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      <title>Getting to Know Insurance Law by Kim Aranas</title>
      <link>https://padlet.com/kmaranas/2abue9uq3sycmji1</link>
      <description>What do you expect on your study of the insurance law? Please upload a photos of yours and do not forget to write your name. :)</description>
      <language>en-us</language>
      <pubDate>2021-08-13 16:07:56 UTC</pubDate>
      <lastBuildDate>2023-04-06 01:52:33 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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      <item>
         <title>Abbie Claire C. Golosino - EH 308</title>
         <author>19105331</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682098160</link>
         <description><![CDATA[<div>I expect that this course will equip me with the relevant knowledge about Insurance laws in our country. I strongly believe that financial literacy is essential and I'm eager to learn about the different kinds of insurance policies here in the Philippines.</div>]]></description>
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         <pubDate>2021-08-17 13:06:44 UTC</pubDate>
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      <item>
         <title>Diana Donabel C. Arriesgado - Block EH308</title>
         <author>15102759</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682104606</link>
         <description><![CDATA[<div>Good evening, Atty. Aranas! I expect to learn about the provisions in the Insurance Code which will help me to understand what may be insured and what may not be insured.</div>]]></description>
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         <pubDate>2021-08-17 13:11:23 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682104606</guid>
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      <item>
         <title>Maria Resper S. Lagas - EH 308</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682116631</link>
         <description><![CDATA[<div>Good day, Atty. Aranas! I expect that this course will aid me in understanding laws relating to Insurance and all the concepts surrounding it as I strongly think this topic is very much foreign to me. Specifically, I want to learn about the concept of beneficiaries in an Insurance and the circumstances surrounding it.</div>]]></description>
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         <pubDate>2021-08-17 13:19:24 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682116631</guid>
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      <item>
         <title>Sean Alexander B. Mirano - EH 308</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682135720</link>
         <description><![CDATA[<div>Greetings, Atty. Aranas! At the end of this class, I expect to learn the basic concepts and laws involving insurance. Since I have numerous friends working as "financial advisers" for insurance companies, I also want to understand how insurance actually works in real life as they are marketed by these businesses.  </div>]]></description>
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         <pubDate>2021-08-17 13:31:10 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682135720</guid>
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      <item>
         <title>PIOL, Burt Ezra L. - EH308</title>
         <author>11103076</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682140020</link>
         <description><![CDATA[<div>Good day, Atty!<br><br>What I am expecting from this course is to help me understand the relevance of Insurances, its&nbsp;laws, concepts, and policies in hopes that it will help me and those in need of legal enlightenment make an informed decision on matters relating to Insurances. Having a vast understanding in this course would definitely help me understand the world of Insurance, how it operates in real life application, and how it affects the lives of real people.</div>]]></description>
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         <pubDate>2021-08-17 13:33:43 UTC</pubDate>
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      <item>
         <title>Jan. Rey M. Ybañez- EH 308</title>
         <author>19104048</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682236644</link>
         <description><![CDATA[<div>In insurance law, I expect to learn the different conditions and circumstances concerning an insurance policy and the grounds that will render such policy as invalid or revocable. Also, I want to learn and&nbsp; understand the different terms and conditions for the perfection and validity of an insurance contract.&nbsp;</div>]]></description>
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         <pubDate>2021-08-17 14:20:47 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682236644</guid>
      </item>
      <item>
         <title>Bulotano, Jhan Felipe R. (EH - 308)</title>
         <author>19104046</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682349920</link>
         <description><![CDATA[<div>Good day, Atty!<br><br></div><div>In the study of Insurance law, I am expecting to learn the basic concept of this legal aspect as I never had any background or prior knowledge of it. I want to know how these transactions or arrangements go about in real life to picture out a better scenario as I further study this subject. Also, since this is a new subject and study for me, I am expecting this subject to be very hard.<br><br></div>]]></description>
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         <pubDate>2021-08-17 15:16:19 UTC</pubDate>
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      <item>
         <title>Balao, James William P. EH 308</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682373198</link>
         <description><![CDATA[<div>Good Day, Atty!<br><br>In the study of insurance law, I expect to learn the fundamental concepts in order to apply the same on the field. I personally know a number of relatives who have been a victim of insurance fraud. Therefore, I plan to give my best in understanding the lessons that you will teach.</div>]]></description>
