https://padlet.com/04dray/253b55sfwlf5 en-us 2018-12-06 16:12:47 UTC 2025-07-26 13:09:36 UTC hello@padlet.com 04dray https://padlet.com/04dray/253b55sfwlf5/wish/311882571 Daniel Ray]]> 2018-12-06 16:13:50 UTC https://padlet.com/04dray/253b55sfwlf5/wish/311882571 04dray https://padlet.com/04dray/253b55sfwlf5/wish/311882950 An insurance plan that supports your family with money to help with debt and living expenses.]]> 2018-12-06 16:14:26 UTC https://padlet.com/04dray/253b55sfwlf5/wish/311882950 04dray https://padlet.com/04dray/253b55sfwlf5/wish/311885393 Term life: Simplest and cheapest. Set for a planned time frame of when you would die. Can last from 5-30 years.
Whole life: Very expensive but it covers all your needs and lasts your whole life. Consistent payments.
Universal life: Cheaper but more strict on payment due dates. If you are in the range of dying soon you get benefits of a guaranteed payment.
Variable life: An investment based insurance that builds value and has death benefits. It also slowly grows more cash value.]]> 2018-12-06 16:18:07 UTC https://padlet.com/04dray/253b55sfwlf5/wish/311885393 04dray https://padlet.com/04dray/253b55sfwlf5/wish/311892821 https://www.nerdwallet.com/blog/insurance/types-of-life-insurance/
https://www.mcmha.org/factors-determine-life-insurance-premiums/]]> 2018-12-06 16:28:57 UTC https://padlet.com/04dray/253b55sfwlf5/wish/311892821 04dray https://padlet.com/04dray/253b55sfwlf5/wish/311893557 Age because of shorting life expectancy.
Medical history including family and your own to find if there is a high chance of you getting sick.
Occupation because some are more dangerous life as a construction worker.
Gender considering women live longer than men on average.]]> 2018-12-06 16:29:55 UTC https://padlet.com/04dray/253b55sfwlf5/wish/311893557 04dray https://padlet.com/04dray/253b55sfwlf5/wish/311922743 2018-12-06 17:18:11 UTC https://padlet.com/04dray/253b55sfwlf5/wish/311922743 04dray https://padlet.com/04dray/253b55sfwlf5/wish/311926345 Where the money goes to after the on who had died. The person who receives the benefits of the insurance. They receive it through the company to pay for a funeral or if they relied on previous income, then it goes towards that. They could go to anyone and even some charities.]]> 2018-12-06 17:23:44 UTC https://padlet.com/04dray/253b55sfwlf5/wish/311926345