Credit Cards & Credit Card Fees by

Credit Cards & Credit Card Fees by https://padlet.com/mtaylor69/22p634zpix8v Math 125 en-us 2017-09-07 19:06:20 UTC 2025-11-02 19:12:47 UTC hello@padlet.com Credit Score and Credit Cards mtaylor69 https://padlet.com/mtaylor69/22p634zpix8v/wish/185671790 Taylor M, Kristi C, Tiffany R, Evan D]]> 2017-09-07 19:06:37 UTC https://padlet.com/mtaylor69/22p634zpix8v/wish/185671790 Videos: mtaylor69 https://padlet.com/mtaylor69/22p634zpix8v/wish/185672308 https://archivesbb.nbclearn.com/portal/site/BbHigherEd/flatview?cuecard=42884

]]> 2017-09-07 19:07:53 UTC https://padlet.com/mtaylor69/22p634zpix8v/wish/185672308 • Recommended to pay bills in full so you don’t have to pay the extra interest. • Card companies don’t like when people pay in full because they make money off of interest. • Over 7000 different card companies, but most use the same several large card companies. • Paying your card balance late can make your interest go up insanely high. • Banks make most of their money off of overdraft fees, (60%) (32 billion a year). mtaylor69 https://padlet.com/mtaylor69/22p634zpix8v/wish/185673261

]]> 2017-09-07 19:09:51 UTC https://padlet.com/mtaylor69/22p634zpix8v/wish/185673261 • Credit score is very important for things like buying a car, house and even getting a job. • There are 3 major credit card bureaus1. Experian2. Equifax3. Trans Union • Tips to help credit score: 1. Pay on time 2. Limit number of credit cards 3. Beware of joined credit 4. Check for errors in charges • You can write a 100 word statement to a major credit card bureau to explain something that hurt your credit score and they can reverse it. • Overdrawing is one of the most common and costly mistakes made. mtaylor69 https://padlet.com/mtaylor69/22p634zpix8v/wish/185673626 2017-09-07 19:10:53 UTC https://padlet.com/mtaylor69/22p634zpix8v/wish/185673626 Recommended to pay bills in full so you don’t have to pay the extra interest. Our group agrees this is a smart plan but isn’t always that simple.. Over 7000 different card companies, but most use the same several large card companies. We found this interesting because there are so many but everyone uses the same large ones like PNC, Chase, American Express, and Discover. Banks make most of their money off of overdraft fees, (60%) (32 billion a year). Our group finds believable but is messed up. Credit score is very important for things like buying a car, house and even getting a job. We didn’t know that jobs check your credit score. There are 3 major credit card bureaus Experian, Equifax, and Trans Union. We didn’t even know that this was a thing. Tips to help credit score: pay on time, limit number of credit cards, beware of joined credit, check for errors in charges. Our group thought this was common sense. You can write a 100 word statement to a major credit card bureau to explain something that hurt your credit score and they can reverse it. We didn’t know this but is a comforting idea because we all make mistakes. Overdrawing is one of the most common and costly mistakes made. Banks make a LOT of money off of these fees so we should all be aware of this and watch what we spend. mtaylor69 https://padlet.com/mtaylor69/22p634zpix8v/wish/185673971 2017-09-07 19:11:36 UTC https://padlet.com/mtaylor69/22p634zpix8v/wish/185673971 mtaylor69 https://padlet.com/mtaylor69/22p634zpix8v/wish/185681894 2017-09-07 19:33:22 UTC https://padlet.com/mtaylor69/22p634zpix8v/wish/185681894