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         <pubDate>2021-08-17 15:28:05 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682373198</guid>
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      <item>
         <title>Cabrillos, Melfie Lynne - EH 308</title>
         <author>19104740</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682418107</link>
         <description><![CDATA[<div>I expect that we will be examining insurance policies and determine whether they comply with the country's insurance law. With this exercise, we can be on the lookout on what contents should be given more attention⁠—both for personal and professional purposes. I also expect a re-visitation of adhesion contracts, as most insurance contracts are prepared ahead by the companies offering them. Lastly, I expect an honest discussion on the relevance, or the lack thereof, of the Insurance Code at present times.</div>]]></description>
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         <pubDate>2021-08-17 15:52:01 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682418107</guid>
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      <item>
         <title>Lizarondo, Kyle Louis S. - EH 308</title>
         <author>19105660</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682476708</link>
         <description><![CDATA[<div>Growing up, my parents would always tell me to be literate in regards to our financials and the topic of insurance always pops out whenever we talk.&nbsp;</div><div><br></div><div>Personally, I am always curious about how insurance works and how it can help me and the people around me. That being said, I am excited to learn new things from the course.&nbsp;</div><div><br></div><div>I look forward in learning new things about insurance. I do not expect to master the course but to have sufficient understanding and knowledge about its concept and application.&nbsp;</div>]]></description>
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         <pubDate>2021-08-17 16:24:38 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682476708</guid>
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      <item>
         <title>Conner Shane William A. Hines - EH 308</title>
         <author>19105407</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682508473</link>
         <description><![CDATA[<div>Good day Atty,<br><br>I expect to learn from this course the basic laws, concepts, and jurisprudence regarding the insurance policies of the Philippines. I believe it will be challenging as I have no knowledge or idea about this topic/area. Yet, it will be a great learning experience that will be very much needed for life and the legal field.&nbsp;<br><br></div>]]></description>
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         <pubDate>2021-08-17 16:43:11 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1682508473</guid>
      </item>
      <item>
         <title>Malcampo, Peter Albert Immanuel C. - EH 308</title>
         <author>19105702</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683213768</link>
         <description><![CDATA[<div>Good day, Atty.<br><br>In this class, I expect to learn about the concepts and principles of insurance law. I expect to have a hard time, since I do not have a background in this area. </div>]]></description>
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         <pubDate>2021-08-18 02:02:51 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683213768</guid>
      </item>
      <item>
         <title>Jude Louis A. Millares - EH 407</title>
         <author>19103083</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683255322</link>
         <description><![CDATA[<div>Greetings, Atty. Aranas! In this class, I expect to learn the fundamentals about insurance, how it works, and its importance, especially that I, including my entire family, have insurance policies. But I don't really quite fully understand how insurance works as of yet.<br><br>Thank you so much!</div>]]></description>
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         <pubDate>2021-08-18 02:26:38 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683255322</guid>
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      <item>
         <title>Valerie Aileen Ancero - EH 407</title>
         <author>19105355</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683416335</link>
         <description><![CDATA[<div>Good day, Atty.<br><br>For this class, I expect to learn about the concept, principles, and the different jurisprudence on Insurance law. Since insurance law is a totally new topic for me, I expect that I can explain insurance law in a nutshell by the end of the semester. </div>]]></description>
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         <pubDate>2021-08-18 04:06:29 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683416335</guid>
      </item>
      <item>
         <title>Karin L. Bulang - EH 407</title>
         <author>19103025</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683485181</link>
         <description><![CDATA[<div>Good Day, Atty. Aranas!&nbsp;<br><br>I expect the study on insurance law to be quite complex. I remember having a hard time understanding the general overview about insurance back in undergrad as part of our curriculum since everything was unfamiliar to me. I'm hoping that approaching it on the legal perspective albeit more difficult makes it more interesting and understandable.</div>]]></description>
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         <pubDate>2021-08-18 04:53:27 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683485181</guid>
      </item>
      <item>
         <title>Michael Sanchez Zaballero- EH 407</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683492165</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!   I expect that in the study of insurance law, it will help me understand the fundamentals of insurance, its principles and how most companies use it as a business or incentive for its employees. I want to understand the law for legal practices and to understand the market of insurance.    Thank you.</div>]]></description>
