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      <title>Finances- Additonal ways to increase your finances or make more money by Trent Scullion</title>
      <link>https://padlet.com/sculls08/2gc08tva9u84wydt</link>
      <description>Trent Scullion, Sean Mawhinney</description>
      <language>en-us</language>
      <pubDate>2024-04-01 15:02:35 UTC</pubDate>
      <lastBuildDate>2024-04-02 02:59:14 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Welcome to our wall</title>
         <author>sculls08</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939245332</link>
         <description><![CDATA[<p>In this wall we will be going over ways to use your finacnes to grow your net worth and make money in ways you didn't think of. We will go over what cards to use, what tools you can use to invest and much more.</p>]]></description>
         <enclosure url="" />
         <pubDate>2024-04-01 15:18:58 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939245332</guid>
      </item>
      <item>
         <title>video#1</title>
         <author>sculls08</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939246003</link>
         <description><![CDATA[<p>A quick summary of this video is him going through in his opinion the 6 best credit cards in Canada, he does though the BMO cash back world elite card, American Express aero plan reserve, AMEX platinum card, TD Aeroplane Visa infinite privilege card, BMO student cash back card and the AMEX cobalt. He goes through all these cards in detail and provides numbers on cash back and information on benefits.</p><p><br/></p><p>We chose this video because it goes through in depth the 6 best cards you can get in 2024. The video goes through each card and the benefits of each. He starts with the BMO cash back World elite Mastercard, this card has lots of benefits but to me the biggest advantage is the cash back on reoccurring bills, the cash back on those bills can be used to pay those bills and the money saved can be used to invest in other things which we will go over later. We also wanted to go over another card specifically from this video and that was the BMO student cash back card the cash back rewards can pull into up too 100$ every year which students can use to start investing.</p><p><br/></p><p><br/></p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=WWFEQL3lMMo&amp;t=149s&amp;pp=ygUgaG93IHRvIGNob29zZSBjcmVkaXQgY2FyZCBjYW5hZGE%3D" />
         <pubDate>2024-04-01 15:19:49 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939246003</guid>
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      <item>
         <title>Video#2</title>
         <author>sculls08</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939291209</link>
         <description><![CDATA[<p>In this video he goes through ways to invest to help build wealth including RRSP, TFSA and many more he's goes though each in depth and discuses the pros and cons of each, he even goes though alternate assets that you can use to grow wealth.</p><p><br/></p><p>We chose this video because of the variety of the subjects he talks about. One thing we found useful about this video is the way he talks about using your TFSA account as more of an investment account instead of just a savings account. one thing different about this video is how he talks about using these accounts and not using them in the usual ways but using them differently to allow your self to grow your wealth.  </p>]]></description>
         <enclosure url="https://youtu.be/RtpIqKJvizk" />
         <pubDate>2024-04-01 16:13:30 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939291209</guid>
      </item>
      <item>
         <title>website #1</title>
         <author>sculls08</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939302726</link>
         <description><![CDATA[<p>This website goes over different ways to save and invest in different ways, it goes through long term and short term ways to achieve your goals. It also shows us what tools to use for each of these goals like using mutual funds for long term goals or GIC's for shorter term goals.</p><p><br></p><p>We chose this website because of how it shows multiple ways to get each goal done and how investing your money can help you reach bigger financial success. One thing we like about this website is how it shows both long term and short term goals and the differences of both and how using the different ones can help you achieve either and to increase your finances. </p>]]></description>
         <enclosure url="https://www.canada.ca/en/financial-consumer-agency/services/savings-investments/savings-investment-goals.html#toc3" />
         <pubDate>2024-04-01 16:28:48 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939302726</guid>
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      <item>
         <title>Website #2</title>
         <author>sculls08</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939311163</link>
         <description><![CDATA[<p>This website goes over how to invest save and grow your wealth, it jumps into investing and getting the most out of your money like using savings accounts to help grow wealth. It also goes through securities which are similar to mutual funds, have less fees and are traded similarly to mutual funds. </p><p><br/></p><p>We chose this website because of many reasons especially cause of how in-depth it goes into GIC's and showing the different varieties of GIC's and what to use them for. One thing different about this website is how it teaches you to save and invest as most of the websites only show either one not both and we think that makes this website different from others.</p>]]></description>
         <enclosure url="https://startright.scotiabank.com/setting-up-finances-in-canada.html" />
         <pubDate>2024-04-01 16:40:23 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939311163</guid>
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      <item>
         <title>Image #1</title>
         <author>sculls08</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939320096</link>
