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      <title>Financial Wellbeing by MFT Staff Health &amp; Wellbeing Team</title>
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      <language>en-us</language>
      <pubDate>2025-01-16 11:47:14 UTC</pubDate>
      <lastBuildDate>2026-07-10 11:20:26 UTC</lastBuildDate>
      <webMaster>hello@padlet.com</webMaster>
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         <title>Salary Finance: Borrow &amp; Learn</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297245367</link>
         <description><![CDATA[<p>Affordable loans paid straight from your salary. </p>]]></description>
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         <pubDate>2025-01-20 11:04:03 UTC</pubDate>
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         <title>Money Helper</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297250966</link>
         <description><![CDATA[<p>Free &amp; Impartial Advice and Guidance for NHS Staff. </p>]]></description>
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         <pubDate>2025-01-20 11:09:02 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297250966</guid>
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      <item>
         <title>SimplyHealth</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297253262</link>
         <description><![CDATA[<p>Affordable plans to support you with claiming back costs of dental work, physio, eye tests, and more.  </p>]]></description>
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         <pubDate>2025-01-20 11:11:16 UTC</pubDate>
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         <title>Fleet Solutions: Car Lease</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297256951</link>
         <description><![CDATA[<p>Lease a new car with fixed monthly payments made straight from your salary. NO deposit, NO credit checks.</p><p><br></p><p>Lease includes: Road tax Car insurance, (for up to 5 drivers), Routine servicing Breakdown cover, and Windscreen &amp; tyre cover.</p>]]></description>
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         <pubDate>2025-01-20 11:14:58 UTC</pubDate>
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         <title>Cycle to Work Scheme</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297292348</link>
         <description><![CDATA[<p>Cyclescheme is an employee benefit that saves you up to 42% on a bike and accessories. You pay nothing upfront and the tax-free payments are taken directly from your salary.</p>]]></description>
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         <pubDate>2025-01-20 11:49:40 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297292348</guid>
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      <item>
         <title>Blue Light Card</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297299977</link>
         <description><![CDATA[<p>Discount service for the emergency services, NHS, social care sector and armed forces.</p><p>For just £4.99, members of the Blue Light community can register for 2-years access to more than 15,000 discounts.</p><p><br/></p><p><br/></p>]]></description>
         <enclosure url="https://www.bluelightcard.co.uk/" />
         <pubDate>2025-01-20 11:56:25 UTC</pubDate>
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         <title>Local Gym Discounts</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297303675</link>
         <description><![CDATA[<p>The Trust has negotiated special rates at&nbsp;a number of local Gyms.</p><p><br/></p><p><strong>Snap Fitness, Sittingbourne &amp; Neats Court</strong> - Staff can enjoy membership on a rolling month to month contract at £29.99 per month. Contact the team at Snap Fitness on&nbsp;01795 599 598.<br><br><strong>Abbey School Fitness Centre, Faversham</strong>&nbsp;- Staff can enjoy membership on a rolling month to month contract at £25.00 per month. Contact the team at&nbsp;the centre on 01795 542488.</p>]]></description>
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         <pubDate>2025-01-20 12:00:28 UTC</pubDate>
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         <title>Discounted Cinema Tickets</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297307241</link>
         <description><![CDATA[<p>Free to claim, all you need is your NHS email address. Register here: <a rel="noopener noreferrer nofollow" href="https://cinemasocietyclub.com/">https://cinemasocietyclub.com/</a></p>]]></description>
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         <pubDate>2025-01-20 12:04:00 UTC</pubDate>
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         <title>Register Free for NHS Discounts</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297311735</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://healthservicediscounts.com/" />
         <pubDate>2025-01-20 12:08:40 UTC</pubDate>
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         <title>Physiotherapy</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297324103</link>
         <description><![CDATA[<p>Here you can self-refer to free physiotherapy and access expert guides on managing MSK issues. </p>]]></description>
         <enclosure url="https://medway.physiomed.co.uk/patients" />
         <pubDate>2025-01-20 12:20:16 UTC</pubDate>
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         <title>MFT Donate &amp; Take Scheme</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297328056</link>
         <description><![CDATA[<p>The Take &amp; Donate Service is located next to the Trust Library (Medical Education Centre) and is easily accessible.</p>]]></description>