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         <pubDate>2021-08-18 04:57:51 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683492165</guid>
      </item>
      <item>
         <title>Maryglie Angelie H. Delicano - EH 407</title>
         <author>19104744</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683531132</link>
         <description><![CDATA[<div>Helloooo, Atty! Last semester, a friend asked me whether she should get life insurance. That was not the first time I got that question. At the end of this course, I hope I will be able to make an informed answer to queries of this kind.<br><br>Likewise, I am hoping to help my family make informed decisions on different types of insurance policies. What red flags should we look out for before signing a policy? How do we guard ourselves against unscrupulous practices?<br><br>As someone whose encounters with insurance are limited to when a family member gets hospitalized, or when we want "free" doctors' consultations and laboratory exams, I am pretty much an empty glass&nbsp; coming into this course. I cannot wait for a semester-worth of pouring and stirring of knowledge. Thank you, Atty!</div>]]></description>
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         <pubDate>2021-08-18 05:22:29 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683531132</guid>
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      <item>
         <title>Ana Mayanara Y. Banquerigo - EH 308</title>
         <author>19105041</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683579005</link>
         <description><![CDATA[<div>Good Day, Atty!<br><br>In this class, I expect to understand better the general framework of insurance, as someone who has encountered this many times in real life not only in health insurances, life insurances, and car insurances. And I also expect to learn how the laws, concepts and policies come in to play for this matter. </div>]]></description>
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         <pubDate>2021-08-18 05:57:43 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683579005</guid>
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      <item>
         <title>J.Priyanka G. Dalagan - EH 407</title>
         <author>19102806</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683632667</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!<br><br>I expect that this course is going to be challenging, but that, with your guidance, we will have a better understanding of both insurance policies and insurance law.</div>]]></description>
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         <pubDate>2021-08-18 06:31:42 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683632667</guid>
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      <item>
         <title>Patricia Jude R. Adolfo - EH 407 </title>
         <author>19105634</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683822675</link>
         <description><![CDATA[<div>Hi, Atty!<br><br>I believe Insurance Law will be of great value especially during this pandemic. I expect to learn more about insurance policies—what it is, what it should contain, and how it is canceled. I also want to know the difference between life insurance and other health services like HMOs.&nbsp;Thank you!</div>]]></description>
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         <pubDate>2021-08-18 09:03:23 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683822675</guid>
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      <item>
         <title>Leah Angeli C. Odchigue - EH407</title>
         <author>19105154</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683847049</link>
         <description><![CDATA[<div>Hi Atty!<br><br>I have no background in Insurance but I believe with your way of teaching, I could understand the subject well. I have friends who are insurance agents and at the end of this sem, I hope I could be as good as them :) Thank you!</div>]]></description>
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         <pubDate>2021-08-18 09:33:03 UTC</pubDate>
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      <item>
         <title>Jel Rose D. Faja - EH 407</title>
         <author>18106396</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683969837</link>
         <description><![CDATA[<div>Greetings, Atty!<br><br>I expect Insurance Law to be challenging on visualizing the jurisprudence and on understanding the provisions. <br><br>I also expect it to be informative and enlightening. I greatly feel the need of understanding this particular subject because of its relevance in our society and of my lack of background.</div>]]></description>
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         <pubDate>2021-08-18 12:11:17 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1683969837</guid>
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      <item>
         <title>Hazel Anne Crabajales - EH 308</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1684332240</link>
         <description><![CDATA[<div>Good evening, Atty.<br><br>In this course, I expect that it would be hard as I do not have any background touching on anything about insurance. However, I expect to learn and fully understand the course and apply it in the future. </div>]]></description>
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         <pubDate>2021-08-18 15:40:14 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1684332240</guid>
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      <item>
         <title>MOLINA, Jasmine E.- EH 308</title>
         <author>15104333</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1684471097</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!<br><br>I expect that we will be provided with the opportunity to learn and understand insurance policies and insurance laws that will equip us for our future undertakings.&nbsp; &nbsp;</div>]]></description>
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         <pubDate>2021-08-18 16:57:51 UTC</pubDate>