         <description><![CDATA[<p>This image to us really makes us think about how you have to let your money grow for you and let it work for you. It shows us that giving your finances more attention can be the difference in your money growing for you or not. </p>]]></description>
         <enclosure url="https://img.freepik.com/premium-photo/minimalist-coin-stacks-with-growing-graph-trees-background-creating-using-generative-ai-tools_852340-11882.jpg?w=1380" />
         <pubDate>2024-04-01 16:52:12 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939320096</guid>
      </item>
      <item>
         <title>Video #3</title>
         <author>seanmawhinney</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939393346</link>
         <description><![CDATA[<p>        In this video she goes through the basics of investing in stocks. They explain how stocks work and why companies rather go public, then take out a loan. I also think that this would be a good video to look at before even thinking about investing in stocks. </p><p><br></p><p>         We Chose this video as investing in stocks is a great thing to do on the side to increase and grow your wealth. Stocks are great for this very reason as you just have to buy the ones you think will do well(usually when low) and sell them when you think they'll go back down (Buy low sell high. We like this video because it informs the viewer about the risk factor involved in stocks. The risk factors are all over the place while doing stocks so in general i would put it as medium risk medium reward. We think stocks would be one good way to help you grow your wealth.</p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=R4h7fyAU7GA" />
         <pubDate>2024-04-01 18:27:32 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939393346</guid>
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      <item>
         <title>Video #4</title>
         <author>seanmawhinney</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939411818</link>
         <description><![CDATA[<p>         The last video we have decided on is a video on how to budget. In this video they talk about how to make a budget based on your income. Although this video does not specially mention how to make money, this grows your wealth as your using money that you have to save instead of buying it on things you don't need.</p><p><br></p><p>         We chose this last video as saving your money and budgeting is an important way to be able to grow your wealth. If you don't budget and have poor self control it is very likely that your wealth will decrease instead of growing. Budgeting is a great way as it still gives you room to have fun and go out but while also saving money growing your money and gaining financial wealth.</p><p>    </p>]]></description>
         <enclosure url="https://www.youtube.com/watch?v=Qz-kYHLWaME" />
         <pubDate>2024-04-01 18:54:38 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939411818</guid>
      </item>
      <item>
         <title>Image #2</title>
         <author>seanmawhinney</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939418152</link>
         <description><![CDATA[<p>In our second picture we used an imagine that depicts don't put all your eggs in one basket. This is what what you should think of when you start investing. It is very important to spread out your investment portfolio with a couple different things. This is important because if you don't and for example only put your money in one stock and that stock plummets then you've lost nearly almost all them money that you've put into. It is best to be safe then sorry when dealing with your money in investing.</p>]]></description>
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         <pubDate>2024-04-01 19:03:52 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939418152</guid>
      </item>
      <item>
         <title>Website #3</title>
         <author>seanmawhinney</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939774549</link>
         <description><![CDATA[<p>       This website goes over a bunch of ways on how you can make money using the money you already have. This website goes into depth and as the title says it shows many ways other then stocks to do this.  These ways include Stocks, Cash, Real estate, and bonds.</p><p><br/></p><p>      We chose this website because it gives the reader a basic understanding of each of those ways to use your wealth to grow your wealth. While going it depth it also gives you a large variety of options incase you don't like an option. As someone may have enough spare wealth to get into stocks but may not be able to get into real estate as it takes much more wealth to get into.</p>]]></description>
         <enclosure url="https://www.cibc.com/en/personal-banking/smart-advice/investing/popular-investments-for-wealth-building.html#:~:text=More%20than%20just%20stocks%20%E2%80%94%20learn%20about%20the,assets%2C%20risk%20and%20return%20are%20somewhat%20related.%20" />
         <pubDate>2024-04-02 02:33:57 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939774549</guid>
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      <item>
         <title>Website #4</title>
         <author>seanmawhinney</author>
         <link>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939803569</link>
         <description><![CDATA[<p>    In our last website that we'll be talking about it goes in depth about saving and what people should do with there money to maximize how to make money with the money they already have. This combines many of the topics we have already suggested (I.e stocks and budgeting) with more ways included.</p><p><br></p><p>     We chose this as our last website because we think that this site would be very useful to a lot of students. This topic includes paying off debt and a lot of other ways to make money using personal finances. These ways do not have a large start up cost and would be perfect for a student to use to make some money on the side.</p>]]></description>
         <enclosure url="https://www.nerdwallet.com/article/finance/money-management" />
         <pubDate>2024-04-02 02:57:56 UTC</pubDate>
         <guid>https://padlet.com/sculls08/2gc08tva9u84wydt/wish/2939803569</guid>
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