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         <pubDate>2025-01-20 12:23:49 UTC</pubDate>
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      <item>
         <title>Financial Welfare Hub</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297330729</link>
         <description><![CDATA[<p>A service for Medway Residents that can:</p><ul><li><p>connect you to the departments within the council that can help you&nbsp;</p></li><li><p>make sure that you’re getting all the financial help you’re entitled to</p></li><li><p>provide impartial support</p></li><li><p>provide emergency financial support</p></li><li><p>help you to improve your financial welfare.</p></li></ul>]]></description>
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         <pubDate>2025-01-20 12:26:23 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297330729</guid>
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         <title>Household Support Fund</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297333867</link>
         <description><![CDATA[<p>Funded by the UK government, the scheme is&nbsp;for those most in need of support to help with significantly rising living costs.</p><p>The fund can be used for:</p><ul><li><p>food and home essentials</p></li><li><p>school uniforms</p></li><li><p>energy</p></li><li><p>water</p></li><li><p>essentials linked to energy and water</p></li><li><p>housing costs in exceptional circumstances, but not mortgages.</p></li></ul><p>The fund is available to everyone who lives in Medway, including those who are not currently receiving benefits and who are not eligible for public funds.</p>]]></description>
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         <pubDate>2025-01-20 12:28:51 UTC</pubDate>
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         <title>StepChange: Advice &amp; Debt Solutions</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297340446</link>
         <description><![CDATA[]]></description>
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         <pubDate>2025-01-20 12:35:07 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297340446</guid>
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      <item>
         <title>Find Food Banks in Kent</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297341896</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.kent.gov.uk/leisure-and-community/cost-of-living-support/urgent-financial-help-and-extra-support/food-or-energy-in-a-crisis/find-a-foodbank" />
         <pubDate>2025-01-20 12:36:23 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297341896</guid>
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         <title>Housing Loss Prevention</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297344487</link>
         <description><![CDATA[<p>Free legal advice and representation for those at risk of losing their homes. </p>]]></description>
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         <pubDate>2025-01-20 12:38:59 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297344487</guid>
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         <title>Help with Homeless Assessment Tool</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297348779</link>
         <description><![CDATA[<p>This website will give you the same answers to questions about your situation as you would get from the Council over the phone or face-to-face.</p><p>It will give you an early indication of whether you are likely to be helped by your local council, and in what way. The sooner you know the likely outcome, the sooner you can prepare to take your next steps.</p>]]></description>
         <enclosure url="https://helpwithhomelessness.info/" />
         <pubDate>2025-01-20 12:43:05 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297348779</guid>
      </item>
      <item>
         <title>Energy Bills: Grants &amp; Benefits</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297353921</link>
         <description><![CDATA[]]></description>
         <enclosure url="https://www.citizensadvice.org.uk/consumer/energy/energy-supply/get-help-paying-your-bills/grants-and-benefits-to-help-you-pay-your-energy-bills/" />
         <pubDate>2025-01-20 12:48:16 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297353921</guid>
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      <item>
         <title>Help with Childcare Costs</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297364793</link>
         <description><![CDATA[]]></description>
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         <pubDate>2025-01-20 12:58:43 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297364793</guid>
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      <item>
         <title>Free Period Products at Morrisons</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297367841</link>
         <description><![CDATA[]]></description>
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         <pubDate>2025-01-20 13:01:58 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297367841</guid>
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      <item>
         <title>Too Good to Go App</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297370338</link>
         <description><![CDATA[<p>Helping users rescue good food from going to waste, offering great value for money at local stores, cafes and restaurants.</p>]]></description>
         <enclosure url="https://www.toogoodtogo.com/en-gb" />
         <pubDate>2025-01-20 13:04:32 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297370338</guid>
      </item>
      <item>
         <title>Claim for Eye Test &amp; Glasses</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297374158</link>