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         <title>BULOTANO, Romeo Isabelo R. - EH 308</title>
         <author>19104045</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1684471235</link>
         <description><![CDATA[<div>Hello, Atty! <br><br>I expect my study of Insurance law to be <strong>difficult </strong>because all these (terms) are foreign to me. I also expect to learn about the fundamentals of Insurance law as I find the necessity to do so because I do not really have any idea about the subject except about the fraudulent practices surrounding insurances.<br><br>Thank you!</div>]]></description>
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         <pubDate>2021-08-18 16:57:56 UTC</pubDate>
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      <item>
         <title>Jia Villarin - EH 407</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1684511619</link>
         <description><![CDATA[<div>Hello Atty. Aranas!&nbsp;<br>I expect to learn the different concepts, principles and insurance laws in the Philippines. I also expect this class to be quite challenging since I have no background regarding the subject. </div>]]></description>
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         <pubDate>2021-08-18 17:21:42 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1684511619</guid>
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      <item>
         <title>Destacamento, John M. - EH407</title>
         <author>640005</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1684880199</link>
         <description><![CDATA[<div>Good day, Atty!<br><br>I expect to struggle in this subject knowing that I have little to no base knowledge about how the insurance system works. Because of that, I also expect to learn a lot of new things from this course. Hopefully, after our study of Insurance Law, I will be able to look at insurance in a more objective light -- based on its merits and risks -- because right now, my prejudiced view is that it is 'bad.'</div>]]></description>
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         <pubDate>2021-08-18 22:39:06 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1684880199</guid>
      </item>
      <item>
         <title>Ry Jordane V. Reyes- EH-407 </title>
         <author>19105317</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1685489585</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!&nbsp;<br><br>In this class, I expect to understand and know what to look for when it comes to concepts and provisions relating to insurance and its application. I expect to learn about what to look for, the benefits, and the risks relating to the law when it comes to the coverage of a plan. Looking forward to learning more from you this semester, Atty.!</div>]]></description>
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         <pubDate>2021-08-19 05:05:13 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1685489585</guid>
      </item>
      <item>
         <title>Boycillo, Andrea Dawn E. - EH 308</title>
         <author>19102800</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1685632215</link>
         <description><![CDATA[<div>Good day, Atty.!<br><br>I expect to learn many new things in this course. I only have little knowledge on how insurance works. I am also unfamiliar with the terms involved in insurance. Thus, I expect to gain a broader understanding and appreciation of the basics of Insurance Law and its purpose.</div>]]></description>
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         <pubDate>2021-08-19 06:51:30 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1685632215</guid>
      </item>
      <item>
         <title>Rey Angelo C. Mendez - EH407</title>
         <author>19103164</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1685974446</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!&nbsp;<br>My expectations in studying insurance law is to understand and know the different remedies and nuances that is involved in insurance and how it relates to everyday occurrence.</div>]]></description>
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         <pubDate>2021-08-19 13:07:10 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1685974446</guid>
      </item>
      <item>
         <title>Cabeje, Johanna Francesca - EH 406</title>
         <author>JohannaCabeje</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1686308404</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!<br><br>In my study of the Insurance Law, I expect to master its basics by the end of the semester. Moreover, I want to have a better understanding of its concepts since I have friends who work for insurance companies.<br><br>I look forward to having another fruitful semester with you, Atty. Please stay healthy and safe!</div>]]></description>
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         <pubDate>2021-08-19 16:11:38 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1686308404</guid>
      </item>
      <item>
         <title>Sheena Feby Leopardas - EH 407</title>
         <author>15104275</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1686475871</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!<br><br>My expectation for this course is to learn and hopefully retain everything this subject has to offer. I am quite interested with insurance as a concept in itself because I want to be financially independent in the future and I believe having knowledge with the relevant laws will be advantageous.  </div>]]></description>
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         <pubDate>2021-08-19 17:49:56 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1686475871</guid>
      </item>
      <item>
         <title>Omadlao, Jarren Dehm D. - EH 407</title>
         <author>19103207</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1686507577</link>
         <description><![CDATA[<div>Greetings, Atty. Aranas!<br><br>I expect for this course that we will be tackling the different principles on how the laws on insurances apply to individuals and the different concepts of how insurance corporations/companies operate.&nbsp;</div>]]></description>
