsible, unique, strong passwords

3.) Report suspected identity theft

Gabriella / Darrion

Employment Identity Theft

amore352_ — 2024-12-04 19:21:43 UTC

what it is; happens when someone uses your Social Security number or other personal identifying information for employment purposes

how to prevent it: Keep personally identifiable information confidential,

Don't store personal information on a work computer
Use caution with public Wi-Fi networks and opt for a VPN if possible
Be aware of phishing scams
Use security software
Lock your SSN with E-Verify

Octavio, Aliyah