         <description><![CDATA[<p>You can claim back up to £65 for your eye test and glasses. To do this, you will need to pay the full amount for your eye test/glasses up front and then submit a claim through Easy Expenses. </p><p><br/></p><p>Once you log in/create an account:</p><p>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Select ‘expense claims’ in the left hand bar</p><p>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Select ‘add/edit’ under unsubmitted claims</p><p>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In the ‘other claims’ header, pop in the date of your eye test</p><p>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Select ‘Other: Eye Tests’ as expense type</p><p>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upload receipt and include amount being claimed</p><p>·&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Make sure you save/submit!</p>]]></description>
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         <pubDate>2025-01-20 13:08:29 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297374158</guid>
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      <item>
         <title>British Gas Energy Trust</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297377679</link>
         <description><![CDATA[<p>If you are struggling with energy debt, the British Gas Energy Trust may be able to help you (no matter who your supplier is). <a rel="noopener noreferrer nofollow" href="https://www.britishgas.co.uk/energy/british-gas-energy-trust.html?source=BGet-Bing-PPC&amp;cid=PPC.cid_cname=UK_Brand_BG_Energy_Energy+Trust_Modern+Search-G16722915489&amp;gclid=61c70b46992917d5eb97685f7c643407&amp;gclsrc=3p.ds&amp;">Click here</a> to find out more.</p>]]></description>
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         <pubDate>2025-01-20 13:11:48 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297377679</guid>
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      <item>
         <title>National Benevolent Charity</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297395108</link>
         <description><![CDATA[<p>Provides financial support to all experiencing poverty at a time of crisis including small grants to individuals <a rel="noopener noreferrer nofollow" href="https://www.natben.org.uk/">https://www.natben.org.uk/</a></p>]]></description>
         <enclosure url="https://www.natben.org.uk/" />
         <pubDate>2025-01-20 13:26:59 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297395108</guid>
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      <item>
         <title>Lightning Reach</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297397076</link>
         <description><![CDATA[<p>&nbsp;For those struggling with money issues who may need support such as finding grants, benefits or help with bills and local schemes. Lightning Reach portal enables a search and apply for support from multiple providers quickly and easily.</p>]]></description>
         <enclosure url="https://www.lightningreach.org/" />
         <pubDate>2025-01-20 13:28:39 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297397076</guid>
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      <item>
         <title>St Martin in the Fields</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297398416</link>
         <description><![CDATA[<p>Supports frontline workers across the UK with grants to prevent eviction and homelessness and helps with accommodation.</p>]]></description>
         <enclosure url="https://www.smitfc.org/" />
         <pubDate>2025-01-20 13:29:37 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297398416</guid>
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      <item>
         <title>Family Holiday Charity</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297400148</link>
         <description><![CDATA[<p>Providing holidays for those families on very low incomes with children under 18 and who haven’t had a holiday together in the last 4 years.</p>]]></description>
         <enclosure url="https://familyholidaycharity.org.uk/" />
         <pubDate>2025-01-20 13:30:59 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297400148</guid>
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      <item>
         <title>Family Fund</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297401805</link>
         <description><![CDATA[<p>Family Fund Grants for parents/carers of a disabled or seriously-ill child.</p>]]></description>
         <enclosure url="https://www.familyfund.org.uk/" />
         <pubDate>2025-01-20 13:32:23 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297401805</guid>
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      <item>
         <title>Additional Grants and Loans for Healthcare Professionals</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297431444</link>
         <description><![CDATA[]]></description>
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         <pubDate>2025-01-20 13:55:00 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297431444</guid>
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      <item>
         <title>Tax Refunds</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297434671</link>