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         <pubDate>2021-08-19 18:11:09 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1686507577</guid>
      </item>
      <item>
         <title>Valerie Anne H. Lucero EH-407</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1686515818</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!<br><br>In this course, I expect to learn the basic concepts, principles, and jurisprudence of Insurance Law here in the Philippines. Likewise, I endeavour to know the nuances of Insurance Law so that I can apply it in certain legal cases when I will become a lawyer someday. Also, I want to make myself aware of my rights, remedies, etc especially because I am personally involved in this kind of business.&nbsp;</div>]]></description>
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         <pubDate>2021-08-19 18:16:45 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1686515818</guid>
      </item>
      <item>
         <title>Ramos, Lumen Cristi C. - EH 407 </title>
         <author>19102815</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1687423657</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!<br><br>My expectation for this course is to learn the governing laws and the relevant provisions and jurisprudence involving Insurance. I also expect to appreciate the importance of Insurance in our day-to-day living as I have several friends who are working as financial advisers for different insurance companies and they are really pushing for everyone to get insured.&nbsp;<br><br>Thank you and keep safe, Atty. </div>]]></description>
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         <pubDate>2021-08-20 05:08:17 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1687423657</guid>
      </item>
      <item>
         <title>John Paul A. Velez - EH 406</title>
         <author>19104752</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1687685097</link>
         <description><![CDATA[<div>Good Afternoon Atty. Aranas!<br><br>My expectations in this course is to know the relevant governing laws in insurance as well as the systems of checks and balances that protect both parties. I also hope to gain an understanding in the inner workings of insurance law in order to learn my rights when I choose to avail of an insurance plan.<br><br>Thank you and keep safe Atty!</div>]]></description>
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         <pubDate>2021-08-20 09:01:18 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1687685097</guid>
      </item>
      <item>
         <title>Yu, Edward Peterkim C.- EH 406</title>
         <author>12102856</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1687822119</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!<br><br>I expect to understand the basic concept of the law and fully understand the theories behind it.&nbsp;<br><br>I would also like to know and understand the remedies and other insurance terms.</div>]]></description>
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         <pubDate>2021-08-20 12:26:40 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1687822119</guid>
      </item>
      <item>
         <title>Sitoy, Stephanie T.</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1687980829</link>
         <description><![CDATA[<div>Good day, Atty.<br>I expect to learn the basic concept of insurance law and its application in our daily living.&nbsp;<br>I was with an insurance company, got some insurances... but in reality, I don't understand how they work.<br>Thank you, Atty. Stay safe. God bless☺️.</div>]]></description>
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         <pubDate>2021-08-20 14:23:38 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1687980829</guid>
      </item>
      <item>
         <title>PALERMO, GAYLE RUTH D. - EH 308</title>
         <author>19105375</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688610246</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!&nbsp;<br><br>In the study of Insurance Law, I expect to learn about the fundamentals of Insurance and how it works in real life.&nbsp; Also, since I have no background on this, I expect it to be hard yet hopefully interesting!&nbsp;</div>]]></description>
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         <pubDate>2021-08-20 23:44:59 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688610246</guid>
      </item>
      <item>
         <title>Thea D. Capuyan - EH 407</title>
         <author>19105326</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688674870</link>
         <description><![CDATA[<div><br>Good day Atty. Aranas!&nbsp;<br><br></div><div>In this subject, I expect to encounter concepts that I’m not familiar with since I only hear about insurance from my family members or insurance plan agents. I expect to learn about the different forms of insurance and the risks and benefits of the different forms of insurance. I look forward to a fruitful semester with you Atty. Thank you.&nbsp;<br><br></div>]]></description>
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         <pubDate>2021-08-21 01:55:51 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688674870</guid>
      </item>
      <item>
         <title>Lee, Christina Alexis A. - EH 406</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688905250</link>
         <description><![CDATA[<div>Good day, Atty. Aranas! In Insurance Law, I expect that this subject will be as technical and as difficult as Tax. However, I also think that this will be very useful and helpful most especially in deciding to purchase insurance policies.&nbsp;<br><br>Stay safe always, Atty.&nbsp;</div>]]></description>
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         <pubDate>2021-08-21 10:52:11 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688905250</guid>
      </item>
      <item>
         <title>Rizza Amor L. Caguco</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688922791</link>
         <description><![CDATA[<div>Hello, Atty.!<br><br></div><div>I expect to know more about the basic and important concepts of the Insurance Law here in the Philippines, how it works in the real world, and how it has evolved through the years.</div><div><br></div><div>I also expect that this will help me to be more financially literate in the future.</div>]]></description>
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         <pubDate>2021-08-21 11:47:41 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688922791</guid>
      </item>
      <item>
         <title>Riva Mae S. Cometa - EH308</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688944567</link>
         <description><![CDATA[<div>Good day, Atty Aranas. Insurance is one of the relevant topics that friends and family randomly ask. Everytime they do, all I could answer is "wala pa man mi ana" with and "I'm sorry". Hopefully after this sem, I would be equipped to answer these questions and more. </div>]]></description>
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         <pubDate>2021-08-21 12:44:36 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1688944567</guid>
      </item>
      <item>
         <title>Desiree Clemence B. Panelo - EH 407</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689032034</link>
         <description><![CDATA[<div>Hi, Atty!<br><br>I remember the many times my parents explained to me the importance of life and health insurance but I never understood it. In this course, I expect to finally understand why we need insurances. I expect to learn the different insurance policies available and their value to each individual.&nbsp; I know this will be very helpful in the real world, lawyer or not, so I am quite excited about it.&nbsp;<br><br></div>]]></description>
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         <pubDate>2021-08-21 15:38:07 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689032034</guid>
      </item>
      <item>
         <title>Ma. Ricaella Dawn S. Cardenas - EH 407</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689036919</link>
         <description><![CDATA[<div>Hello, Atty! While I do not have any prior knowledge on this subject, I think Insurance Law is such an interesting field of law. My only first-hand experience with insurance is from my undergrad when my parents would occasionally give me additional allowance claiming that they already received my college insurance. Aside from learning about the laws and jurisprudence, I expect to understand how insurance works in real life.&nbsp;<br><br></div>]]></description>
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         <pubDate>2021-08-21 15:49:00 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689036919</guid>
      </item>
      <item>
         <title>Patrick Samuel L. Ngo - EH407</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689046065</link>
         <description><![CDATA[<div>Good Day, Atty. Aranas!<br><br>I expect to learn more about insurance law, its basic concepts and different principles with regards to Philippine Laws. Insurance is a very interesting topic for me and I hope the lessons we learn can be applied to in the future. As Insurance can be very useful and for family  matters.</div>]]></description>
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         <pubDate>2021-08-21 16:10:05 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689046065</guid>
      </item>
      <item>
         <title>Prisco, Shanen Mae-EH406</title>
         <author>19105689</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689301945</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!&nbsp;<br>I expect that I will learn about the different laws governing Insurance in the Philippines. As someone who has a layperson's understanding of insurance, I expect to learn about the applicable laws to be used in different situations. Lastly, I expect that through this course, I will develop an appreciation of the importance of insurance in real life. </div>]]></description>
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         <pubDate>2021-08-22 05:31:04 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689301945</guid>
      </item>
      <item>
         <title></title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689342418</link>
         <description><![CDATA[<div>Good Day Atty! Admittedly, I don't have much knowledge on insurance but I am well aware of its importance in our day to day lives. Hence, I hope this course will supply me with the knowledge I need about Insurance law especially its application in real life.</div>]]></description>
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         <pubDate>2021-08-22 07:15:56 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689342418</guid>
      </item>
      <item>
         <title>Bongcayo, Kate Jocelle - EH 308</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689364746</link>
         <description><![CDATA[<div>Good day, Atty. I expect to learn about the concepts and governing laws involving insurance in the Philippines. I expect it to be challenging since I do not have a background with insurance. Hopefully, I will be able to understand the concept and appreciate its importance. </div>]]></description>
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         <pubDate>2021-08-22 08:08:37 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689364746</guid>
      </item>
      <item>
         <title>Mapalo, Ella Gabrielle M. EH 407</title>
         <author>19105329</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689511000</link>
         <description><![CDATA[<div>Hello, Atty! For this class, I am hoping to learn not just the basic concepts of Insurance Law but also its application and practice. I hope that when someone asks me about Insurance, I am able to explain it well to them. I believe that knowledge of this field of law is important so as to have some sort of protection from life's unforeseen mishaps. </div>]]></description>
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         <pubDate>2021-08-22 13:44:07 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1689511000</guid>
      </item>
      <item>
         <title>Reyes, Farrah Stephanie C. | EH-407</title>