         <description><![CDATA[<p><strong>Tax Refund: Uniform</strong></p><p>If you wear a uniform at work, you may qualify for a tax rebate (please note that this does NOT include PPE). Check if you are eligible on the government website here: <a rel="noopener noreferrer nofollow" href="http://www.gov.uk/guidance/job-expenses-for-uniforms-work-clothing-and-tools">www.gov.uk/guidance/job-expenses-for-uniforms-work-clothing-and-tools</a>. You can make your claim for free on the government website here: <a rel="noopener noreferrer nofollow" href="http://www.gov.uk/guidance/claim-income-tax-relief-for-your-employment-expenses-p87">www.gov.uk/guidance/claim-income-tax-relief-for-your-employment-expenses-p87</a></p><p>&nbsp;</p><p><strong>Tax Refund: Working from home</strong></p><p>If you work from home for all or part of the week, you may be able to claim tax relief (this includes if you are forced to work from home due to COVID19). Check if you can claim, and make your claim on the government website here: <a rel="noopener noreferrer nofollow" href="http://www.gov.uk/tax-relief-for-employees/working-at-home">www.gov.uk/tax-relief-for-employees/working-at-home</a></p>]]></description>
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         <pubDate>2025-01-20 13:57:56 UTC</pubDate>
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         <title>Gillingham Street Angels</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297439661</link>
         <description><![CDATA[<p>Access low-cost and free furniture, appliances, and disability aids: <a rel="noopener noreferrer nofollow" href="https://www.thestreet-angels.org/furniture-appliances-disability-aids">https://www.thestreet-angels.org/furniture-appliances-disability-aids</a></p>]]></description>
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         <pubDate>2025-01-20 14:01:18 UTC</pubDate>
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         <title>Blue Light Insurance, Mortgages and other Household Bills</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297445336</link>
         <description><![CDATA[<p>If you have a ‘Blue Light Card’ you are able to benefit from various discounts for switching energy provider, free mortgage advice, and money off home buyers protection insurance are some examples. You can claim your Blue Light Card here: <a rel="noopener noreferrer nofollow" href="http://www.bluelightcard.co.uk">www.bluelightcard.co.uk</a> the discount card costs £4.99 and lasts for 2 years. You will need an NHS ID Card or a payslip to register.</p>]]></description>
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         <pubDate>2025-01-20 14:06:23 UTC</pubDate>
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         <title>Retirement &amp; Pension Planning</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297451744</link>
         <description><![CDATA[<p>If you are considering retirement in the next 3 years and would like to find out more, this 2.5 hour session covers:</p><ul><li><p>Changes in your lifestyle and options available to build a new way of life</p></li><li><p>Choices you need to make about your occupational pension before you leave</p></li><li><p>Where you can expect income from and how it is taxed differently in retirement</p></li><li><p>What different savings and investments can do for you</p></li><li><p>Why increased life expectancy escalates the dangers of inflation and how to combat it</p></li><li><p>How to ensure your estate is passed to your intended beneficiaries</p></li><li><p>How to deal with long term care costs and inheritance tax</p></li><li><p>Understand your next steps &amp; where you can receive further guidance &amp; regulated financial advice</p></li></ul><p>&nbsp;</p><p>There is also a ‘Pension and Public Service Remedy’ session. To find out more information about the course, you can contact the Organisational Development team at <a rel="noopener noreferrer nofollow" href="mailto:Medwayft.od@nhs.net">Medwayft.od@nhs.net</a>. </p>]]></description>
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         <pubDate>2025-01-20 14:11:20 UTC</pubDate>
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         <title>Emergency grants, Loans &amp; Money Help</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297455552</link>
         <description><![CDATA[]]></description>
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         <pubDate>2025-01-20 14:14:30 UTC</pubDate>
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         <title>Moneyhelper: Pensions</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3297475507</link>
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         <pubDate>2025-01-20 14:29:51 UTC</pubDate>
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      <item>
         <title>My Money Matters</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3635783403</link>
         <description><![CDATA[<p>Advice and support for:</p><p>Estate Planning</p><p>Retirement</p><p>Mortgages</p><p>Insurances</p><p>Savings &amp; Investments</p>]]></description>
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         <pubDate>2025-10-16 12:36:14 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3635783403</guid>
      </item>
      <item>
         <title>Financial Wellbeing Booklet 2025-2026</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3693481164</link>
         <description><![CDATA[]]></description>
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         <pubDate>2025-11-21 10:36:25 UTC</pubDate>
         <guid>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3693481164</guid>
      </item>
      <item>
         <title>Mymoneymatters - exclusive webinar for MFT colleagues, students, and volunteers</title>
         <author>medwayftyourwellbeing</author>
         <link>https://padlet.com/medwayftyourwellbeing/275iksead67zqwg9/wish/3821049375</link>
         <description><![CDATA[]]></description>
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         <pubDate>2026-03-11 11:36:46 UTC</pubDate>
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