         <author>19105336</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1690024882</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!</div><div>In this subject I expect to learn the concepts and provisions of insurance law, its importance and how it affects people in different situations. Also, what things to look out for in a contract when making decisions of having insurance/s in the future.&nbsp;</div><div>Thank you, Atty! Stay safe.</div>]]></description>
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         <pubDate>2021-08-23 01:41:16 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1690024882</guid>
      </item>
      <item>
         <title>Espartero, Ruth Abella (EH 407)</title>
         <author>17102414</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1690267923</link>
         <description><![CDATA[<div><strong><em>Good day, Atty. Aranas! </em></strong><br>I hope to acquire basic knowledge<br>and comprehensive understanding on the basic concepts of Insurance Law and be able to apply the same on related legal problems to hurdle the bar examinations. Thank you and God bless! </div>]]></description>
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         <pubDate>2021-08-23 03:21:32 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1690267923</guid>
      </item>
      <item>
         <title>Advincula, Bryce Linden E. (EH 406)</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1690477710</link>
         <description><![CDATA[<div>Hello, Atty! For this class, I want to acquire some knowledge on how the Insurance law works in our country. I also want to find out if there are distinctions in laws that govern the different kinds of insurance entities and the program they offer (i.e. health, life, financial, body insurance).&nbsp;<br>Thank you, Atty!</div>]]></description>
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         <pubDate>2021-08-23 05:11:57 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1690477710</guid>
      </item>
      <item>
         <title>Abellano, April Joy - EH 406</title>
         <author>19105677</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1690873090</link>
         <description><![CDATA[<div>Good day, Atty!&nbsp;<br><br>In this subject, I expect to learn the basic laws pertaining to the different types of insurance in the country. Since I have friends who work in the insurance industry, I want to know how the system actually works. </div>]]></description>
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         <pubDate>2021-08-23 09:56:39 UTC</pubDate>
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         <title>Sumangil, Franz R. - EH407</title>
         <author>19105590</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1690910688</link>
         <description><![CDATA[<div>I expect that this course will teach me with the basic concepts and relevant ideas about Insurance. I was once considering being a "financial advisor" or an insurance broker, however, I did not pursue since I was not sure how insurance actually works. I hope the course would be as interesting as it sounds.</div>]]></description>
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         <pubDate>2021-08-23 10:44:35 UTC</pubDate>
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      <item>
         <title>Abad, John Paul R. - EH 407</title>
         <author>13104867</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1691424336</link>
         <description><![CDATA[<div>Hello Atty., in this class I expect to learn about Insurance policies and regulations governing insurance grants and insurance disputes.</div>]]></description>
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         <pubDate>2021-08-23 16:02:24 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1691424336</guid>
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      <item>
         <title>Ubasawa, Satoru S. - EH407</title>
         <author>10301444</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1693406305</link>
         <description><![CDATA[<div>I expect that this course will teach me the ins-and-outs of Insurance Law so as to have a better understanding and further be able to assert the rights of myself and those close to me.</div>]]></description>
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         <pubDate>2021-08-24 11:02:58 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1693406305</guid>
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      <item>
         <title>Lalaine Mae D. Cañales - EH406</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1700388306</link>
         <description><![CDATA[<div>I expect to learn in this course the importance of insurance, its principles and concepts, and the governing insurance laws in our jurisprudence. I also want to understand the risks entailed in insurance policies and how we can mitigate them.  &nbsp;</div>]]></description>
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         <pubDate>2021-08-27 07:19:13 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1700388306</guid>
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      <item>
         <title>Calzada, Erik Dave L. </title>
         <author>14100689</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1700653295</link>
         <description><![CDATA[<div>I expect this course will fill me with the ample knowledge of insurance, how it works, how it affects society today and educate myself well enough to also educate the people around me. </div>]]></description>
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         <pubDate>2021-08-27 11:58:07 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1700653295</guid>
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      <item>
         <title>Elizaga, Cheska Neña - EH406</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1700718077</link>
         <description><![CDATA[<div>Good day Atty. Aranas! In this course, I expect that I will be able to learn how insurance works and the policies or provisions that govern this type of contract or business. I hope that we will have a fruitful and fun semester studying about this subject. Thank you.</div>]]></description>
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         <pubDate>2021-08-27 12:54:06 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1700718077</guid>
      </item>
      <item>
         <title>Dennie Dalupan - EH406</title>
         <author>19105409</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1700999637</link>
         <description><![CDATA[<div>Greetings, Atty. Aranas!<br><br>With this course, I expect to have a working understanding of what insurance is, why it exists, and the basic principles governing its sale and enforcement. To gain some exposure to the legal issues that lawyers face in this area of practice. In addition, I expect this course to be technical and challenging, but I still hope to gain essential Insurance fluency that I can use for myself and help others in the future.</div>]]></description>
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         <pubDate>2021-08-27 15:16:50 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1700999637</guid>
      </item>
      <item>
         <title>Relampagos, Christine Marie V. - EH406 </title>
         <author>13100052</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1701734693</link>
         <description><![CDATA[<div>Good day, Atty. Aranas!<br><br>I expect that we will dissect each concept and policy on Insurance Law with utmost curiosity and willingness to learn in the hopes of reaching a level of understanding that we will always remember even after the course is done.</div>]]></description>
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         <pubDate>2021-08-28 04:54:34 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1701734693</guid>
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      <item>
         <title>Labuanan, Brylle Vincent  - EH 308 MC</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1701766731</link>
         <description><![CDATA[<div>Good day, Atty!<br><br>In this&nbsp;course, I expect to have a deeper understanding of insurance law and how it could be applied to different kinds of businesses. I also want to learn how cases are defended especially when it comes to insurance claims, in order to protect businesses and also those who have little to no knowledge about insurance law.</div>]]></description>
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         <pubDate>2021-08-28 06:12:40 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1701766731</guid>
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      <item>
         <title>Magdadaro, Everlyn M. - EH 406</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1701773382</link>
         <description><![CDATA[<div>My expectation as I study Insurance Law is really to know what laws govern the insurance business and the legal remedies which may be available to the insured if there are disputes in insurance claims.</div>]]></description>
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         <pubDate>2021-08-28 06:27:24 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1701773382</guid>
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      <item>
         <title>Venezuela, Novah Merill C. - EH308</title>
         <author>19105251</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1701946972</link>
         <description><![CDATA[<div>Good day, Atty! For this course, I expect to learn and understand the basic concepts in Insurance Law together with their nature, requirements and distinctions from each other. Furthermore, I expect this course to provide us a holistic approach and real-life examples that I can apply when I become a lawyer (puhon).</div>]]></description>
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         <pubDate>2021-08-28 13:21:13 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1701946972</guid>
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      <item>
         <title>Mantos, Charles Kenneth - EH406</title>
         <author>15100886</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1739424430</link>
         <description><![CDATA[<div>I expect to learn about the concept of Insurance Policy and what are these policies so that it will equip me in the future.</div>]]></description>
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         <pubDate>2021-09-14 13:25:59 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1739424430</guid>
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      <item>
         <title>Soco, Chelsea M. | EH308</title>
         <author></author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1758098098</link>
         <description><![CDATA[<div>I expect to learn and understand the basic principles or concepts of insurance law so that I may be able to apply my learnings to real life situations or problems.</div>]]></description>
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         <pubDate>2021-09-21 18:24:38 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1758098098</guid>
      </item>
      <item>
         <title>Daulo, Mary Carmille E. | EH 406</title>
         <author>19104699</author>
         <link>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1905502230</link>
         <description><![CDATA[<div>In studying Insurance, I expect that I will be able to identify the nature and purpose of getting an insurance policy. As we go further with our studies, I expect that I will be able to have a good grasp of the whole system surrounding it and its relation to the general public. Moreover, I  expect that my knowledge on how insurance is regulated by law will be wide enough for me to be able to work on cases involving insurance contracts in the future. So far, although we haven’t reached the end yet, I can say that my understanding about Insurance now is far better as compared to how I comprehend it when we were just starting the semester. &nbsp;<br><br></div>]]></description>
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         <pubDate>2021-11-22 07:39:59 UTC</pubDate>
         <guid>https://padlet.com/kmaranas/2abue9uq3sycmji1/wish/1905502230</guid>
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